The CIBC Aeroplan^® Visa Infinite Privilege^* Card is the bank's top-tier Aeroplan co-branded credit card. If you meet the minimum income requirement, you'll enjoy a suite of Air Canada benefits and a sizeable welcome bonus. The information for the CIBC Aeroplan® Visa Infinite Privilege* Card has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.

Bonuses & Fees

As CIBC's top-tier Aeroplan co-branded credit card, the CIBC Aeroplan^® Visa Infinite Privilege^* Card currently offers up to 60,000 Aeroplan points as a signup bonus,^† divided into three parts:

• 20,000 Aeroplan points upon first purchase^†
• 30,000 Aeroplan points upon spending $7,000 in the first four months^†
• 10,000 Aeroplan points upon renewing the card for a second year and spending at least $15,000 in the first year^†

As a Visa Infinite Privilege^* product, this card commands a high annual fee of $599. This can be reduced to $460 via a $139 rebate if you hold CIBC’s Smart Plus Account (which itself requires a minimum balance of $6,000 to waive the monthly maintenance fees of $29.95).

Earning Rewards

The CIBC Aeroplan^® Visa Infinite Privilege^* Card has the following earning rates:

• 2 Aeroplan points per dollar spent on eligible Air Canada and Air Canada Vacations purchases^†
• 1.5 Aeroplan points per dollar spent on eligible groceries, gas, dining, food delivery, electric vehicle charging, and travel purchases^†
• 1.25 Aeroplan points per dollar spent on all other eligible purchases^†

In terms of premium Aeroplan co-branded credit cards, the earning rates are on par with the TD^® Aeroplan Visa Infinite Privilege^* Card, and slightly lower than the American Express Aeroplan Reserve Card on some categories. However, the CIBC Aeroplan^® Visa Infinite Privilege^* Card is unique in offering 1.5 points per dollar spent on electric vehicle charging.^†

Redeeming Rewards

Aeroplan remains the program of choice for the vast majority of Canadians aiming to redeem their points for high-value international business and First Class redemptions. Redeeming Aeroplan points follows the Aeroplan Flight Reward Chart, and can cost as little as 55,000 points one-way from Vancouver to Tokyo in business class. From the East Coast, 60,000 Aeroplan points (or often fewer, thanks to Air Canada’s preferred pricing if you hold Elite Status or a credit card) would unlock a transatlantic flight to most parts of Western Europe. Closer to home: short-haul flights within North America that are under 500 miles only cost 6,000 Aeroplan points one-way. With the points earned from this card (including the minimum spending requirement), you can fly one-way in business class to many destinations, and even First Class on some routes.

Perks & Benefits

As CIBC's premium Air Canada travel card, the CIBC Aeroplan® Visa Infinite Privilege^* Card leans in heavily on Air Canada travel benefits:

• Priority boarding, priority check-in, and a free first checked bag on all Air Canada flights, for the primary and supplementary cardholders^†
• Complimentary visits to Air Canada Maple Leaf Lounges within North America, for the primary and supplementary cardholders^†
• Preferred pricing when redeeming Aeroplan points for Air Canada flights^†
• The ability to earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) for every $5,000 spent^†
• The ability to rollover up to 200,000 SQMs and 50 eUpgrades per year^†
• The ability to earn an Annual Worldwide Companion Pass after spending $25,000 on the card per year^†
• Your Aeroplan points won't expire for as long as you're a cardholder^†

It's worth noting that the CIBC Aeroplan^® Visa Infinite Privilege^* Card allows cardholders to bring one guest for free on their Maple Leaf Lounge visits within North America as an introductory perk until December 31, 2024.^† In addition to the Air Canada benefits, the card also offers a strong set of benefits through its Visa Infinite Privilege^* designation:^†

• A complimentary DragonPass membership with six annual complimentary visits per year, for the primary and supplementary cardholders^†
• Priority benefits (valet parking, fast track security, etc.) at select airports in Canada: Vancouver, Montreal, Ottawa, and Toronto Billy Bishop^†

Finally, the CIBC Aeroplan^® Visa Infinite Privilege^* Card also offers a $50 (USD) NEXUS credit,^† which is always useful for getting a NEXUS card to make your journey across the US border much smoother.

Insurance Coverage

As a high-end product, the CIBC Aeroplan^® Visa Infinite Privilege^* Card excels in the insurance department. Some examples of its strong coverage include:

• Emergency medical insurance: Up to $5 million of coverage for the first 22 days of your out-of-province trip (10 days if you or your spouse are aged 65 or older)^†
• Delayed and lost baggage Insurance: For delayed baggage, up to $500 of coverage per insured person if delayed more than 6 hours and combined total of up to $1,000. For lost baggage, up to $1,000 of coverage per insured person and a combined total of $2,500.^†
• Flight delay insurance: Up to $500 in coverage if your flight/trip is delayed more than 4 hours.^†
• Trip cancellation / trip interruption insurance: For Trip Cancellation, up to $2,500 of coverage per insured person, with a maximum of $10,000 for all insured persons on the same trip, and for Trip Interruption, up to $5,000 of coverage per insured person, with a maximum of $25,000 for all insured persons on the same covered trip.^†
• Auto rental collision/loss damage insurance: Comprehensive coverage for up to 48 consecutive days on cars for cars with an MSRP of up to $85,000, which can help you save on the insurance fees that the car rental company would otherwise charge.^†

It's important to note that these benefits would also apply on Aeroplan reward tickets, as long as you charge the taxes and fees of your booking to your CIBC Aeroplan^® Visa Infinite Privilege^* Card.^† Additionally, the card also offers Purchase Security and Extended Warranty Protection, covering most eligible items you’ve purchased with your card should they be stolen or damaged within 120 days of purchase, as well as a two additional years on top of the manufacturer's warranty.^†