35,000 Avion points
Apply Now$580
First-year value
35,000
Avion points
$120
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Avion points at 2 cents per point.
Last updated: February 12, 2026
The RBC Avion Visa Business Card is RBC's mid-range travel credit card geared towards small business owners.
This card is well-suited to business owners who are looking to steadily earn RBC Avion points and redeem for travel on WestJet and international oneworld partners, while only paying a moderate annual fee.
| Tier | Amount | Requirement |
|---|---|---|
| On approval | 35,000 | Automatic |
Annual Fee
$120
Additional Card
$50/year
The signup bonus here is solid for business travel, though you'll want to factor in the annual fee when calculating your first-year value—make sure you're maximizing rewards quickly to justify the cost.
| Category | Rate |
|---|---|
| All Purchases | 1× |
The earning rate is fairly standard compared to similar products in the market. You might consider the RBC Avion Visa Business Card as a Visa alternative or backup to the American Express Business Gold Card, which offers comparable earning on select categories.
| Partner | Ratio | Transfer Time |
|---|---|---|
| British Airways Avios | 1:1 | Next business day |
| Cathay Pacific Asia Miles | 1:1 | 1-2 business days |
| American Airlines AAdvantage | 10:7 | Up to 1 full week (processed once weekly, Thursday or Saturday) |
| WestJet Rewards | 1:1 | Few days |
Avios, Asia Miles, and AAdvantage provide a means to book business class and First Class flights on oneworld airlines, which offer excellent value for your Avion points when travelling internationally in premium cabins.
Look out for transfer bonuses to these partners, which can boost the value of your points. These represent some of the highest value uses of RBC Avion points, particularly when paired with promotional bonus opportunities.
Your RBC Avion points never expire as long as you're a cardholder. If you cancel or switch to a different RBC product, you have 90 days to redeem your Avion points before they expire.
Transfer to British Airways Avios, Cathay Asia Miles, WestJet, American Airlines
GeneralThe fuel discount and rewards boost are particularly valuable if you're already a Petro-Canada regular, though you'll want to weigh this against cards offering broader merchant coverage.
Underwritten by RBC Insurance Company of Canada / Aviva General Insurance Company
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | $1,500 | $5,000/trip · charge required |
| Trip Interruption | $5,000/person | $25,000/trip · charge required |
| Trip Delay | $250 | 4-hour minimum · Reasonable and necessary expenses (accommodations, meals, emergency purchases, phone calls, internet, taxi/ride-sharing) for missed connections, delayed flights, or denied boarding |
| Baggage Delay | $500 | 4-hour minimum |
| Baggage Loss | Not included | — |
| Rental Car | Included | Primary CDW · MSRP ≤ $65,000 · up to 48 days |
| Travel Accident | $500,000 | — |
| Purchase Protection | $50,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
Pre-Existing Conditions
90-day stability period required
View Certificate of Insurance (PDF)
The card doesn't offer emergency medical travel insurance, but it does provide car rental loss or damage protection.
(Travel insurance coverage applies when the full trip amount is charged to your card, booked directly using your RBC Avion points, or a combination of the two.)
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Apply NowLast updated: February 12, 2026