CIBC Dividend^® Visa Infinite^* Card

With CIBC's cash back cards, the primary cardholder may redeem cash back at any time during the year, provided they have a minimum cash back balance of $10 at the time the redemption request is made.^†

That's a relatively flexible policy compared to other cash back credit cards on the market, some of which only allow you to claim your cash back earnings once a year.

As is typical for credit cards that earn cash back instead of travel rewards, the CIBC Dividend^® Visa Infinite^* Card comes with a limited set of perks.

As a cardholder, you have the ability to save up to 10 cents per litre^† at participating Chevron, Ultramar, Pioneer, and Fas Gas gas stations^† when you link your card with the Journie Rewards gas loyalty program.^†

Despite not being a travel rewards credit card, the CIBC Dividend^® Visa Infinite^* Card comes with a fairly high level of emergency travel medical insurance: $5,000,000 of coverage on the first 10 days of an out-of-province trip if you're aged 64 or lower.^†

The card also boasts $500,000 of Common Carrier Accident insurance^†, as well as car rental theft/damage insurance on vehicles up to $65,000 MSRP.^†

In addition, it offers extended warranty^† (doubling the manufacturer's standard warranty, up to one additional year) and purchase security^† (against accidental damage or theft within 90 days).

Lastly, it also comes with Mobile Device Insurance^†. By paying for your smartphone, tablet, or smartwatch using your CIBC Dividend Visa Infinite Card, you’ll get coverage of up to $1,000 in the event your mobile device is lost, stolen, or accidentally damaged, for up to 24 months!