RBC^® Cash Back Preferred World Elite Mastercard^ǂ

The RBC^® Cash Back Preferred World Elite Mastercard is marketed as a premium cash back card, with a simple earning structure for those who want a decent return on their spending without having to concern themselves with bonus categories.

The RBC^® Cash Back Preferred World Elite Mastercard^ǂ is currently offering a welcome bonus of 12% cash back for the first three months on the first $2,000 in purchases^{^}, worth up to $240 in cash back. To qualify, apply by September 9, 2026.

The annual fee is $99^†, with free supplementary cards^†. A minimum personal income of $80,000 or household income of $150,000 is required.

The RBC^® Cash Back Preferred World Elite Mastercard earns:

• 1.5% cash back^† on all qualifying purchases up to $25,000 spent per Annual Period^†
• 1% cash back^† on all qualifying purchases over $25,000, with no maximum^†

There are no bonus categories to track, and cash back is earned on net purchases only (not on cash advances, fees, or interest).

Cash back is automatically credited to your account each January and appears on your February statement. You can also request a credit at any time, provided your cash back balance is at least $25.

The RBC^® Cash Back Preferred World Elite Mastercard includes a handful of benefits^†.

DashPass from DoorDash^†

Get a complimentary 12-month DashPass subscription when you add your eligible RBC credit card and activate the offer.

This gives you:

• $0 delivery fees on orders of $15+
• Reduced service fees at eligible restaurants

Link your RBC card and automatically enjoy:

• 3¢/L off every fill-up
• 20% more Petro-Points on qualifying purchases

Rexall: Earn More With Be Well™^†

Scan your Be Well card and pay with your linked RBC card to earn:

• 50 Be Well points per $1 spent on eligible purchases

Moi Rewards at Metro, Food Basics & More^†

With your Moi Rewards card and linked RBC card, earn:

• 1 extra Moi point for every $2 spent at Metro, Food Basics, Super C, Jean Coutu, Brunet, or Première Moisson (minimum purchase thresholds apply)

As a World Elite Mastercard cardholder, you receive:

• Complimentary DragonPass membership, with access to 1,300+ lounges
• Pay-per-visit pricing (currently US$32 per person)