CIBC Aeroplan^® Visa Infinite^* Card

The CIBC Aeroplan^® Visa Infinite^* Card currently offers up to 45,000 Aeroplan points as a signup bonus,^† awarded in three parts:

• Earn 10,000 Aeroplan points upon first purchase^†
• Earn 10,000 Aeroplan points upon spending $6,000 in the first six months^†
• Earn 25,000 Aeroplan points as an anniversary bonus upon spending $12,000 in the first year^†

The $139 annual fee is currently rebated for the first year.^† Otherwise, if the first-year fee rebate weren't available, then it can be waived if you have a CIBC Smart Plus Chequing Account.^†

Supplementary cards may be added for an annual fee of $50 apiece,^† although the first three supplementary cards enjoy a first-year annual fee rebate under the current promotion.^†

The earning structure on the CIBC Aeroplan^® Visa Infinite^* Card is as follows:

• Earn 1.5 Aeroplan points per dollar spent on eligible gas, groceries, electric vehicle charging, and Air Canada purchases^†
• Earn 1 Aeroplan point per dollar spent on all other eligible purchases^†

Compared to other mid-tier Aeroplan co-branded credit cards, CIBC's version is the only one that offers an elevated earning rate for electric vehicle charging.^† Otherwise, the earning rates are on par with the TD^® Aeroplan Visa Infinite^* Card.

The CIBC Aeroplan^® Visa Infinite^* Card is a solid choice to have in your wallet for day-to-day spending, especially since Visa cards are pretty widely accepted.

As a cardholder, you'll receive:

• Free first checked bag on Air Canada flights, for the primary and supplementary cardholders^†
• Preferred pricing when redeeming Aeroplan points for Air Canada flights†
• The ability to earn 1,000 Status Qualifying Credits (SQC) for every $10,000 you spend on the card^†
• Your Aeroplan points won't expire for as long as you're a cardholder^†

It's worth noting that the extra perks you find on the CIBC Aventura^® Visa Infinite^* Card, such as the Priority Pass benefits and the NEXUS fee waiver, aren’t available on this card.

The CIBC Aeroplan^® Visa Infinite^* Card includes all the insurance benefits that you'd expect from a premium travel credit card, such as:

• Emergency medical insurance of up to $5,000,000 on the first 15 days of an out-of-province trip (three days for 65+)^†

• Flight/trip delay insurance of $500 for delays of at least four hours, which comes in handy if you need to replace your incidentals due to a delay^†

• Baggage delay insurance of $500 per person or a combined $1,000^†

• Car rental theft and damage insurance, which can replace the insurance fees that car rental agencies will try to upsell when renting a car^†

• $500,000 Common Carrier Accident insurance, which protects you in case of a travel-related accident^†

• Trip cancellation/trip interruption insurance: trip cancellation of up to $1,500 per insured person for a combined $5,000 and Trip Interruption insurance of $2,000 per person^†

One thing that's worth noting is that the CIBC Aeroplan credit cards (i.e., this card, plus the Infinite Privilege and the Visa for Business) are among the few cards that will extend their travel insurance benefits to tickets redeemed with Aeroplan points.^†

Many credit cards in the marketplace consider award travel to be ineligible for travel insurance – you have to put the full revenue ticket cost on the card in order for it to count. Meanwhile, the CIBC Aeroplan cards only require you to charge the taxes and fees of your Aeroplan booking to the credit card in order for the travel insurance to kick in.^†

If you prefer to cover your bases using travel insurance, yet also frequently travel on Aeroplan points, that makes this card worthwhile to keep around.^†