Our expert picks for the best Canadian credit cards – from travel rewards to cash back, welcome bonuses to no-fee options.
American Express Platinum Card
Best Credit Card for Business Owners
Business Platinum Card from American Express
SimplyCash Preferred Card from American Express
Best Credit Card for Daily Spending
Best Credit Card for Beginners
TD® Aeroplan® Visa Infinite* Card
Best Credit Card with No Annual Fee
Best Credit Card for Foreign Transactions
Scotiabank Passport® Visa Infinite +* Card
American Express Aeroplan Reserve Card
Marriott Bonvoy American Express Card
Tangerine® Money-Back World Mastercard®*
| Best for | Card | Annual fee | Welcome bonus | First-year value | Top earn rate |
|---|---|---|---|---|---|
| Best Travel Credit Card | American Express Platinum Card | $799 | 110,000 Membership Rewards points | $1,581 | 2x Travel |
| Best Credit Card for Business Owners | Business Platinum Card from American Express | $799 | 130,000 Membership Rewards points | $1,914 | 1.25x All Purchases |
| Best Cash Back Credit Card | SimplyCash Preferred Card from American Express | $9.99/mo | Up to $250 cash back | $120 | 4% Gas |
Why we chose each one: our best credit cards overall. Or pick a category below.
| Best Credit Card for Daily Spending |
| American Express Cobalt Card |
| $15.99/mo |
| 15,000 Membership Rewards points |
| $336 |
| 5x Groceries |
| Best Credit Card for Beginners | TD® Aeroplan® Visa Infinite* Card | $139First Year Rebate | 50,000 Aeroplan points | $560 | 1.5x Gas |
| Best Credit Card with No Annual Fee | American Express Green Card | No fee | 10,000 Membership Rewards points | $242 | 2x Amex Travel |
| Best Credit Card for Foreign Transactions | Scotiabank Passport® Visa Infinite +* Card | $150 | 35,000 Scene+ points | $600 | 3x Groceries |
| Best Aeroplan Credit Card | American Express Aeroplan Reserve Card | $599 | 85,000 Aeroplan points | $789 | 3x Air Canada |
| Best Credit Card for Hotels | Marriott Bonvoy American Express Card | $120 | 75,000 Bonvoy points | $448 | 5x Marriott |
| Best Everyday Mastercard | Tangerine® Money-Back World Mastercard®* | No fee | Up to $120 cash back | $128 | 2% Chosen Categories |
