CIBC Aeroplan® Visa Infinite* Card

Last updated: April 2, 2024
  • 50,000 Aeroplan points†
  • $756 First-year value
Best offer is available publicly
Signup bonus:
Earn 10,000 Aeroplan points upon first purchase†
Earn 20,000 Aeroplan points upon spending $6,000 in the first four months†
Earn 20,000 Aeroplan points as an anniversary bonus upon spending $15,000 in the first year†
Total of up to 50,000 Aeroplan points†
Annual fee:
$139 (rebated in the first year)†
Interest rates:
20.99% purchase
22.99% cash advance (21.99% QC)
22.99% balance transfer (21.99% QC)
Earning rate:
1.5 Aeroplan points per dollar spent on eligible Air Canada, Air Canada Vacations, gas, EV charging, and grocery purchases†
1 Aeroplan point per dollar spent on all other eligible purchases†
Perks & benefits:
Free first checked bag on Air Canada flights†
Preferred pricing on Air Canada flights†

The CIBC Aeroplan® Visa Infinite* Card is the go-to Aeroplan credit card for those loyal to the CIBC financial network. Cardholders enjoy a suite of ongoing Air Canada perks, as well as an annual fee rebate in the first year.

The information for the CIBC Aeroplan Visa Infinite Card has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.

Bonuses & Fees

The CIBC Aeroplan® Visa Infinite* Card currently offers up to 50,000 Aeroplan points as a signup bonus, awarded in three parts:

  • Earn 10,000 Aeroplan points upon first purchase
  • Earn 20,000 Aeroplan points upon spending $6,000 in the first four months
  • Earn 20,000 Aeroplan points as an anniversary bonus upon spending $15,000 in the first year

The $139 annual fee is currently rebated for the first year. Otherwise, if the first-year fee rebate weren’t available, then it can be waived if you have a CIBC Smart Plus Chequing Account.

The signup bonus of 50,000 points is one of the better offers we’ve seen on the card in terms of welcome bonuses, even if it comes paired with a relatively hefty minimum spending requirement in the first year.

Supplementary cards may be added for an annual fee of $50 apiece, although the first three supplementary cards enjoy a first-year annual fee rebate under the current promotion.

Earning Rewards

The earning structure on the CIBC Aeroplan® Visa Infinite* Card is as follows:

  • Earn 1.5 Aeroplan points per dollar spent on eligible gas, groceries, electric vehicle charging, and Air Canada purchases
  • Earn 1 Aeroplan point per dollar spent on all other eligible purchases

Compared to other mid-tier Aeroplan co-branded credit cards, CIBC’s version is the only one that offers an elevated earning rate for electric vehicle charging. Otherwise, the earning rates are on par with the TD® Aeroplan Visa Infinite* Card.

The CIBC Aeroplan® Visa Infinite* Card is a solid choice to have in your wallet for day-to-day spending, especially since Visa cards are pretty widely accepted.

Redeeming Rewards

Aeroplan remains the program of choice for the vast majority of Canadians aiming to redeem their points for high-value international business and First Class redemptions.

Redeeming Aeroplan points follows the Aeroplan Flight Reward Chart, and can cost as little as 55,000 points one-way from Vancouver to Tokyo in business class.

From the East Coast, 60,000 Aeroplan points (or often fewer, thanks to Air Canada’s preferred pricing if you hold Elite Status or a credit card) would unlock a transatlantic flight to most parts of Western Europe.

Closer to home: short-haul flights within North America that are under 500 miles only cost 6,000 Aeroplan points one-way.

With a few months of organic spending on top of the signup bonus, points earned would be enough to travel one-way in business class across the continent on routes such as Toronto–Vancouver or Montreal–Los Angeles.

Perks & Benefits

As a cardholder, you’ll receive:

  • Free first checked bag on Air Canada flights, for the primary and supplementary cardholders
  • Preferred pricing when redeeming Aeroplan points for Air Canada flights†
  • The ability to earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) for every $10,000 you spend on the card
  • Your Aeroplan points won’t expire for as long as you’re a cardholder

It’s worth noting that the extra perks you find on the CIBC Aventura® Visa Infinite* Card, such as the Priority Pass benefits and the NEXUS fee waiver, aren’t available on this card.

Insurance Coverage

The CIBC Aeroplan® Visa Infinite* Card includes all the insurance benefits that you’d expect from a premium travel credit card, such as:

  • Emergency medical insurance of up to $5,000,000 on the first 15 days of an out-of-province trip (three days for 65+)

  • Flight/trip delay insurance of $500 for delays of at least four hours, which comes in handy if you need to replace your incidentals due to a delay

  • Baggage delay insurance of $500 per person or a combined $1,000
  • Car rental theft and damage insurance, which can replace the insurance fees that car rental agencies will try to upsell when renting a car

  • $500,000 Common Carrier Accident insurance, which protects you in case of a travel-related accident

  • Trip cancellation/trip interruption insurance: trip cancellation of up to $1,500 per insured person for a combined $5,000 and Trip Interruption insurance of $2,000 per person

One thing that’s worth noting is that the CIBC Aeroplan credit cards (i.e., this card, plus the Infinite Privilege and the Visa for Business) are among the few cards that will extend their travel insurance benefits to tickets redeemed with Aeroplan points.

Many credit cards in the marketplace consider award travel to be ineligible for travel insurance – you have to put the full revenue ticket cost on the card in order for it to count. Meanwhile, the CIBC Aeroplan cards only require you to charge the taxes and fees of your Aeroplan booking to the credit card in order for the travel insurance to kick in.

If you prefer to cover your bases using travel insurance, yet also frequently travel on Aeroplan points, that makes this card worthwhile to keep around.

Historical Offers

Legal Disclaimers

Apply Now

As a Visa Infinite product, this credit card has a minimum personal annual income requirement of $60,000 or a minimum household income of $100,000 to be eligible.

Follow the below link to the CIBC website to learn more about this card and submit an application.

  1. Anders Alm

    Love this site! Question about the minimum spend on the CIBC Aeroplan Visa Infinite:
    Does spending “$1000 in the first four months” mean $1000 per month for four months (total $4000 in four months)? or is it $1000 total over four months?

    1. Joanne

      Had the same question, is it $1000 total spend required or $1000/month for 4 months ($4000 total)?

  2. Daniel

    Thanks for providing us with resources that are easy to find in one place!
    With regards to CIBC Aeroplan Visa Infinite, the insurance actually includes “Hotel Burglary” (source below) – maximum
    of $2,500 (CAD) per occurrence for all insured persons combined.

    Ricky, it sounds like this CIBC Visa’s insurance coverage is comparable to even Amex Personal Platinum insurance coverage, that is quite impressive. Lower coverage amounts in some cases (e.g. trip cancellation insurance), but it covers the same items as the Amex!

    Insurance details:

  3. Brien

    Love the site! Reading that “The Buddy Pass is limited to one per “credit card of the same type” regardless of the issuer, where “type” refers to
    …also mentioned a buddy pass issued within 12 months..

    Does this mean I can get another buddy pass from another core card offer AFTER twelve months. I have had a TD infinite coming up to a year soon and used their pass and contemplating CIBC Infinite to take advantage of their offer. Thank you!

  4. L. S

    Do not apply for this card. There is no Buddy Pass for this card for a qualifying spend of $1000. The qualifying spend is $25,000.

    1. L.S

      Not sure now – I am actually getting mixed answers, depending on where I look. The message from CIBC, after application, does not provide a link to list the Buddy Pass, but on the CIBC application page, it does. On Aeroplan, it does not. Confused, but will have to wait to find out what the actual answer is for this application at this time.

  5. Viktor

    Will I get the welcome bonus/will I be able to apply for this card even if I already have the basic CIBC Aeroplan Visa?

    1. Ricky YVR


  6. Fast Eddie

    Hey, I have the TD Infinite and received a buddy pass. If I get the CIBC Infinite Visa will I receive a second Buddy Pass?

    1. Marco

      I had the same question – did you ever get an answer on this?

  7. Lily

    Thanks for the great info! Just wonder if it’s too late to apply for the CIBC Aeroplan Visa Infinite card and get the buddy pass converted into 30,000 points? Since the deadline to convert is now Nov 30? Thank you!

  8. Mark

    Is the $139 fee currently waived for the first year if I apply through the link on this page? When you’re re-routed to CIBC’s website, it says you can receive a $139 rebate if you have a CIBC Smart Plus Account. Just wanted to double check before I apply. Thank you!

    1. Josh YVR

      Yes, the first year waiver is currently for all applicants. You only need a premium chequing account if you want to waive the fee in subsequent years.

  9. dwun PEA

    Hi Ricky,
    I opened a CIBC Aventura Visa Infinite back in April 2020, got the welcome bonus and used those points already. I then switched the card to a no-fee card to avoid having to pay the annual fee because I didn’t plan on using the card anymore. Can I cancel the no fee card and then open a CIBC Aeroplan Visa Infinite to still get the 20,000 welcome bonus + buddy pass? I did open a TD Aeroplan Visa Infinite in May of 2020 as well and plan on keeping that card for now.

    1. Ricky YVR

      I’d say you have a fairly decent chance of getting the 20K + Buddy Pass, but there’s no real need to close your no-fee card if you don’t want to.

  10. Yas

    Hi Ricky,

    I have an TD Aeroplan Visa infinite that was converted from my old TD Aeroplan following the aeroplan rebranding last november. I didn’t get any signing bonus So I was wondering if I will get the 20k aeroplan and buddy pass if I sign up for the CIBC Areoplan Visa infinite? Thanks

    1. Ricky YVR

      Yes you will!

  11. Ron

    Is this card considered a new product based on a Aeroplan’s rebranding?
    I’ve closed this card only a couple of months ago, had it opened since late 2019.
    Wondering if I’d be eligible for the 20k bonus.

    1. Ricky YVR

      It’s the same product as the old CIBC Aerogold Visa Infinite. However, I’d be pretty confident of getting the bonus in your situation.

  12. Victor

    Does anyone know if the CIBC Aeroplan Visa Infinite is a metal or plastic card?

    1. Ricky YVR


  13. Jimmy

    On the CIBC website it says $139 annual fee unless you have a Smart Plus account. So 1st year fee is not waived anymore as of today without the CIBC account?

    1. Josh YVR

      All applicants will get the first year free. It’s a bit confusing as it’s displayed inconsistently on their website.

      1. Brendan McCullough

        If you product switch, the annual fee is payable on the first statement unless you have a CIBC chequing account.

  14. Jing

    So I saw that the T&C of the CIBC Inifinite card says the following:
    – This one-time Welcome Bonus offer of a bonus Buddy Pass is only valid for eligible cardholders. You will not be eligible for the Welcome Bonus offer of a Buddy Pass if you have previously opened an Aeroplan program credit card of the same type, regardless of the credit card issuer and have received the Welcome Bonus offer in the last 12 months.
    – Offer applies to newly approved card accounts only.

    Anyone know what’s defined as “newly approved”? I had this card 6 months ago. Would I be able to apply and get the bonus again?

    Also, whats said in that first bullet point seems to suggest we can’t double up on these welcome bonuses by applying for TD/ CIBC/Amex?

    Thanks guys!

    1. Ricky YVR

      Newly approved, as in not a product-switch from a different CIBC card I believe. The Buddy Pass is limited to one per “credit card of the same type” regardless of the issuer, where “type” refers to core/premium/business cards. So you can double-up on Buddy Passes if you get a core card and a premium card, but not if you get two core cards, etc.

  15. Jim

    Is there an end date for this promotion?

    1. Ricky YVR

      No published end date, but I would hazard a guess that the signup bonus is likely to change around Quarter 4 of 2020 when the new Aeroplan program is launched.

  16. Jason

    Does anyone know if they can apply for CIBC Aerogold Business and this card and double dip on welcome bonus? I figure that since this is a personal and the other is a business, you can get both reward bonus.

    1. Ricky YVR

      Yes, you can.

      1. Susan

        Love your site. How long do I have to hold the CIBC Aeroplan Infinite card to keep the 50,000 Aeroplan miles welcome bonus? Is it a good strategy to change to a no-fee CIBC card so CIBC does not take back my Aeroplan points? I also have held a TD Visa Infinite card for several years.

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