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Credit Cards

Below are the top credit cards in the Canadian marketplace for the purposes of earning points and maximizing rewards.

Business Platinum Card from American Express
75,000 MR points
  • $499 annual fee
  • Unlimited Priority Pass lounge access
  • Airline & hotel partners
American Express Aeroplan Reserve Card
75,000 Aeroplan points
  • $599 Annual fee
  • Unlimited Maple Leaf Lounge access in North America
  • $100 statement credit
TD Aeroplan Visa Infinite Privilege Card
50,000 Aeroplan points + Buddy Pass
  • Effectively 80,000 Aeroplan points
  • Maple Leaf Lounge access within North America
  • Six complimentary Priority Pass visits
American Express Cobalt Card
45,000 MR Select points
  • $10 monthly fee
  • 5x points on groceries and dining
  • Transfer to hotel partners
TD Aeroplan Visa Platinum Card
20,000 Aeroplan points
  • First Year Free
  • No income requirement
  • Preferred pricing on Air Canada flights
TD Aeroplan Visa Infinite Card
20,000 Aeroplan points + Buddy Pass
  • Effectively 50,000 Aeroplan points
  • 1.5x points on gas and groceries
  • $100 NEXUS credit
American Express Gold Rewards Card
30,000 MR points
  • $150 annual fee
  • 2x points on gas, groceries, drugstores, and travel
  • Airline & hotel partners
American Express Aeroplan Business Reserve Card
75,000 Aeroplan points
  • $599 annual fee
  • Unlimited Maple Leaf Lounge access in North America
  • $100 statement credits
MBNA Alaska Airlines World Elite Mastercard
30,000 Alaska miles
  • Great Canadian Rebates cash back
  • Free checked bags on Alaska flights
  • Annual US$121 companion fare
MBNA Alaska Airlines Platinum Plus Mastercard
20,000 Alaska miles
  • Great Canadian Rebates cash back
  • Annual US$121 companion fare
  • Car rental discounts
TD Aeroplan Visa Business Card
25,000 Aeroplan points + Buddy Pass
  • Effectively 55,000 Aeroplan points
  • 1.5x points on travel and dining
  • $100 NEXUS credit
National Bank World Elite Mastercard
$300 cash back
  • $250 annual travel credit
  • Strong travel insurance
  • Airport lounge access

Useful Resources

Newbie's Guide to Miles & Points

Get started with earning and redeeming points!

American Express Credit Card Flowchart

The optimal Amex application strategy

The Lingo

Glossary of key Miles & Points terminology