The CIBC Aventura® Visa Infinite Privilege* Card, is the top-tier Aventura offering from CIBC, with a $200,000 household income requirement.

This card is best suited for those who actively collect Aventura Points to offset the cost of travel.

Bonuses and Fees

The CIBC Aventura® Visa Infinite Privilege* Card is currently offering up to 80,000 Aventura Points as a signup bonus,† structured as follows:

• Earn 25,000 Aventura Points upon spending $3,000 in the first four months as a cardholder†
• Earn 25,000 Aventura Points upon spending $6,000 in the first four months as a cardholder†
• Earn 30,000 Aventura Points upon renewing for a second year†

The initial bonus is decent for a premium card, so this offer would be a good choice for those looking to rack up a large sum of Aventura Points quickly.

The card has an annual fee of $499; however, there are a few ways to reduce it.

You'll get a rebate of $139 if you have a CIBC Smart Plus Chequing Account. The premium account has monthly fees of $29.95, which can be waived with a $6,000 minimum balance.†

Cardholders receive a $200 annual travel credit each year on January 1.† It can't be rolled over into the next calendar year, and it must be booked over the phone with the CIBC Travel Rewards Centre.†

If you take advantage of both of these rebates, you can reduce your net annual fee to $160.

Earning Rewards

This credit card earns CIBC Aventura Points on daily spending at the following rates:

• Earn 3 Aventura Points per dollar spent on eligible travel booked through the CIBC Rewards Centre†
• Earn 2 Aventura Points per dollar spent on eligible gas stations, grocery, electric vehicle charging, and drugstore purchases†
• Earn 1.25 Aventura Point per dollar spent on all other eligible purchases†

Redeeming Rewards

CIBC Aventura Points can be redeemed in a variety of ways. However, the most valuable way to redeem Aventura Points is on travel purchases. For example, you can redeem Aventura Points for flights booked through the CIBC Rewards Centre at a rate of 1 cent per point.†

You can also use CIBC Aventura Points towards a $1,000 (CAD) airline ticket in the “Canada and U.S. (long-haul)” category on the Aventura Airline Rewards Chart, increasing the value of your points from 1 cent per point (cpp) to 2.5cpp. Generally speaking, it's recommended to redeem Aventura Points via the above chart whenever possible, since it offers the maximal value for your points. It's worth noting that this must be done through CIBC's in-house travel portal. However, Aventura Points can also be useful for offsetting the cost of travel that's otherwise difficult to book with points. For example, Aventura Points can be used to cover the cost of independent hotels, short-term rentals, car rentals, trains, or flights that can't be booked with other programs, such as Aeroplan or Marriott Bonvoy.

Perks & Benefits

As the primary cardholder, you’ll enjoy six complimentary DragonPass visits per membership year for you and any guests.†

Six lounge visits per year can be useful if you don't tend to travel very often and don't otherwise have lounge access with another credit card

Another unique feature is the NEXUS rebate, which provides two rebates every four years up to a maximum of $100 (CAD) each for the cost of your NEXUS application.

NEXUS is a frequent traveller program designed to speed up your travels between Canada and the United States, and you’ll receive a full rebate simply by charging the application fee to your CIBC Aventura® Visa Infinite Privilege* Card.†

Insurance Coverage

The CIBC Aventura® Visa Infinite Privilege* Card is marketed as a high-end credit card and therefore comes with all the key insurance policies that a frequent traveller would expect. As a premium card, coverage is excellent, on many of the same categories as other cards and features better coverage for those over the age of 65.

This includes out-of-province emergency medical insurance of up to $5,000,000,† plus coverage for flight and baggage delays,† trip cancellation and interruption,† hotel burglary,† and car rental loss or damage.†

There’s also a very strong Mobile Device Insurance policy.† By paying for your smartphone, tablet, or smartwatch using your CIBC Aventura® Visa Infinite Privilege* Card, you’ll get up to $1,500 in the event your mobile device is lost, stolen or accidentally damaged, for up to 24 months!