$10,000 WestJet dollars
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$71
First-year value
$10,000
WestJet dollars
$39
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of WestJet dollars at 1 cents per point.
Offer ends August 31, 2026
Last updated: February 13, 2026
The WestJet RBC® Mastercard is a scaled-down version of the WestJet RBC® World Elite Mastercard.
We'd recommend the WestJet RBC® World Elite Mastercard to anyone who qualifies for it, as it has a stronger welcome bonus, a more powerful companion pass, and more card benefits. However, the WestJet RBC® Mastercard could be a good fit for those that don't qualify for the World Elite card but like to travel with WestJet.
| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 5,000 | First purchase |
| Spend threshold | 5,000 | $1,000 spend in 3 months |
| Total | 10,000 WestJet dollars |
Annual Fee
$39
Additional Card
$19/year
This card rewards frequent WestJet travelers, but you'll want to fly regularly enough to recoup the annual fee—casual flyers may find better value in no-fee alternatives.
| Category | Rate |
|---|---|
| Travel | 1.5× |
| Streaming | 1.5× |
| Dining | 1.5× |
| Everything Else | 1× |
This card rewards your everyday spending generously, but the real value comes if you're a frequent WestJet flyer—you'll accumulate points fastest on the purchases that matter most to your travel goals.
The WestJet Rewards program offers limited opportunities for outsized redemption value.
The most valuable redemption approach is combining WestJet points with a Member Exclusive Fare booking. While discounts vary, you should compare the fare inclusions and exclusions, since you may be better off with other fare types.
Annual companion voucher (from $199 base fare)
GeneralExchange option: 25% flight discount or 10,000 WestJet points
GeneralThe major selling point of the WestJet RBC Mastercard is an annual round-trip companion voucher for travel on WestJet.† You'll receive the voucher by meeting the card's annual spending requirement.
If you plan to use the companion voucher, the annual fee becomes a relatively small price to pay.
Underwritten by RBC Insurance Company of Canada / Aviva General Insurance Company
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | Not included | — |
| Baggage Delay | $500 | 96-hour minimum |
| Baggage Loss | Not included | — |
| Rental Car | Included | Primary CDW · MSRP ≤ $65,000 · up to 48 days |
| Travel Accident | $500,000 | — |
| Purchase Protection | $50,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
| Mobile Device | Included | $1,500/claim |
View Certificate of Insurance (PDF)
As an entry-level travel card, this card comes with basic travel insurance coverage.
The auto rental damage and theft insurance can help you save on insurance fees that rental companies impose.
†Terms and conditions apply. RBC is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.
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Apply Now†Terms and conditions apply. RBC is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.
Last updated: February 13, 2026