WestJet RBC World Elite Mastercard

Last updated: January 13, 2022
  • 450 WestJet Dollars
  • $536 First-year value
Best offer is available until February 28, 2022
Signup bonus:
250 WestJet Dollars upon first purchase
200 WestJet Dollars upon spending $5,000 in the first three months
Annual fee:
$0 for the first year, then $119
Earning rate:
2% back in WSD per dollar spent on WestJet flights and vacations
1.5% back in WSD per dollar spent on all other purchases
Perks & benefits:
Annual WestJet companion voucher
Free checked bags on WestJet flights
Unlimited Boingo Wi-Fi

Bonuses & Fees

Currently, there’s an elevated signup offer on the WestJet RBC World Elite Mastercard of 450 WestJet Dollars (WSD).

250 WSD is awarded upon first purchase and the remainder 200 WSD is awarded after spending $5,000 in the first three months after applying.

Until February 28, 2022, the annual fee of $119 on this card is waived for the first year.

What exactly are WestJet Dollars? Well, 450 WSD can be applied as a $450 credit to the base fare of any WestJet booking. Therefore, as long as you fly with WestJet once a year to the tune of at least $450, the signup bonus is as good as cash in your pocket.

WestJet Rewards allows you to redeem WSD towards the cost of any WestJet flight, so there’s no need to worry about “award availability” or anything like that. As long as there’s a seat available for purchase, you can use your WSD towards it.

The 450 WSD bonus doesn’t have to be used up all in one go either. You’re free to earn the bonus, wait for one of WestJet’s great deals to pop up on a route you’re interested in, and then apply the bonus towards your booking.

Additionally, new cardholders who apply by March 7, 2022 will receive a promotional companion voucher for their first year with the card.

This one-time voucher is good for no co-pay on a companion ticket in economy class, for travel to Canada, the US, Mexico, or the Caribbean. Normally, the companion voucher charges a base fare of $399 for these sun destinations, or $119 closer to home.

Earning Rewards

With the WestJet RBC World Elite MasterCard, you’ll earn 2% back in WSD per dollar spent on WestJet flights and vacations, and 1.5% back in WSD per dollar spent on all other purchases.

As a promotional benefit, new cardholders who apply by June 30, 2021 will earn double WestJet Dollars (3% back in WSD) on groceries, restaurants, and food delivery for three months.

Perks & Benefits

The most significant of these benefits is the free checked bag benefit on WestJet flights for the primary cardholder and up to eight other passengers on the same booking.

Checked baggage normally costs $30–35.40 on WestJet, so this benefit alone could be worth up to $100 per trip if travelling as a family of four, or potentially even more if you’re travelling as a larger group.

Other benefits include the ability to save 3¢/L on fuel at PetroCanada whilst earning 20% more PetroPoints, access to airport lounges as part of MasterCard LoungeKey (although fees do apply), and access to the MasterCard Concierge Services for last-minute restaurant and event bookings.

The other major selling point of this card is an annual companion voucher for travel on WestJet. This companion voucher can be redeemed in one of the following ways:

  • $119 base fare for travel within Canada or the Contiguous U.S.,

  • $399 base fare for travel to the rest of WestJet’s network in Mexico, Central America, the Caribbean, or Europe

Since it’s a companion voucher, you have to be booking an itinerary for at least two people – the first passenger would pay full price, while the second passenger would enjoy the companion voucher’s promotional price.

The vouchers are valid for round-trip tickets in economy or premium class (not business class). You’ll also have to pay taxes and fees on the companion ticket, in addition to the discounted base fare.

Taking into account the 350 WSD signup bonus and the potential savings of the companion voucher, the $119 annual fee is a relatively small price to pay.

Insurance Coverage

As a World Elite product, this credit card comes with comprehensive premium travel insurance, including:

  • Emergency medical insurance for the first 15 consecutive days of any out-of-province trips

  • Trip interruption insurance of up to $5,000 per covered person

  • Auto rental damage and theft insurance, which can help you save on the insurance fees that rental companies like to impose

  • Hotel burglary insurance of up to $2,500 in total

  • Travel accident insurance of up to $500,000 against accidental death or dismemberment

You’ll also enjoy top-drawer purchase protection benefits, including an extended warranty that doubles the original manufacturer’s warranty for up to one year, and coverage against accidental loss or damage of personal property for up to 90 days from the date of purchase.

Historical Offers

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As a World Elite product, this card requires a minimum personal annual income of $80,000 or a household income of $150,000 to apply. Longstanding RBC clients may have success visiting their branch to see if these requirements can be waived.


If you don't meet the minimum income requirement on the World Elite card, you can also apply for the lower-tier WestJet RBC Mastercard, with a weaker welcome bonus and companion fare.

  1. David

    I just got a new offer waiving the annual fee on this card. That along with the fact that the companion voucher can be used for a Europe destination this would be incredible value if you can use the 450 WJD towards the full price fare that is required for a companion booking (Ricky do you know the answer to this?). Might be worth updating this page as this is looking like pretty good value to me now.

  2. Lisa

    Hi Ricky,
    I have signed up for this card & would like to confirm my understanding of the current companion voucher promo. Does this no co-pay companion voucher need to be booked within a certain timeframe of obtaining the card?
    Thanks for the concise and straightforward breakdown!

  3. SAM J

    DP: I could not apply $X-WJD to a flight but rather WJ calculated how much I could apply per flight, e.g. YYZ-YYC base fare of $130 can be covered with 117 WJD+$. If you only had 116 WJD, you wouldn’t be able to apply it like a cash credit… not to say you couldn’t do some spend to get that extra 1 WJD.

  4. Backe Thai

    Hi Ricky, is this correct? 350 WSD -> $450?
    “What exactly are WestJet Dollars? Well, 350 WSD can be applied as a $450 credit to the base fare of any WestJet booking. “

    1. Ricky YVR

      Nope! That’s just my mistake. Fixed.

  5. Marty

    Can you receive the signup bonus more than once on this card? I received it in 2019.

    1. Ricky YVR


Ricky Zhang

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