10,000 Aeroplan points
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$126
First-year value
10,000
Aeroplan points
$0
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aeroplan points at 2.1 cents per point.
Last updated: February 13, 2026
The CIBC Aeroplan® Visa* Card is CIBC's base-level Aeroplan card, with a lower welcome bonus than higher-tiered cards and no annual fee.
It's a great option for students or newcomers to Canada to boost their credit file while earning a valuable points currency.
The information for the CIBC Aeroplan® Visa* Card has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
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| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 2,500 | First purchase |
| Spend threshold | 2,500 | $1,500 spend in 4 months |
| Anniversary bonus | 5,000 | $10,000 spend in 12 months |
| Total | 10,000 Aeroplan points |
Annual Fee
Free
Additional Card
Free
A welcome bonus is one of the higher offers we've seen on this card – so if you're looking for a no-fee "keeper card" to boost your credit history, this may be an attractive option.†
| Category | Rate |
|---|---|
| Gas | 1× |
| Groceries | 1× |
| EV Charging | 1× |
| Air Canada | 1× |
| Everything Else | 0.67× |
The earning rates on this card are less competitive than those on CIBC's other Aeroplan co-branded credit cards.
The CIBC Aeroplan Visa Card suits those interested in collecting Aeroplan points while maintaining a lower annual fee and credit limit.
Aeroplan is the program of choice for Canadians seeking high-value international business and First Class redemptions.
Redeeming Aeroplan points follows the Aeroplan Flight Reward Chart. Business class redemptions are available at competitive rates, and transatlantic flights to Western Europe are within reach for most cardholders.
This card's welcome bonus helps you reach redemption thresholds quickly, while ongoing earnings let you build your balance toward larger redemptions.
4th night free on Aeroplan hotel redemptions
GeneralThe CIBC Aeroplan® Visa* Card offers preferred pricing benefits that deliver meaningful savings on the Aeroplan points required for Air Canada flights.†
Underwritten by Belair Insurance Company Inc.
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | Not included | — |
| Baggage Delay | Not included | — |
| Baggage Loss | Not included | — |
| Rental Car | Included | Primary CDW · MSRP ≤ $85,000 · up to 48 days |
| Travel Accident | $100,000 | — |
| Purchase Protection | $60,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
View Certificate of Insurance (PDF)
The CIBC Aeroplan® Visa* Card's insurance coverage is basic and less comprehensive than higher-tier cards.
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10,000 Aeroplan points
Apply NowLast updated: February 13, 2026
