85,000 Aeroplan points
Apply Now†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
$871
First-year value
85,000
Aeroplan points
$599
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aeroplan points at 2.1 cents per point.
Last updated: March 2, 2026
The TD® Aeroplan® Visa Infinite Privilege* Card is one of the best co-branded Aeroplan credit cards that the bank has to offer.
If you meet the minimum income requirement, you'll enjoy a suite of Air Canada® benefits and a very lucrative welcome bonus.
| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 20,000 | First purchase |
| Spend threshold | 35,000 | $12,000 spend in 6 months |
| Anniversary bonus | 30,000 | $24,000 spend in 12 months |
| Total | 85,000 Aeroplan points |
Annual Fee
$599
Additional Card
$199/year
We value Aeroplan Points at 2.1 cents per point, which makes the TD® Aeroplan® Visa Infinite Privilege* Card a high-value option for frequent travellers — especially those who can maximize its welcome bonus and travel perks.
Your actual value could be higher if you redeem Aeroplan points strategically — especially on premium cabin redemptions — or take advantage of perks like Maple Leaf Lounge access, priority airport services, insurance coverage, and free checked bags.
| Category | Rate |
|---|---|
| Travel | 2× |
| Groceries | 1.5× |
| Gas | 1.5× |
| Dining | 1.5× |
| Transit | 1.5× |
| Everything Else | 1.25× |
The earning rates on this card are on par with the CIBC Aeroplan Visa Infinite Privilege Card, and slightly lower than the American Express Aeroplan Reserve Card in some categories.
The TD® Aeroplan® Visa Infinite Privilege* Card offers a competitive welcome bonus and wider merchant acceptance than American Express, making it one of the most versatile cards in the market.
Aeroplan is an effective program for redeeming points toward high-value international business class and First Class flights.
From the East Coast, Aeroplan points can unlock transatlantic flights to Western Europe, with redemption rates reduced through Air Canada's® preferred pricing benefit if you hold Aeroplan Elite Status or a co-branded credit card.
Unlimited Maple Leaf Lounge access + 1 guest
General6 Visa Airport Companion lounge visits per year
GeneralPriority check-in, boarding, and baggage handling for cardholder + up to 8 companions
GeneralPriority security at Toronto Billy Bishop, Montreal, Ottawa
GeneralFree first checked bag for cardholder + up to 8 companions
General1,000 SQC per $5,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)
General10% Head Start toward Aeroplan Elite Status (starting 2027)
GeneraleUpgrade credits extended to 24-month validity
GeneralCompanion Pass ($99–$599) after $25,000 annual spend
General$100 NEXUS rebate every 48 months
General4th night free on Aeroplan hotel redemptions
GeneralVisa RSVP Diamond at 60+ Sandman/Sutton hotels
GeneralTroon Rewards Platinum (20% off at 150+ golf courses)
GeneralAvis President's Club (2 car-class upgrades)
GeneralUnderwritten by TD Life Insurance Company and TD Home and Auto Insurance Company
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | $5,000,000 | 31 days · 4 days (65+) · Primary Cardholder, Spouse, Dependent Children, and Additional Cardholders who are residents of Canada and covered under a provincial health plan |
| Trip Cancellation | $2,500 | $5,000/trip · charge required · Aeroplan Points can be used to pay for at least 75% of trip cost |
| Trip Interruption | $5,000/person | $25,000/trip · charge required |
| Trip Delay | $1,000 | 4-hour minimum · Reasonable expenses for meals and accommodation if flight/trip delayed for 4+ hours due to inclement weather, equipment failure, or unforeseen strike |
| Baggage Delay | $1,000 | 4-hour minimum |
| Baggage Loss | $2,500/person | — |
| Rental Car | Included | Primary CDW · up to 48 days |
| Travel Accident | $500,000 | — |
| Mobile Device | Included | — |
Pre-Existing Conditions
90-day stability period required (180 days for 65+)
View Certificate of Insurance (PDF)
These benefits also apply on Aeroplan reward tickets, as long as you charge the taxes and fees of your booking to your TD® Aeroplan® Visa Infinite Privilege* Card.
†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
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85,000 Aeroplan points
Apply Now†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Last updated: March 2, 2026
