CIBC Dividend^® Visa^* Card for Students

The CIBC Dividend^® Visa^* Card for Students is an excellent card for students who want to build a strong relationship with CIBC while earning consistent cash back.

Currently the welcome bonus on the CIBC Dividend^® Visa^* Card for Students is as follows:

• Get $25 cash back after you make your first purchase within the first four months.^†
• Earn a 10% cash back welcome bonus of up to $100 within the first four monthly statements on net purchases up to $1,000.^†

It's a solid choice to keep open as a free primary or backup credit card, all while supporting the longevity of your credit history.

The CIBC Dividend^® Visa^* Card for Students offers the following earning rates:

• 2% cash back on eligible grocery store purchases^†
• 1% cash back on eligible gas, EV charging, transportation, dining purchases, and recurring bill payments^†
• 0.5% cash back on all other eligible purchases^†

With CIBC's cash back cards, the primary cardholder may redeem cash back at any time during the year, provided they have a minimum cash back balance of $10 at the time the redemption request is made.²

That's a relatively flexible policy compared to other cash back credit cards on the market, some of which only allow you to claim your cash back earnings once a year.

As is typical for credit cards that earn cash back instead of travel rewards, the CIBC Dividend^® Visa^* Card for Students comes with a limited set of perks.

As a cardholder, you have the ability to save up to 10 cents per litre^† at participating Chevron, Ultramar, Pioneer, and Fas Gas gas stations^† when you link your card with the Journie Rewards gas loyalty program.^†

Eligible student clients can get a free SPC+ membership, which offers deals, discounts, and giveaways with major brands.^†