100,000 Aeroplan points
Apply Now$582
First-year value
100,000
Aeroplan points
$599
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aeroplan points at 2.1 cents per point.
Last updated: February 12, 2026
The CIBC Aeroplan® Visa Infinite Privilege* Card is the bank's top-tier Aeroplan co-branded credit card. If you meet the minimum income requirement, you'll enjoy a suite of Air Canada benefits and a sizeable welcome bonus.
The information for the CIBC Aeroplan® Visa Infinite Privilege* Card has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
Canada’s 9 Best CIBC Credit Cards
Read more| Tier | Amount | Requirement |
|---|---|---|
| Spend threshold | 10,000 | $1,000 spend in 2 months |
| Spend threshold | 40,000 | $5,000 spend in 4 months |
| Anniversary bonus | 50,000 | $25,000 spend in 12 months |
| Total | 100,000 Aeroplan points |
Annual Fee
$599
Additional Card
$149/year
You can reduce the annual fee via a rebate if you hold CIBC's Smart Plus Account, which requires maintaining a minimum balance to waive monthly maintenance fees.
| Category | Rate |
|---|---|
| Travel | 1.5× |
| Gas | 1.5× |
| Dining | 1.5× |
| Groceries | 1.5× |
| Everything Else | 1.25× |
The CIBC Aeroplan® Visa Infinite Privilege* Card's earning rates are comparable to the TD® Aeroplan Visa Infinite Privilege* Card, and slightly lower than the American Express Aeroplan Reserve Card on some categories. A distinguishing feature is the earning of points per dollar spent on electric vehicle charging.†
Aeroplan is the program of choice for Canadians seeking high-value international business and First Class redemptions.
Points earned from this card can cover one-way business class flights to many destinations, and even First Class on some routes.
Unlimited Maple Leaf Lounge access + 1 guest
General6 Visa Airport Companion lounge visits per year
GeneralPriority check-in, boarding, and baggage handling for cardholder + up to 8 companions
GeneralPriority security at Toronto Billy Bishop, Montreal, Ottawa
GeneralFree first checked bag for cardholder + up to 8 companions
General1,000 SQC per $5,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)
General10% Head Start toward Aeroplan Elite Status (starting 2027)
GeneraleUpgrade credits extended to 24-month validity
GeneralCompanion Pass ($99–$599) after $25,000 annual spend
GeneralNEXUS application fee rebate every 4 years
General4th night free on Aeroplan hotel redemptions
GeneralVisa RSVP Diamond at 60+ Sandman/Sutton hotels
GeneralTroon Rewards Platinum (20% off at 150+ golf courses)
GeneralAvis President's Club (2 car-class upgrades)
GeneralMobile device insurance
GeneralAs CIBC's premium Air Canada travel card, the CIBC Aeroplan® Visa Infinite Privilege* Card emphasizes Air Canada travel benefits.
One notable perk is the ability to bring one guest for free on Maple Leaf Lounge visits within North America.†
Beyond Air Canada benefits, the card also offers a strong set of perks through its Visa Infinite Privilege* designation.
The card also provides a NEXUS credit,† which is useful for obtaining a NEXUS card to make your journey across the US border smoother.
Underwritten by Belair Insurance Company Inc.
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | $1,000 | $5,000/trip · charge required · Cash value reimbursed for award tickets obtained through card reward program redemption |
| Trip Interruption | $2,000/person | charge required |
| Trip Delay | $2,000 | null-hour minimum · Out-of-pocket expenses (accommodation, meals, phone, taxi, rideshare) up to $100/day, max $1,000 per trip for all insured persons |
| Baggage Delay | $500 | 6-hour minimum |
| Baggage Loss | $500/person | $1,000 total |
| Rental Car | Included | Primary CDW · MSRP ≤ $85,000 · up to 48 days |
| Travel Accident | $500,000 | — |
| Purchase Protection | Included | 90-day coverage |
| Extended Warranty | +1 year | — |
Pre-Existing Conditions
90-day stability period required
View Certificate of Insurance (PDF)
These benefits also apply on Aeroplan reward tickets, as long as you charge the taxes and fees of your booking to your CIBC Aeroplan® Visa Infinite Privilege* Card.†
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Apply NowLast updated: February 12, 2026