12,500 Aventura Points
Apply Now$130
First-year value
12,500
Aventura Points
$0
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aventura Points at 1 cents per point.
Last updated: February 13, 2026
The CIBC Aventura® Visa* Card is an entry-level credit card with no annual fee, suitable for anyone interested in earning Aventura Points for travel.
| Tier | Amount | Requirement |
|---|---|---|
| Activity bonus | 2,500 | 2,500 points for completing 5 eligible activities within 60 days of account opening |
| Spend threshold | 10,000 | $1,000 spend in 4 months 10,000 points when you spend $1,000 in the first four monthly statements |
| Total | 12,500 Aventura Points |
Annual Fee
Free
Additional Card
Free
With no annual fee and a modest spend threshold, this card removes the pressure to extract immediate value – ideal for cautious beginners or those building a multi-card strategy without carrying dead weight between redemptions.
| Category | Rate |
|---|---|
| Travel | 1× |
| Gas | 1× |
| Drugstore | 1× |
| Groceries | 1× |
| EV Charging | 1× |
| CIBC Rewards Travel | 1× |
| Everything Else | 0.5× |
Concentrate your spending on travel, gas, groceries, and drugstores to maximize your earn rate, while using a flat-rate cash back card for everything else.
Aventura Points work best through the fixed-value flight chart, letting you book any airline without award seat constraints – ideal when premium availability disappears or you're booking last-minute. Beyond flights, use points as a gap-filler for boutique hotels, vacation rentals, and tour operators that sit outside traditional loyalty programs.
Read Our Full CIBC Aventura Guide
Read moreNo annual fee
First Year FreeCar rental insurance
Travel InsuranceExtended warranty
Purchase ProtectionCar rental coverage alone justifies keeping this card active – it saves you $25–$35 per rental and matches what premium cards offer, just without the annual fee.
Underwritten by Belair Insurance Company Inc.
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | Not included | — |
| Baggage Delay | Not included | — |
| Baggage Loss | Not included | — |
| Rental Car (CDW/LDW) | Not included | — |
| Travel Accident | $100,000 | — |
| Purchase Protection | $60,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
View Certificate of Insurance (PDF)
Basic purchase protections only – no travel insurance means you'll need a premium card or standalone policy for any trip worth insuring.
75,000 Aeroplan points
70,000 Aventura Points
100,000 Aeroplan points
45,000 Aeroplan points
45,000 Aventura Points
45,000 Aventura Points
$350 cash back
$300 cash back
80,000 Aventura Points
$125 cash back
12,500 Aventura Points
10,000 Aeroplan points
12,500 Aventura Points
Apply NowLast updated: February 13, 2026