12,500 Aventura Points
Apply Now$130
First-year value
12,500
Aventura Points
$0
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aventura Points at 1 cents per point.
Last updated: February 13, 2026
The CIBC Aventura® Visa* Card for Students is an entry-level credit card with no annual fee, suitable for anyone interested in earning Aventura Points for travel. This version of the card comes with no minimum income requirement.†
| Tier | Amount | Requirement |
|---|---|---|
| Activity bonus | 2,500 | 2,500 points for completing 5 eligible activities within 60 days of account opening |
| Spend threshold | 10,000 | $1,000 spend in 4 months 10,000 points when you spend $1,000 in the first four monthly statements |
| Total | 12,500 Aventura Points |
Annual Fee
Free
Additional Card
Free
A rare no-fee student card with a meaningful welcome bonus – enough for a $125 statement credit or a domestic flight contribution, with no annual fee to justify.
| Category | Rate |
|---|---|
| Travel | 1× |
| Gas | 1× |
| Drugstore | 1× |
| Groceries | 1× |
| EV Charging | 1× |
| CIBC Rewards Travel | 1× |
| Everything Else | 0.5× |
Concentrate your spending in groceries, gas, drugstores, and travel to earn at the top rate – then switch to a flat-rate cash-back card for dining, subscriptions, and general purchases to avoid the lower 0.5x tier.
Focus on the Aventura Flight Rewards Chart for short-haul flights within Canada or to the US, where fixed-rate pricing delivers predictable value without transfer complexity.
Read Our Full CIBC Aventura Guide
Read moreNo annual fee
First Year FreeExtended warranty
Purchase ProtectionSPC+ membership delivers $50–100+ in annual savings at The Bay, Indigo, Sport Chek, and Best Buy – legitimately useful if you're buying textbooks, tech, or clothing through these channels anyway – plus fuel savings at Esso, Mobil, and Pioneer stations that compound quickly if you're driving home for holidays.
Underwritten by Belair Insurance Company Inc.
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | Not included | — |
| Baggage Delay | Not included | — |
| Baggage Loss | Not included | — |
| Rental Car (CDW/LDW) | Not included | — |
| Travel Accident | $100,000 | — |
| Purchase Protection | $60,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
View Certificate of Insurance (PDF)
Purchase and warranty coverage is rare on no-fee student cards, but the absence of travel medical or trip protection means you'll need standalone coverage for any trips beyond your home province.
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Apply NowLast updated: February 13, 2026