CIBC Aventura Visa Card

Last updated: August 4, 2023
  • 2,500 CIBC Aventura points
  • $31 First-year value
Signup bonus:
2,500 Aventura points upon completing five qualifying activities within 60 days
Total of 2,500 Aventura points
Annual fee:

Interest Rates:
20.99% purchase
22.99% cash advance (21.99% QC)
22.99% balance transfer (21.99% QC)

Earning rate:
1 Aventura point per dollar spent at gas stations, EV charging, grocery stores, drug stores, and travel purchases via the CIBC Travel Rewards Centre
1 Aventura point per $2 spent on all other purchases

The CIBC Aventura Visa Card is an entry-level credit card for anyone interested in earning Aventura points. It won’t attract everyone, but it’s an option for anyone looking for a card with no annual fee.



Bonuses & Fees

The CIBC Aventura Visa Card is offering 2,500 Aventura points for new cardholders, distributed as follows:

  • 500 points per activity
    • Share your email address with CIBC
    • Sign up for eStatements
    • Add an authorized user
    • Hold any eligible CIBC Chequing Account
    • Add your credit card to a mobile wallet

The card has no annual fee for the primary or supplementary cardholders.

Earning Rewards

The CIBC Aventura Visa offers 1 point per dollar spent at gas stations, EV charging, grocery stores, drug stores, and on travel purchases made through the CIBC Rewards Centre. It offers 1 point per $2 spent on all other purchases.

Using this card for your regular spend is generally recommended for individuals to use as a starting point to establish a strong customer relationship with CIBC or to build their credit history.

Redeeming Rewards

CIBC Aventura points can be redeemed in a variety of ways. However, the most valuable way to redeem Aventura points is on travel purchases.

For example, you can redeem Aventura points for flights booked through the CIBC Travel Rewards Centre at a rate of 1 cent per point.

However, until March 31, 2024, you can redeem CIBC Aventura points for travel booked in any way at an elevated rate of 1.25 cents per point.

You can also use CIBC Aventura points towards a $1,000 (CAD) airline ticket in the “Canada and U.S. (long-haul)” category on the Aventura Airline Rewards Chart, increasing the value of your points from 1 cent per point (cpp) to as much as 2.5cpp.

Generally speaking, it’s recommended to redeem Aventura points via the above chart whenever possible, since it offers the maximum value for your points. It’s worth noting that this must be done through CIBC’s in-house travel portal.

However, Aventura points can also be useful for offsetting the cost of travel that’s otherwise difficult to book with points. For example, Aventura points can be used to cover the cost of independent hotels, short-term rentals, car rentals, trains, or flights that can’t be booked with other programs, such as Aeroplan or Marriott Bonvoy.

Perks & Benefits

Cardholders of the CIBC Aventura Visa Card can save up to 10¢ per litre at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.

Insurance Coverage

The CIBC Aventura Visa Card offers a standard insurance package for no-fee credit cards, including Common Carrier Accident insurance, as well as rental car insurance up to an MSRP of $65,000.

It also offers an extended warranty of up to one year on top of whatever the manufacturer provides, as well as purchase protection for 90 days.

Apply Now

The card has a minimum income requirement of $15,000 (household).

You can follow the below link to the CIBC website to learn more about this card and submit an application.


If you have trouble qualifying, you might be eligible for the CIBC Aventura Visa Card for Students instead. It has all the same earn rates and perks, but with no income requirement.

You can follow the below link to the CIBC website to apply for the CIBC Aventura Visa Card for Students.


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