The WestJet RBC Mastercard is a scaled-down version of the WestJet RBC World Elite Mastercard.
We recommend the World Elite card to those who qualify for it, as it has a stronger welcome bonus, companion pass, and card benefits. However, the basic WestJet RBC Mastercard could be a good fit for lower-income travellers who are loyal to WestJet.
Bonuses & Fees
Currently, the signup offer on the WestJet RBC Mastercard is 100 WestJet Dollars (WSD). All 100 WSD is awarded after spending $1,000 in the first three months after applying.
The annual fee is $39, with supplementary cardholders costing $19 each.
What exactly are WestJet Dollars? Well, 100 WSD can be applied as a $100 credit to the base fare of any WestJet booking. Therefore, as long as you fly with WestJet once a year to the tune of at least $100, the signup bonus is as good as cash in your pocket.
With the WestJet RBC World Elite MasterCard, you’ll earn 1.5% back in WSD per dollar spent on WestJet flights and vacations, and 1% back in WSD per dollar spent on all other purchases.
WestJet Rewards allows you to redeem WSD towards the cost of any WestJet flight, so there’s no need to worry about “award availability” or anything like that. As long as there’s a seat available for purchase, you can use your WSD towards it.
The 100 WSD bonus doesn’t have to be used up all in one go either. You’re free to earn the bonus, wait for one of WestJet’s great deals to pop up on a route you’re interested in, and then apply the bonus towards your booking.
Perks & Benefits
The major selling point of the WestJet RBC Mastercard is an annual companion voucher for travel on WestJet. This companion voucher can be redeemed as a $199 base fare for travel within Canada or the continguous U.S.
Since it’s a companion voucher, you have to be booking an itinerary for at least two people – the first passenger would pay full price, while the second passenger would enjoy the companion voucher’s promotional price.
The vouchers are valid for round-trip tickets in economy or premium class (not business class). You’ll also have to pay taxes and fees on the companion ticket, in addition to the discounted base fare.
If you’ll be taking advantage of the $199 companion voucher, the $39 annual fee is a relatively small price to pay.
Other benefits include the ability to save 3¢/L on fuel at Petro-Canada whilst earning 20% more PetroPoints.
As an entry-level travel card, this card comes with basic travel insurance, including:
Auto rental damage and theft insurance for MSRPs of up to $65,000, which can help you save on the insurance fees that rental companies like to impose
Hotel burglary insurance of up to $2,500 in total
Travel accident insurance of up to $500,000 against accidental death or dismemberment
You’ll also enjoy an extended warranty that doubles the original manufacturer’s warranty for up to one year, and coverage against accidental loss or damage of personal property for up to 90 days from the date of purchase.