RBC® Avion Visa Infinite†

Last updated: May 1, 2024
  • 35,000 RBC Avion points†
  • $580 First-year value
Signup bonus:
35,000 Avion points upon approval†
Annual fee:
Interest Rates:
20.99% purchases
22.99% cash advances (21.99% QC)
22.99% balance transfers (21.99% QC)
Earning rate:
1.25 RBC Avion points† per dollar spent on qualifying travel purchases
1 RBC Avion point† per dollar spent on all other qualifying purchases

The RBC® Avion Visa Infinite is RBC®‘s flagship product, and currently offers a strong welcome bonus with no spending requirement.

Bonuses & Fees

This card is currently offering a promotional welcome bonus of 35,000 RBC Avion points for new cardholders, which are awarded upon approval.

The card has an annual fee of $120 and $50 fee for supplementary cardholders.

If you have an RBC® VIP Banking Account, you’ll be able to get a fee waiver on one of RBC®‘s premium credit cards, including this one.


Earning Rewards

The RBC® Avion Visa Infinite offers the following earning rates:

  • 1.25 RBC Avion points per dollar spent on qualifying travel purchases
  • 1 RBC Avion point per dollar spent on all other qualifying purchases

Redeeming Rewards

There are a variety of ways to redeem RBC Avion points for a high value.

As a transferable currency, eligible cardholders can convert their RBC Avion points into British Airways Executive Club† and Cathay Pacific Asia Miles† at a 1:1 ratio, WestJet Rewards† at a 100:1 ratio, as well as American Airlines AAdvantage† at a 1:0.7 ratio.

Avios, Asia Miles, and AAdvantage will all provide a means to book business class and First Class flights on Oneworld airlines, which will be by far the best value for your Avion points if you’re interested in travelling internationally in style.

Look out for 10–50% transfer bonuses to these partners too, which can boost the value of your points even further.

These can be some of highest value uses of RBC Avion points. If you signed up via the current offer for 35,000 Avion points, for example, and transferred the points over to Avios during a 30% promotion, you’d get 45,500 Avios — good for a number of short-haul flights, or enough to make solid progress towards a one-way flight in Qatar Airways Qsuites from North America to Doha or a multi-carrier ticket.

You can also redeem via the Air Travel Redemption Schedule, which lets you use Avion points to book round-trip economy class tickets departing from Canada, up to a certain maximum ticket price. As a baseline, you can also apply Avion points to any travel purchase at a rate of 1 cent per point.

Your RBC Avion points never expire for as long as you’re a cardholder. If you cancel or switch to a different RBC® product, you have 90 days to redeem your Avion points before they go away.

Perks & Benefits

The RBC® Avion Visa Infinite includes a host of interesting benefits, including 12 months of free DashPass from DoorDash as part of the wider partnership between RBC and DoorDash. In addition to this perk, cardholders get to enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card.

It also includes a 3¢/L saving on fuel at Petro-Canada, along with earning 20% more Petro-Points and RBC Avion points upon using your card to pay.

Furthermore, RBC Avion cardholders can save 20% at Hertz, as well as earn 2x the points if using your card.

Finally, you can earn 50 Be Well points for every $1 spent on eligible products at Rexall, as well as an improved redeeming ratio of 25,000 Be Well points = $10.

Insurance Coverage

The RBC® Avion Visa Infinite comes with pretty strong protection, as would be expected for a premium credit card:

  • Emergency medical insurance for the first 15 days of any out-of-province trips for travellers under the age of 65 or the first three days for those 65 and up

  • Travel accident insurance, covering death or dismemberment, of up to $500,000

  • Car rental collision/loss damage insurance, which allows you to save on the daily insurance charged by car rental companies for vehicles up to a MSRP of $65,000

  • Trip cancellation insurance of up to $5,000 and trip interruption insurance of up to $25,000

  • Flight delay insurance of up to $500 for reasonable expenses incurred

There’s also a very compelling purchase protection scheme in place that will reimburse you for accidentally lost or damaged personal property within 90 days of purchase, up to a maximum of $50,000 per year, as well as an extended warranty feature that automatically doubles the original manufacturer’s warranty.

Overall, the insurance on this card is on par with other premium cards in the market, making it a solid option for any big purchases.

Historical Offers

Legal Disclaimers

Apply Now

As a Visa Infinite product, this credit card has a minimum personal annual income requirement of $60,000 or a minimum household income of $100,000 to be eligible.

Please refer to RBC® page for up to date offer terms and conditions.

  1. Ruben

    Do you have a way to compare this card vs the ION+ form RBC? I’m trying to figure out if I should cancel this one and do the ION.

    1. christopher

      If you cancelled the Avion card, your ION or ION+ won’t have access to transfer the points to British airways, Cathay Asia Miles, American Airlines. You could still transfer to Westjet though. So just FYI

  2. Ari

    Just applied and got approved for this credit card for the bonus. I’ve the HSBC World Elite so it’d be interesting to know if I’ll have 2 same credit cards.

  3. Jenna Sheppard YVR

    Hi Ricky! I just discovered your website and feel like a whole new world has been opened up to me! I have the West Jet World Elite M/C (RBC) and I don’t see the benefits of the card really helping me, so not worth the annual fee. The anniversary is in December, and I’m wondering if it’s possible to switch to the RBC Avion rather than cancel and apply for a new card, because I’m reading that’s not always the best option. But since these card are from the same bank, it may work? And then I could qualify for the new welcome bonus for the Avion?

  4. Charles

    Would I get the full points if I switch from an RBC cashback card to an RBC Avion visa infinite?

  5. Hintonbro

    ** Product switch only earned 15,000 points

  6. Rob

    Hi Ricky, Is there a card that has a better return than the 2.14 this one has for long haul in Canada? I currently use my rewards every two years to fly across Canada at Xmas. Family is now 4 travellers and only have points for 3 so looking to maximize.

  7. Gabriel

    I just got approved for the Avion Visa Infinite. I’m interested to see how beneficial the welcome bonus points of 35000 will be when redeeming them for a flight from Toronto to California. Would you suggest to use the points to upgrade my seats? I’m also interested in the cellphone protection insurance as I haven’t seen that offered in other cards.

    1. Ricky YVR

      Points are almost always better spent on making bookings directly rather than upgrading seats.

  8. Bobby

    Just applied and got approved for Avion Visa Platinum, would you say this card is really good if you only want to carry 2 cards in your wallet? (btw my other card is American Express Cobalt Card)

    1. Ricky YVR

      I’d say it’s a decent choice, but you may be able to do better. For example, pairing the Cobalt with the HSBC World Elite would deliver a lot more benefits for your non-Amex spending for only a $49 net annual fee.

  9. Toronto

    I checked flights using Avios search engine going to South America (Buenos Aires) and other destinations. The economy seats are really expensive. It practically makes your points WORTHLESS to use. What’s the point of following this point system if you cant fly where you want to go. It’s better if you stick with cheapflights.com or any of these third-party websites for really cheap flights.

    1. Ricky YVR

      Correct. Points are better used on higher-value trips like business class and First Class.

  10. Lawrence

    Since I hold the rbc rewards+ visa I can’t get the 35000 points welcome bonus l even if I product switch or apply for the avion visa infinite right? So I am basically out of luck?

  11. ART

    Hi Ricky,

    I have this card and received the bonus points. If I use the bonus points then product switch to a card with no AF, is there any chance that they require the points back or something? How long would you hold the card before doing this? I’ve been told by an RBC agent that they’ll provide a pro-rated refund on the AF if I switch.

    1. Ricky YVR

      Unlikely. The safest timeline for such actions is six months, although some users have “gotten away with” shorter timeframes.

  12. Kristian

    Hi Ricky, I just checked out the link to apply for this RBC card but only the standard offer of 15,000 points and no first annual fee rebate is offered. Has this promotion finished already?

    1. Ricky YVR

      Yep. These “mystery links” that pop up never last too long, so now we’re back to the standard offer of 15,000 points + $120 annual fee. Time to wait for the next one!

  13. Louis

    I have the Westjet now, if I make a switch product. Would I be entitled to this 20K promotion?

    1. Ricky YVR

      Most of the time a product switch only gives you the public bonus that isn’t found through a special link – in this case it’d be the usual 15k.

      1. Talha

        And it wouldn’t be FYF right?

        1. Ricky YVR


  14. OttawaAl

    It would appear that the additional 10,000 RBC Avion bonus points (for making purchases of $1000) is no longer on offer. Today, Oct 1, I started to sign up through the link above. The lead page now references the 15,000 bonus only.

    1. Ricky YVR

      Looks like you’re right Al. Back down to 15k it is.

  15. Dean

    Data point for reference: I product switched from the Avios to this and did not receive the bonus points. (But I did receive bonus points when I product switched from the RBC Westjet to the Avios prior to that).

  16. Youness

    Just applied and approved. Thanks for the link

  17. Alison

    Any idea if it’s possible to apply and get the bonus if I already have this card currently open?

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