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CIBC Aventura® Visa* Card

Everything you need to know about the CIBC Aventura® Visa* Card, a no-fee credit card by CIBC that earns modest rewards in the CIBC Aventura program.

Updated on: October 23, 2024

Annual fee

$0

Signup bonus:

Get 500 Aventura Points for completing activities within 60 days of your CIBC Aventura® Visa* card account approval †:  - Share your email address with CIBC - Sign up for eStatements for your new Aventura Visa card - Add an authorized user on your new Aventura Visa card - Hold any eligible CIBC Chequing Account - Add your Aventura Visa card with Apple Pay® or Samsung Pay® or Google Pay™

Annual interest rates:

20.99% purchase 22.99% cash advance (21.99% for Quebec residents) 22.99% balance transfer (21.99% for Quebec residents)

Earning rate:

1 Aventura Point per dollar spent on eligible travel purchases via the CIBC Rewards Centre† 1 Aventura Point per dollar spent on eligible gas stations, grocery stores, EV charging, and drugstores† 1 Aventura Point per $2 spent on all other eligible purchases†

Insurance:

Average

The CIBC Aventura® Visa* Card is an entry-level credit card with no annual fee, suitable for anyone interested in earning Aventura Points for travel.

Bonuses & Fees

The CIBC Aventura® Visa* Card is offering up to 2,500 Aventura Points for new cardholders,† distributed as follows:



  • Earn 2,500 Aventura Points upon completing the following five activities within 60 days of account opening:
    • Share your email address with CIBC†
    • Sign up for eStatements for your new Aventura Visa card†
    • Add an authorized user on your new Aventura Visa card†
    •  Hold any eligible CIBC Chequing Account† 
    •  Add your Aventura Visa card with Apple Pay® or Samsung Pay® or Google Pay™†

The card has no annual fee for primary or supplementary cardholders.

Earning Rewards

The CIBC Aventura® Visa* Card offers 1 Aventura Point per dollar spent† on eligible purchases at gas stations, EV charging, grocery stores, and drug stores, as well as on eligible travel purchases made through the CIBC Rewards Centre.† Otherwise, you'll earn 1 Aventura Point per $2 spent on all other eligible purchases.†

Redeeming Rewards

CIBC Aventura Points can be redeemed in a variety of ways. However, you can also redeem CIBC Aventura Points for eligible travel booked in any way at an elevated rate of 1.25 cents per point (cpp), which is twice the usual redemption value for flexible travel bookings. This is the best flexible travel redemption rate for fixed-value points in Canada. Keep in mind that you must make the redemption while the transaction is still pending, and that CIBC may change or withdraw this promotional offer at any time. You can also use CIBC Aventura Points towards an $800 (CAD) airline ticket in the “Canada and U.S. (Long-Haul)” category on the Aventura Flight Rewards Chart, which could increase the value of your points from 1 cent per point (cpp) to 2.28 cents per point. Generally speaking, it's recommended to redeem Aventura Points via the Aventura Flight Rewards Chart whenever possible, since it offers the maximum value for your points. It's worth noting that this must be done through the CIBC Rewards Centre. However, Aventura Points can also be useful for offsetting the cost of travel that's otherwise difficult to book with points. For example, Aventura Points can be used to cover the cost of eligible independent hotels, short-term rentals, car rentals, trains, or flights that can't be booked with other airline- or hotel-specific loyalty programs.

Perks & Benefits

Cardholders of the CIBC Aventura® Visa* Card can save up to 10¢ per litre at participating Pioneer, Fas Gas, Ultramar, and Chevron gas stations.† To benefit from this discount, you'll need to link your card with Journie Rewards, and then make qualifying purchases at eligible gas stations.†

Insurance Coverage

The CIBC Aventura® Visa* Card offers a standard insurance package for no-fee credit cards, including Common Carrier Accident insurance, as well as rental car insurance up to an MSRP of $65,000.† It also offers an extended warranty of up to one year on top of whatever the manufacturer provides, as well as purchase protection for 90 days.†

Terms and Conditions apply.† The information for the CIBC Aventura® Visa* Card has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.    

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