70,000 Aventura Points
Apply Now$1,050
First-year value
70,000
Aventura Points
$120
Annual fee
First Year Rebate
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aventura Points at 1 cents per point.
Last updated: November 1, 2025
The CIBC Aventura Visa Card for Business is a mid-tier card targeted at business owners that want to earn CIBC Aventura Points from their day to day spending.
The information for the CIBC Aventura Visa Card for Business has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 30,000 | First purchase |
| Spend threshold | 40,000 | $35,000 spend in 12 months |
| Total | 70,000 Aventura Points |
Annual Fee
$120
First Year
Free
Additional Card
Free
The tiered bonus structure rewards sustained spending rather than a single large purchase, making it ideal if your business naturally hits that $35,000 threshold—but worth skipping if you won't reach it.
| Category | Rate |
|---|---|
| Travel | 2× |
| Gas | 1.5× |
| Everything Else | 1× |
If you travel regularly or manage business fuel expenses, this card's bonus categories align well with common corporate spending—but make sure you book through CIBC's portal to unlock the top rate.
The most valuable way to redeem Aventura points is on travel purchases.
You can redeem Aventura Points towards airline tickets on the CIBC Airline Rewards Chart, which offers significantly higher redemption value than other options. Redemptions must be completed through CIBC's in-house travel portal.
Aventura Points are also useful for offsetting the cost of travel that's otherwise difficult to book with points, such as independent hotels, short-term rentals, car rentals, trains, or flights that can't be booked with other programs like Aeroplan or Marriott Bonvoy.
Underwritten by Belair Insurance Company Inc.
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | $1,000 | $5,000/trip · charge required · Points from card reward program can be redeemed for trip cost; cash value will be provided for points-based bookings |
| Trip Interruption | $2,000/person | charge required |
| Trip Delay | $2,000 | null-hour minimum · Out-of-pocket expenses (accommodation, meals, telephone, taxi, ridesharing) up to $100/day, max $1,000 per trip for all insured persons combined |
| Baggage Delay | $500 | 6-hour minimum |
| Baggage Loss | $500/person | $1,000 total |
| Rental Car | Included | Primary CDW · MSRP ≤ $85,000 · up to 48 days |
| Travel Accident | $500,000 | — |
| Purchase Protection | $60,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
Pre-Existing Conditions
90-day stability period required
View Certificate of Insurance (PDF)
The insurance on the CIBC Aventura Visa Card for Business is middle of the road, as it doesn't include emergency out-of-province medical insurance, which is a standard feature on many competing cards.
This card does include flight and baggage delay insurance, car rental loss and damage insurance (which can help you save on daily insurance charged by car rental companies), common carrier accident insurance, and protection against trip cancellation or interruption.
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Apply NowLast updated: November 1, 2025