CIBC Select Visa* Card

Last updated: January 26, 2024
  • 0% interest rate on balance transfers†
  • $29 (rebated in the first year)†
Annual fee:
$29 (rebated in the first year)†
Annual interest rates:
13.99% purchases†
13.99% cash advances†
Earning rate:
This card does not earn rewards

The CIBC Select Visa* Card is one of Canada’s best options for balance transfers, with a promotional interest rate of 0%† for 10 months† and a balance transfer fee of 1%.†

Promotional Offer

If you’re approved for the CIBC Select Visa* Card, you can enjoy a promotional 0% annual interest rate† on balance transfers made at the time of application.† The promotional 0% interest rate is valid for 10 months†, and there’s a 1% balance transfer fee.†

You can transfer up to 50% of your assigned credit limit.†

As part of the current offer, the card’s $29 annual fee is rebated for the first year.†

Perks & Benefits

The primary benefit of this card is its promotional balance transfer rate.

If you link your CIBC Select Visa* Card and your Journie Rewards card, you can save up to 10 cents per litre of gasoline at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.†

With the CIBC Select Visa* Card, there aren’t any transaction fees when you send a CIBC Global Money Transfer™†.


The CIBC Select Visa* Card comes with  

There’s also optional CIBC Travel Medical Insurance†, as well as optional  CIBC Payment Protector™ Insurance for Credit Cards.†

Legal Disclaimers

Apply Now

You must have a $15,000 minimum annual household income to apply.

Follow the link below to the CIBC® website to learn more about this card and submit an application.

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