The CIBC Aventura^® Visa^* Card for Students is an entry-level credit card with no annual fee, suitable for anyone interested in earning Aventura Points for travel. This version of the card comes with no minimum income requirement.†

Bonuses & Fees

The CIBC Aventura^® Visa^* Card for Students is offering up to 10,000 Aventura Points for new cardholders,† distributed as follows:

• Earn 2,500 CIBC Aventura Points upon completing five qualifying activities within 60 days of account approval†
• Then earn 7,500 Aventura Points after you make your first purchase within the first four monthly statement periods†

Earning Rewards

The CIBC Aventura^® Visa^* Card for Students offers 1 Aventura Point per dollar spent† on eligible purchases at gas stations, EV charging, grocery stores, and drug stores, as well as on eligible travel purchases made through the CIBC Rewards Centre.† Otherwise, you'll earn 1 Aventura Point per $2 spent on all other eligible purchases.†

Redeeming Rewards

CIBC Aventura Points can be redeemed in a variety of ways. However, you can also redeem CIBC Aventura Points for eligible travel booked in any way at an elevated rate of 1.25 cents per point (cpp), which is twice the usual redemption value for flexible travel bookings. This is the best flexible travel redemption rate for fixed-value points in Canada. Keep in mind that you must make the redemption while the transaction is still pending, and that CIBC may change or withdraw this promotional offer at any time. You can also use CIBC Aventura Points towards an $800 (CAD) airline ticket in the “Canada and U.S. (Long-Haul)” category on the Aventura Flight Rewards Chart, which could increase the value of your points from 1 cent per point (cpp) to 2.28 cents per point. Generally speaking, it's recommended to redeem Aventura Points via the Aventura Flight Rewards Chart whenever possible, since it offers the maximum value for your points. It's worth noting that this must be done through the CIBC Rewards Centre. However, Aventura Points can also be useful for offsetting the cost of travel that's otherwise difficult to book with points. For example, Aventura Points can be used to cover the cost of eligible independent hotels, short-term rentals, car rentals, trains, or flights that can't be booked with other airline- or hotel-specific loyalty programs.

Perks & Benefits

Cardholders of the CIBC Aventura^® Visa^* Card for Students can save up to 10¢ per litre at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.† To benefit from this discount, you'll need to link your card with Journie Rewards, and then make qualifying purchases at eligible gas stations.† As a cardholder, you'll also get a complimentary SPC+ membership†, which offers discounts of up to 30% at top brands, and more!†

Insurance Coverage

The CIBC Aventura^® Visa^* Card for Students offers a standard insurance package for no-fee credit cards, including Common Carrier Accident insurance, as well as rental car insurance up to an MSRP of $65,000.† It also offers an extended warranty of up to one year on top of whatever the manufacturer provides, as well as purchase protection for 90 days.†