$125 cash back
Apply Now†Terms and Conditions apply. The information for the CIBC Dividend® Visa* Card for Students has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
$130
First-year value
$125
cash back
$0
Annual fee
Based on the minimum spend required to earn the full welcome bonus.
Last updated: August 5, 2025
The CIBC Dividend® Visa* Card for Students is an excellent card for students who want to build a strong relationship with CIBC while earning consistent cash back.
| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | $25 | First purchase |
| Bonus earn rate | $100 | in 4 months |
| Total | $125 cash back |
Annual Fee
Free
Additional Card
Free
The no-annual-fee structure makes this a permanent credit-building tool – you can hold it indefinitely to lengthen your credit history without ongoing costs, which matters when applying for premium cards later.
| Category | Rate |
|---|---|
| Groceries | 2% |
| Gas | 1% |
| Dining | 1% |
| Everything Else | 0.5% |
Route groceries here for double earnings and use a flat-rate card elsewhere – this is a category specialist, not an everyday workhorse.
Extended warranty
Purchase ProtectionExtended warranty adds a year to eligible purchases under five years, useful for protecting electronics or dorm gear – but with no travel insurance whatsoever, pair this with a card offering trip coverage before any international travel or study abroad.
Underwritten by Belair Insurance Company Inc.
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | Not included | — |
| Baggage Delay | Not included | — |
| Baggage Loss | Not included | — |
| Rental Car (CDW/LDW) | Not included | — |
| Purchase Protection | $60,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
View Certificate of Insurance (PDF)
No travel insurance means you'll need standalone coverage for any trips – treat this purely as a safeguard for everyday purchases like textbooks or electronics.
†Terms and Conditions apply. The information for the CIBC Dividend® Visa* Card for Students has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
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$125 cash back
Apply Now†Terms and Conditions apply. The information for the CIBC Dividend® Visa* Card for Students has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
Last updated: August 5, 2025