CIBC Aventura Visa Infinite Card

Last updated: June 1, 2023
  • 40,000 CIBC Aventura points
  • $513 First-year value
Best offer is available publicly
Signup bonus:
20,000 Aventura points upon first purchase
20,000 Aventura points upon spending $1,000 in four months
Total of 40,000 Aventura points
Annual fee:
$0 for the first year, then $139
Earning rate:
2 Aventura points per dollar spent on travel purchases via the CIBC Travel Rewards Centre
1.5 Aventura points per dollar spent on gas, grocery stores, and drugstores
1 Aventura point per dollar spent on all other purchases
Perks & benefits:
Four DragonPass lounge visits
NEXUS rebate

The CIBC Aventura Visa Infinite Card is the best option for seasoned points-earners to earn Aventura points, as it often has a high welcome bonus with little to no spend, and an annual fee waiver.

Bonuses and Fees

The CIBC Aventura Visa Infinite Card is currently offering an elevated bonus of 40,000 Aventura points.

20,000 Aventura points are distributed upon your first purchase, and after spending at least $1,000 in the first four months, you’ll receive the remaining 20,000 points.

The $139 annual fee is currently waived for the first year; otherwise, if that offer weren’t available, it can be waived if you have a CIBC Smart Plus Chequing Account.

Earning Rewards

Since CIBC Aventura points are nowhere near the most useful points you could be earning on your everyday spending, you should generally avoid putting your spending on this card. Instead, using one of the Amex MR cards (like the Platinum Card) in conjunction with a Visa or MasterCard (like the MBNA Alaska Airlines MasterCard) is usually the best strategy, since those points are far more valuable to collect.

For what it’s worth, though, you’ll earn 2 Aventura points per dollar spent on travel booked via the CIBC Travel Rewards Centre, 1.5 Aventura points per dollar spent on gas, groceries, and drugstore purchases, and 1 Aventura point per dollar spent on all other purchases.

Redeeming Rewards

How much value does the bonus represent? 40,000 points can be redeemed at a rate of 1 cent per point (1cpp) towards your travel expenses, meaning that you can use it as a $400 credit towards travel booked through the CIBC Travel Rewards Centre.

40,000 points can be redeemed at greater value by following the below redemption chart. You can use them towards a $1,000 airline ticket in the “Canada and U.S. (long-haul)” category, increasing the value of your points from 1cpp to 2.5cpp.

In fact, I generally recommend redeeming Aventura points for airline tickets according to the above chart whenever you can, since it offers the maximal value for your points. The 1cpp option gives you the convenience of booking other types of travel – such as hotels and car rentals – but its relatively poor value makes it more of a baseline option than a redemption you could actively pursue.

Note that all of these redemptions must be done through the CIBC Travel Rewards Centre, which is CIBC’s in-house travel agency.

Generally, they offer competitive prices on airfare (i.e., on par with what you’d find yourself on Expedia for major airlines), although their hotel rates can sometimes go a little higher than other booking websites.

Perks & Benefits

The more exciting features of this card are the new benefits that were added on October 15, 2018. As the primary cardholder, you’ll enjoy four complimentary DragonPass visits per membership year for you and any guests.

That’s pretty useful if you don’t already have a credit card that gives you lounge access, especially given the current fee-waiver promotion that makes it free to pick up the CIBC Aventura Visa Infinite and try it out for a year.

Another unique feature is the NEXUS rebate, which provides one rebate every four years towards the $50 cost of your NEXUS application. NEXUS is a frequent traveller program designed to speed up your travels between Canada and the United States, and you’ll receive a full rebate simply by charging the $50 application fee to your CIBC Aventura Visa Infinite.

That’s a very cool benefit, in my opinion, and if you’ve been meaning to sign up for NEXUS, simply getting one of these cards will save you that $50 expense.

Insurance Coverage

The CIBC Aventura Visa Infinite is marketed as a high-end credit card and therefore comes with all the key insurance policies that a frequent traveller would expect. This includes out-of-province emergency medical insurance of up to $1,000,000, plus coverage for flight and baggage delays, trip cancellation and interruption, hotel burglary, and car rental loss or damage.

There’s also a very unique Mobile Device Insurance that was introduced on October 15, 2018. By paying for your smartphone, tablet, or smartwatch using your CIBC Aventura, you’ll get coverage of up to $1,000 in the event your mobile device is lost, stolen or accidentally damaged, for up to 24 months!

That can be hugely beneficial for many people, and so the next time you’re in the market for a new mobile device, it’s well worth considering using the CIBC Aventura Visa Infinite to fund your purchase.

Historical Offers

Apply Now

As a Visa Infinite product, this credit card has a minimum annual income requirement of $60,000 (individual) or $100,000 (household).

Follow the below link to the CIBC website to learn more about this card and submit an application.


There’s also a different offer on a lower-tier card called the CIBC Aventura Gold Visa Card with many of the same benefits described above. There's a much lower income requirement of $15,000 (household), but slightly weaker insurance coverage.

Follow the below link to the CIBC website to learn more about this card and submit an application.

  1. Phil

    Must spend 1000$ per month for a year to get the 10 000$, so basically only getting 25k now.

    1. Ricky YVR

      The 45K offer is still live.

  2. Rob

    Where is the promotional link. Apply now just links to 35000 pts

    1. Ricky YVR

      Still showing 45K.

  3. Cole

    Hi – I got approved for the VI with 45k bonus. Since this offer appears to be over, do you think it’s still worthwhile to get the gold card for 35k?

  4. Kelly

    hi – is the 45k dedicated promotional link expired? i’m only seeing offers for the 35k points in the links listed throughout. thank you!

    1. Ricky YVR

      It looks like the landing page has been changed; however, this application page still seems to show the 45,000 Aventura points.

      There’s no telling how long this will last, so I’d recommend applying as soon as possible!

  5. anon

    redemptions must be done through the CIBC Travel Rewards Centre, which is CIBC’s in-house travel agency.
    can u use 50k areoplan pts and 20k aventura pts to redeem on the same booking thru the cibc travel portal? thx

    1. Ricky YVR

      Nope, they are separate programs.

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