45,000 Aventura Points
Apply Now$480
First-year value
45,000
Aventura Points
$139
Annual fee
First Year Rebate
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aventura Points at 1 cents per point.
Last updated: January 9, 2026
The CIBC Aventura® Gold Visa* Card is a near identical copy of the CIBC Aventura® Visa Infinite* Card, with a lower minimum income requirement and less travel insurance.
This card is right for you if you have a more modest income and want to earn Aventura Points to put towards travel.| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 15,000 | First purchase |
| Spend threshold | 30,000 | $3,000 spend in 4 months |
| Total | 45,000 Aventura Points |
Annual Fee
$139
First Year
Free
Additional Card
Free
The annual fee is rebated in the first year†; otherwise, it can be rebated if you hold a CIBC Smart Plus Chequing Account.2
| Category | Rate |
|---|---|
| Travel | 2× |
| Gas | 1.5× |
| Drugstore | 1.5× |
| Groceries | 1.5× |
| Everything Else | 1× |
If you're strategic about where you shop, the bonus categories cover enough everyday spending to meaningfully accelerate your points balance without requiring category juggling. Just remember that the travel bonus only applies to bookings made through CIBC's portal, which may limit your flexibility compared to booking directly.
CIBC Aventura Points are most valuable when redeemed for travel purchases.
The Aventura Flight Rewards Chart offers the maximum value for your points. Redeem through the CIBC Rewards Centre for the best results.
Aventura Points can also be useful for offsetting the cost of travel that's otherwise difficult to book with points.
4 Visa Airport Companion lounge visits per year
GeneralNEXUS application fee rebate every 4 years
GeneralMobile device insurance
GeneralFour lounge visits per year provide value if you lack lounge access through another credit card.
NEXUS is a frequent traveller program designed to speed up your travels between Canada and the United States. With this card, you'll receive a full rebate on the application fee by charging it to your CIBC Aventura® Gold Visa* Card.
Underwritten by Belair Insurance Company Inc.
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | $5,000,000 | 15 days · not covered (65+) · Cardholder, cardholder's spouse and dependent children. Coverage for expenses incurred as result of emergency while travelling outside province of residence. |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | $500 | 4-hour minimum · Reasonable living expenses, transportation expenses and entertainment expenses incurred during period of flight delay/missed connection. Transportation expenses limited to $100, entertainment expenses limited to $100 per occurrence for all insured persons combined. |
| Baggage Delay | $500 | 6-hour minimum |
| Baggage Loss | $500/person | $1,000 total |
| Rental Car | Included | Primary CDW · MSRP ≤ $85,000 · up to 48 days |
| Travel Accident | $500,000 | — |
| Purchase Protection | $60,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
| Mobile Device | Included | $1,000/claim |
Pre-Existing Conditions
90-day stability period required
View Certificate of Insurance (PDF)
The CIBC Aventura® Gold Visa* Card is effectively a version of the CIBC Aventura® Visa Infinite* Card for those who don't meet the higher income requirements. Insurance is the only major aspect in which these two cards differ.
One key difference: the CIBC Aventura® Gold Visa* Card doesn't feature Trip Cancellation/Trip Interruption insurance or emergency medical insurance for anyone over the age of 64, which are offered on the CIBC Aventura® Visa Infinite* Card.†
The card's insurance protections make it worth considering for everyday purchases and travel-related expenses.
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Apply NowLast updated: January 9, 2026