CIBC Aventura® Visa Infinite* Card

Last updated: August 4, 2023
  • 40,000 CIBC Aventura Points†
  • $538 First-year value
Signup bonus:
20,000 Aventura Points upon first purchase†
20,000 Aventura Points upon spending $3,000 in four months†
Total of up to 40,000 Aventura Points†
Annual fee:
$139 (first year rebated†)
Annual interest rates:
20.99% purchase
22.99% cash advance (21.99% for Quebec residents)
22.99% balance transfer (21.99% for Quebec residents)
Earning rate:
2 Aventura Points per dollar spent on eligible travel purchases via the CIBC Rewards Centre†
1.5 Aventura Points per dollar spent on eligible gas, grocery stores, EV charging, and drugstores†
1 Aventura Point per dollar spent on all other eligible purchases†
Perks & benefits:
Four lounge visits through Visa Airport Companion Program†
NEXUS Application Fee rebate†
EV charging multiplier†

The CIBC Aventura® Visa Infinite* Card is one of the best options for earning Aventura Points, as it often comes with a high welcome bonus that’s paired with a lower minimum spending requirement, as well as an annual fee rebate for the first year.

Bonuses and Fees

The CIBC Aventura® Visa Infinite* Card is currently offering an elevated bonus of 40,000 Aventura Points, structured as follows:

  • 20,000 Aventura Points upon making your first purchase.
  • 20,000 Aventura Points upon spending at least $3,000 (CAD) in the first four months

The $139 annual fee is currently rebated in the first year; otherwise, if that offer weren’t available, it can be rebated if you have a CIBC Smart Plus Chequing Account.2

To be eligible for this offer, it must have been directly communicated from CIBC or from a partner/affiliate, and you must apply for the eligible card through the link provided by CIBC or the partner/affiliate.

This offer is reserved for you. Please don’t send it to anyone else. If you’ve opened, transferred, or cancelled another eligible card within the last 12 months, we may approve your application, but you may not receive this offer.

Earning Rewards

This credit card earns CIBC Aventura Points on daily spending at the following rates:

  • Earn 2 Aventura Points per dollar spent on eligible travel booked through the CIBC Rewards Centre
  • Earn 1.5 Aventura Points per dollar spent on eligible gas, groceries, electric vehicle charging, and drugstores
  • Earn 1 Aventura Point per dollar spent on all other eligible purchases

Redeeming Rewards

CIBC Aventura Points can be redeemed in a variety of ways. However, the most valuable way to redeem Aventura Points is on travel purchases.

For example, you can redeem Aventura Points for eligible flights booked through the CIBC Rewards Centre at a rate of 1 cent per point.

However, until March 31, 2024, you can redeem CIBC Aventura points for eligible travel booked in any way at an elevated rate of 1.25 cents per point.

You can also use CIBC Aventura Points towards an $800 (CAD) airline ticket in the “Canada and U.S. (Long-Haul)” category on the Aventura Airline Rewards Chart, which could increase the value of your points from 1 cent per point (cpp) to 2.28cpp.

Generally speaking, it’s recommended to redeem Aventura Points via the above chart whenever possible, since it offers the maximum value for your points. It’s worth noting that this must be done through the CIBC Rewards Centre.

However, Aventura Points can also be useful for offsetting the cost of travel that’s otherwise difficult to book with points. For example, Aventura Points can be used to cover the cost of eligible independent hotels, short-term rentals, car rentals, trains, or flights that can’t be booked with other airline- or hotel-specific loyalty programs.

Perks & Benefits

As the primary cardholder, you’ll enjoy four complimentary lounge visits per membership year for you and any guests, which can be used at 1,200+ lounges globally through the Visa Airport Companion Program.

Four lounge visits per year can be useful if you don’t tend to travel very often and don’t otherwise have lounge access with another credit card.

Another unique feature is the NEXUS application fee rebate, which provides one rebate every four years towards the up to $100 (CAD) of the cost of your NEXUS application. NEXUS is a frequent traveller program designed to speed up your travels between Canada and the United States, and you’ll receive a full rebate simply by charging the application fee to your CIBC Aventura Visa Infinite Card.

It’s worth noting that the NEXUS application fee is $50 (USD). Since the NEXUS application fee rebate covers up to $100 (CAD), you won’t be on the hook for any extra fees, and you’ll be able to cover two NEXUS applications to boot.


Insurance Coverage

The CIBC Aventura® Visa Infinite* Card is a flagship travel credit card from CIBC, and therefore comes with all the key insurance policies that a frequent traveller would expect. This includes out-of-province emergency medical insurance of up to $5,000,000, plus coverage for flight and baggage delays, trip cancellation and interruption, hotel burglary, and car rental loss or damage.†

There’s also Mobile Device Insurance† available to cardholders. By paying for your smartphone, tablet, or smartwatch using your CIBC Aventura® Visa Infinite* Card, you’ll get coverage of up to $1,000 in the event your mobile device is lost, stolen, or accidentally damaged, for up to 24 months!

That can be beneficial for many people, and so the next time you’re in the market for a new mobile device, it’s worth considering using the CIBC Aventura® Visa Infinite* Card to fund your purchase.

Historical Offers

Legal Disclaimers

Learn More

As a Visa Infinite* product, this credit card has a minimum personal annual income requirement of $60,000 or a minimum household income of $100,000 to be eligible.

Follow the below link to the CIBC website to learn more about this card and submit an application.


There’s also a different offer on another card called the CIBC Aventura® Gold Visa* Card with many of the same benefits described above. There's a lower income requirement of $15,000 (household), but slightly less insurance coverage.

Follow the below link to the CIBC website to learn more about this card and submit an application.

  1. Phil

    Must spend 1000$ per month for a year to get the 10 000$, so basically only getting 25k now.

    1. Ricky YVR

      The 45K offer is still live.

  2. Rob

    Where is the promotional link. Apply now just links to 35000 pts

    1. Ricky YVR

      Still showing 45K.

  3. Cole

    Hi – I got approved for the VI with 45k bonus. Since this offer appears to be over, do you think it’s still worthwhile to get the gold card for 35k?

  4. Kelly

    hi – is the 45k dedicated promotional link expired? i’m only seeing offers for the 35k points in the links listed throughout. thank you!

    1. Ricky YVR

      It looks like the landing page has been changed; however, this application page still seems to show the 45,000 Aventura points.

      There’s no telling how long this will last, so I’d recommend applying as soon as possible!

  5. anon

    redemptions must be done through the CIBC Travel Rewards Centre, which is CIBC’s in-house travel agency.
    can u use 50k areoplan pts and 20k aventura pts to redeem on the same booking thru the cibc travel portal? thx

    1. Ricky YVR

      Nope, they are separate programs.

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