Up to 80,000 CIBC Aventura Points 
$276 First-year value The CIBC Aventura® Visa Infinite Privilege* Card, is the top-tier Aventura offering from CIBC, with a $200,000 household income requirement.
This card is best suited for those who actively collect Aventura Points to offset the cost of travel.
The information for the CIBC Aventura® Visa Infinite Privilege* Card, has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
Bonuses and Fees
The CIBC Aventura® Visa Infinite Privilege* Card is currently offering up to 80,000 Aventura Points as a signup bonus,† structured as follows:
- Earn 25,000 Aventura Points upon spending $3,000 in the first four months as a cardholder†
- Earn 25,000 Aventura Points upon spending $6,000 in the first four months as a cardholder†
- Earn 30,000 Aventura Points as anniversary bonus when you spend $25,000 in the first year†
The initial bonus is decent for a premium card, so this offer would be a good choice for those looking to rack up a large sum of Aventura Points quickly.
The card has an annual fee of $499; however, there are a few ways to reduce it.
You’ll get a rebate of $139 if you have a CIBC Smart Plus Chequing Account. The premium account has monthly fees of $29.95, which can be waived with a $6,000 minimum balance.†
Cardholders receive a $200 annual travel credit each year on January 1.† It can’t be rolled over into the next calendar year, and it must be booked over the phone with the CIBC Travel Rewards Centre.†
If you take advantage of both of these rebates, you can reduce your net annual fee to $160.
How Much Is This Offer Worth?
Here’s a breakdown of the minimum value you can expect from the CIBC Aventura® Visa Infinite Privilege Card’s welcome bonus. Note that this doesn’t factor in the card’s ongoing perks, which we’ll outline separately below.
We value CIBC Aventura points at 1 cent per point, so the initial 50,000-point welcome bonus is worth $500.
Assuming you spend the required $6,000 to unlock both portions of the first year welcome bonus and earn at the card’s base rate of 1.25 points per dollar spent, you’d earn at least 7,500 Aventura points, $75 in value.
Add in the $200 annual travel credit, which is easy to use toward any travel booked via CIBC Rewards, and you’re looking at $775 in total value.
After subtracting the $499 annual fee, your net first-year value comes out to $276.
If you choose to renew the card into the second year and meet the $25,000 anniversary spend requirement, you’ll unlock an additional 30,000 Aventura points. That brings your total welcome bonus to 80,000 points, or $800.
Assuming you spend $25,000 over the first year at 1.25x points, that earns you 31,250 points — worth $312.50.
Add two years of travel credits ($400 total), then subtract two annual fees ($998), and your minimum net value across two years comes to approximately $514.50.
Of course, this is a conservative valuation based on minimum spend and baseline earn rates. Your value could be higher if you take advantage of elevated earning categories, insurance coverage, lounge access, or Visa Infinite Privilege perks.
Earning Rewards
This credit card earns CIBC Aventura Points on daily spending at the following rates:
- Earn 3 Aventura Points per dollar spent on eligible travel booked through the CIBC Rewards Centre†
- Earn 2 Aventura Points per dollar spent on eligible gas stations, grocery, electric vehicle charging, and drugstore purchases†
- Earn 1.25 Aventura Point per dollar spent on all other eligible purchases†
Redeeming Rewards
CIBC Aventura Points can be redeemed in a variety of ways. However, the most valuable way to redeem Aventura Points is on travel purchases.
For example, you can redeem Aventura Points for flights booked through the CIBC Rewards Centre at a rate of 1 cent per point.†
You can also use CIBC Aventura Points towards a $1,000 (CAD) airline ticket in the “Canada and U.S. (long-haul)” category on the Aventura Airline Rewards Chart, increasing the value of your points from 1 cent per point (cpp) to 2.28cpp.
Generally speaking, it’s recommended to redeem Aventura Points via the above chart whenever possible, since it offers the maximal value for your points. It’s worth noting that this must be done through CIBC’s in-house travel portal.
However, Aventura Points can also be useful for offsetting the cost of travel that’s otherwise difficult to book with points. For example, Aventura Points can be used to cover the cost of independent hotels, short-term rentals, car rentals, trains, or flights that can’t be booked with other programs, such as Aeroplan or Marriott Bonvoy.
Perks & Benefits
As the primary cardholder, you’ll enjoy six complimentary Visa Airport Companion Program lounge visits per membership year for you and any guests.†
Six lounge visits per year can be useful if you don’t tend to travel very often and don’t otherwise have lounge access with another credit card
Another unique feature is the NEXUSrebate, which covers up to $200 (CAD) once every four years when the fee is charged to your CIBC Aventura® Visa Infinite Privilege* Card.†
NEXUS is a frequent traveller program designed to speed up your travels between Canada and the United States, and you’ll receive a rebate whether your application is approved or not, as long as your account is in good standing at the time of the charge.
Insurance Coverage
The CIBC Aventura® Visa Infinite Privilege* Card is marketed as a high-end credit card and therefore comes with all the key insurance policies that a frequent traveller would expect. As a premium card, coverage is excellent, on many of the same categories as other cards and features better coverage for those over the age of 65.
This includes out-of-province emergency medical insurance of up to $5,000,000,† plus coverage for flight and baggage delays,† trip cancellation and interruption,† hotel burglary,† and car rental loss or damage.†
There’s also a very strong Mobile Device Insurance policy.† By paying for your smartphone, tablet, or smartwatch using your CIBC Aventura® Visa Infinite Privilege* Card, you’ll get up to $1,500 in the event your mobile device is lost, stolen or accidentally damaged, for up to 24 months!
Seems like the Aeroplan Infinte Privelage is much more useful than then Aventura Infinite Privelage. Is there a reason why anyone should choose Aventura vs. Aeroplan?