The CIBC Aeroplan® Visa Infinite Privilege* Card is the bank’s top-tier credit card for Aeroplan perks. You’ll get the best rates on preferred pricing on Air Canada flight rewards, priority airport services, and ample airport lounge access between unlimited free Maple Leaf Lounge visits and six free DragonPass lounge visits per year.The card also offers a good welcome bonus, much stronger than the ones you'll find on lower-tier cards.

The CIBC Aventura® Visa Infinite Privilege* Card is CIBC’s premium choice for their in-house CIBC Rewards program. The card has an annual fee of $499 and a very strong welcome bonus.Each calendar year, you’ll get a $200 travel credit. You can use the credit by calling the CIBC Rewards Centre to make a booking, and you can combine it with your Aventura Points in case $200 isn’t enough to cover all of your costs.You can certainly find good value for flights with the Aventura Airline Rewards Chart. However, if you collect multiple types of rewards, it’s easier to cover your air travel with airline loyalty programs instead.In that case, you’ll have to find other uses for your Aventura Points, and hotels are a good choice as you’ll always need a place to stay no matter where you go.Also, the card comes with the same DragonPass membership as the CIBC Aeroplan® Visa Infinite Privilege* Card, but for a lower annual fee. If lounge access is the primary reason you want a premium credit card, the Aventura product is the way to go.

If you’re just dipping your toes into the world of travel rewards, look no further than the CIBC Aeroplan® Visa* Card. It can be intimidating to pay big annual fees for airline miles, and this card gives you a chance to start getting a feel for the value of your points before you dive into the deep end.The card has a welcome bonus of 10,000 Aeroplan points, which we value at $210. That’s downright enormous for an entry-level card with no annual fee! Also, thanks to the preferred pricing benefit, you’ll get a slight discount on your Aeroplan flight rewards when flying with Air Canada.Let’s compare the earn rates to the CIBC Dividend® Visa* Card, which also has no annual fee but earns cash back instead.Although the no-fee Dividend card has higher bonus rates and covers more categories, your rewards on the Aeroplan card will be worth more for every single purchase once you consider the high value of Aeroplan points.This card, and all of CIBC’s no-fee cards, has a very low barrier to entry, requiring a minimum household income of $15,000. CIBC also offers variants of these cards for students for all of their rewards programs, including Aeroplan – those cards have no income requirement, but provide all of the same features and bonuses as the regular no-fee cards.Long-term, your Aeroplan points will never expire as long as you remain a cardholder. It makes for a good keeper card if you ever hit a period where you take a break from aggressively collecting Aeroplan points but need to keep your account active.

The CIBC Dividend® Visa Infinite* Card is an excellent cash back credit card.It earns 4% cash back on groceries and gas, two popular categories that often don’t have top-tier earn rates on the same card. You’ll also net 2% back on dining and transit.Notably, you’ll earn the full bonus rate on up to $20,000 spent per year in each category, before it drops down to the base rate of 1%.If you’re a high spender looking to maximize your rewards on everyday spending, that’s a very important feature to be aware of – there’s no point getting a good rate on paper if you’ll quickly blow past its limits.

Primarily a Visa-issuing bank, the CIBC Costco Mastercard is CIBC's best Mastercard currently available.The card earns 3% cash back on restaurants and Costco-branded gas stations. This is a uniquely strong cash-back rate for restaurants, especially for a Mastercard. You'll also earn 2% cash back at other gas stations and on Costco.ca online purchases.Note that cash back is awarded in the form of a Costco voucher once each year, so this card would be best suited for Costco members who can make use of this rebate.

The CIBC Aeroplan® Visa* Business Card is quite similar to their personal CIBC Aeroplan® Visa Infinite* Card. It’s got many of the same Aeroplan perks, plus the ability to earn Maple Leaf Lounge access vouchers based on your spending.The welcome bonus is also the same, albeit with a higher spending requirement. You’ll also get the first-year annual fee rebated, although starting in the second year it’ll be $180, higher than the personal card’s cost of $139.Bonus points on everyday spending are a bit different, targeting business purchases like shipping, telecommunications bills, and client lunches, rather than high-volume personal categories like groceries.