75,000 Aeroplan points
Apply Now$2,415
First-year value
75,000
Aeroplan points
$180
Annual fee
First Year Rebate
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aeroplan points at 2.1 cents per point.
Last updated: February 13, 2026
The CIBC Aeroplan® Visa* Business Card is a decent Aeroplan credit card for businesses, as it incentivizes cardholders to continue spending throughout the first year to earn a second welcome bonus in the second year.
The information for the CIBC Aeroplan® Visa* Business Card has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
Canada’s 9 Best CIBC Credit Cards
Read more| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 10,000 | First purchase |
| Spend threshold | 25,000 | $7,500 spend in 3 months |
| Spend threshold | 40,000 | $40,000 spend in 12 months |
| Total | 75,000 Aeroplan points |
Annual Fee
$180
First Year
Free
Additional Card
$50/yearFirst Year Rebate
This welcome bonus is one of the strongest offers on this card. Combined with the annual fee rebate in the first year†, it's a compelling offer if you're aiming to stockpile Aeroplan points for high-value redemptions.
| Category | Rate |
|---|---|
| Travel | 1.5× |
| Dining | 1.5× |
| Everything Else | 1× |
The earning rates match the TD® Aeroplan Visa* Business Card and align with the CIBC Aeroplan® Visa Infinite* Card. While the return on bonus categories is decent, other cards offer comparable or better rewards.
This card suits small business owners who spend heavily on shipping, internet, cable, and phone purchases, as few competitors offer bonus earning rates on these categories.
Aeroplan is the program of choice for Canadians seeking high-value international business and First Class redemptions.
The points earned from this card stretch far—you can book a one-way business class ticket across the continent on routes such as Toronto–Vancouver or Montreal–Los Angeles and still have points remaining.
Free first checked bag for cardholder + up to 8 companions
GeneralEarn Maple Leaf Lounge passes (1 per $10,000 spend, up to 4/year)
General1,000 SQC per $20,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)
General4th night free on Aeroplan hotel redemptions
GeneralThe CIBC Aeroplan® Visa* Business Card delivers a strong set of Air Canada travel benefits, matching its personal variant the CIBC Aeroplan Visa Card.†
Underwritten by Belair Insurance Company Inc.
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | $1,000 | $5,000/trip · charge required · Trips obtained through the redemption of points from the card reward program will have the cash value provided instead of reinstatement |
| Trip Interruption | $2,000/person | charge required |
| Trip Delay | $2,000 | null-hour minimum · Out-of-pocket expenses up to $100 per day for accommodation, meals, telephone, taxi and ridesharing services |
| Baggage Delay | $500 | 6-hour minimum |
| Baggage Loss | $500/person | $1,000 total |
| Rental Car | Included | Primary CDW · MSRP ≤ $85,000 · up to 48 days |
| Travel Accident | $500,000 | — |
| Purchase Protection | $60,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
Pre-Existing Conditions
90-day stability period required
View Certificate of Insurance (PDF)
The card lacks emergency travel medical insurance, which falls short of the standard set by TD's version of this card.
Many credit cards treat award travel as ineligible for travel insurance coverage—you must charge the full revenue ticket cost to the card for coverage to apply. The CIBC Aeroplan cards require only taxes and fees from your Aeroplan booking to be charged to activate travel insurance.
If you want travel insurance protection while frequently traveling on points, this card is worth keeping.
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Apply NowLast updated: February 13, 2026