WestJet RBC® World Elite Mastercard

Last updated: November 1, 2023
  • 700 WestJet Dollars†
  • $570 First-year value
Best offer is available publicly until March 14, 2024
Signup bonus:
Earn 300 WestJet Dollars upon making your first purchase†
Earn 300 WestJet Dollars upon spending $5,000 in the first three months†
Earn 100 WestJet Dollars as a one-time anniversary bonus†
Total of up to 700 WestJet Dollars†
Annual fee:
$119†
Annual interest rates:
20.99% purchases
22.99% cash advances (21.99% QC)
22.99% balance transfers (21.99% QC)
Earning rate:
2% back in WestJet Dollars per dollar spent on eligible WestJet flights and vacations†
1.5% back in Westjet Dollars per dollar spent on all other eligible purchases†
Perks & benefits:
Annual WestJet companion voucher†
Free checked bags on WestJet flights†
Unlimited Boingo Wi-Fi†
Insurance:
Strong

The WestJet RBC® World Elite Mastercard is WestJet’s premier co-branded credit card in Canada, and offers a wealth of WestJet-centric benefits, the most significant of which is the companion voucher.

Bonuses & Fees

Currently, there’s a record-high welcome offer on the WestJet RBC® World Elite Mastercard for up to 700 WestJet Dollars, structured as follows:

  • Earn 300 WestJet Dollars upon first purchase
  • Earn 300 WestJet Dollars upon spending $5,000 in the first three months
  • Earn 100 WestJet Dollars as a one-time anniversary bonus

300 WestJet Dollars are awarded upon first purchase, and the next swath of 300 WestJet Dollars are awarded after spending $5,000 in the first three months.

The last batch of 100 WestJet Dollars come as a one-time anniversary bonus, which means you’ll have to pay the annual fee again to receive them. However, it’s worth the price of admission, especially with the card’s other benefits taken into consideration.

The annual fee on this card is $119, with additional users costing $59.

Earning Rewards

With the WestJet RBC® World Elite Mastercard, you’ll earn the following on everyday spending:

  • 2% back in WestJet Dollars per dollar spent on eligible WestJet flights and vacations
  • 1.5% back in WestJet Dollars per dollar spent on all other eligible purchases

Redeeming Rewards

What exactly are WestJet Dollars? Well, 700 WestJet Dollars can be applied as a $700 credit to the base fare of any WestJet booking. Therefore, as long as you fly with WestJet once a year to the tune of at least $700, the signup bonus is as good as cash in your pocket.

WestJet Rewards allows you to redeem WestJet Dollars towards the cost of any WestJet flight, so there’s no need to worry about “award availability” or anything like that. As long as there’s a seat available for purchase, you can use your WestJet Dollars towards it.

The 700 WestJet Dollars welcome bonus doesn’t have to be used up all in one go either. You’re free to earn the bonus, wait for one of WestJet’s deals to pop up on a route you’re interested in, and then apply the bonus towards your booking.

However, it’s important to point out that since the value of WestJet Dollars is limited, you wouldn’t be able to find out-sized value with redemptions as you could with other programs.

Moreover, WestJet Dollars can only be applied to offset against the base fare — excluding items such as taxes, fees, and other air transportation charges.

Perks & Benefits

The most significant of these benefits is the free checked bag benefit on WestJet flights for the primary cardholder and up to eight other passengers on the same booking.

Checked baggage normally costs $30–35.40 on WestJet, so this benefit alone could be worth up to $100 per trip if travelling as a family of four, or potentially even more if you’re travelling as a larger group.

Other benefits include the ability to save 3¢/L on fuel at PetroCanada whilst earning 20% more PetroPoints, access to airport lounges as part of the Mastercard Travel Pass Program provided by DragonPass (although fees do apply), and access to the Mastercard Concierge Services for last-minute restaurant and event bookings.

The other major selling point of this card is an annual round-trip companion voucher for travel on WestJet. This companion voucher can be redeemed in one of the following ways:

  • $119 base fare (plus taxes, fees and charges) for travel within Canada or the Contiguous U.S.,

  • $399 base fare (plus taxes, fees and charges) for travel to the rest of WestJet’s network in Mexico, Central America, the Caribbean, or Europe

Since it’s a companion voucher, you have to be booking an itinerary for at least two people – the first passenger would pay full price, while the second passenger would enjoy the companion voucher’s promotional price.

The vouchers are valid for round-trip tickets in economy or premium class (not business class). You’ll also have to pay taxes and fees on the companion ticket, in addition to the discounted base fare.

In addition, cardholders will also receive a Status Lift of $500 in tier qualifying spend for every $15,000 spent on the WestJet RBC World Elite Mastercard, helping you qualify towards WestJet status.

Finally, the card offers a complimentary Boingo Wi-Fi membership, which can be used for free Wi-Fi onboard WestJet flights.

Insurance Coverage

As a World Elite product, this credit card comes with comprehensive premium travel insurance, including:

  • Emergency medical insurance for the first 15 consecutive days of any out-of-province trips for travellers under the age of 65 or the first three consecutive days for those 65 and up

  • Trip interruption insurance of up to $5,000 per covered person

  • Auto rental damage and theft insurance, which can help you save on the insurance fees that rental companies like to impose for vehicles up to a MSRP of $65,000

  • Hotel burglary insurance of up to $2,500 in total

  • Travel accident insurance of up to $500,000 against accidental death or dismemberment

You’ll also enjoy top-drawer purchase protection benefits, including an extended warranty that doubles the original manufacturer’s warranty for up to one year, and coverage against accidental loss or damage of personal property for up to 90 days from the date of purchase.

Historical Offers

Legal Disclaimers

Apply Now

As a World Elite product, this credit card has a minimum personal annual income requirement of $80,000 or a minimum household income of $150,000 to be eligible. Longstanding RBC clients may have success visiting their branch to see if these requirements can be waived.

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If you don't meet the minimum income requirement on the World Elite card, you can also apply for the lower-tier WestJet RBC Mastercard, with a weaker welcome bonus and companion fare.

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7 Comments
  1. David

    I just got a new offer waiving the annual fee on this card. That along with the fact that the companion voucher can be used for a Europe destination this would be incredible value if you can use the 450 WJD towards the full price fare that is required for a companion booking (Ricky do you know the answer to this?). Might be worth updating this page as this is looking like pretty good value to me now.

  2. Lisa

    Hi Ricky,
    I have signed up for this card & would like to confirm my understanding of the current companion voucher promo. Does this no co-pay companion voucher need to be booked within a certain timeframe of obtaining the card?
    Thanks for the concise and straightforward breakdown!

  3. SAM J

    DP: I could not apply $X-WJD to a flight but rather WJ calculated how much I could apply per flight, e.g. YYZ-YYC base fare of $130 can be covered with 117 WJD+$. If you only had 116 WJD, you wouldn’t be able to apply it like a cash credit… not to say you couldn’t do some spend to get that extra 1 WJD.

  4. Backe Thai

    Hi Ricky, is this correct? 350 WSD -> $450?
    “What exactly are WestJet Dollars? Well, 350 WSD can be applied as a $450 credit to the base fare of any WestJet booking. “

    1. Ricky YVR

      Nope! That’s just my mistake. Fixed.

  5. Marty

    Can you receive the signup bonus more than once on this card? I received it in 2019.

    1. Ricky YVR

      Yes.

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