TD® Aeroplan® Visa Infinite Privilege* Card: Earn Up to 85,000 Aeroplan Points†

The TD^® Aeroplan^® Visa Infinite Privilege^* Card is TD’s top-tier Aeroplan credit card, and it’s currently offering a welcome bonus of up to 85,000 Aeroplan points^†.

To earn the full welcome bonus, you’ll need to meet the following conditions:

• Earn 20,000 Aeroplan points^† with your first purchase
• Earn an additional 35,000 Aeroplan points^† when you spend $12,000 in the first 180 days of account opening
• Earn an anniversary bonus of 30,000 Aeroplan points^† when you spend $24,000 within 12 months of account opening

With our valuation of Aeroplan points at 2.1 cents per point, the total welcome bonus of 85,000 Aeroplan points is worth an estimated $1,785.

This card has an annual fee of $599, and you’ll need to renew the card for a second year to unlock the full bonus.

Everyday Earning and Travel Perks

The card earns Aeroplan points at the following rates:

• 2 Aeroplan points per dollar spent^† on direct purchases with Air Canada^®, including Air Canada Vacations^®
• 1.5 Aeroplan points per dollar spent^† on eligible gas, grocery, travel, and dining purchases
• 1.25 Aeroplan points per dollar spent^† on all other eligible purchases

As a primary TD® Aeroplan® Visa Infinite Privilege* cardholder, you’ll enjoy unlimited access to Air Canada Maple Leaf Lounges and Maple Leaf Cafés^† when flying with Air Canada, for both yourself and any authorized users. These lounges are available at major Canadian and international airports, offering a quieter, more comfortable space before your flight.

The card also includes a Visa Airport Companion Program membership, which comes with six complimentary lounge visits^† per year to participating lounges worldwide. So even if you’re flying with airlines other than Air Canada, you can still enjoy lounge access.

Spending on the TD® Aeroplan® Visa Infinite Privilege* Card also helps you earn toward Aeroplan Elite Status^†.

Currently, for every $5,000 charged to the card, you’ll earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS)^†.

However, starting in 2026, Aeroplan will transition from SQM/SQS to a new metric called Status Qualifying Currency (SQC)—and this card will be one of the best tools to earn it.

With the TD® Aeroplan® Visa Infinite Privilege* Card, you’ll earn 1,000 SQC for every $5,000 spent, up to a cap of 25,000 SQC per calendar year.

That’s enough to unlock Aeroplan 25K Status through credit card spending alone.

If you requalify for Elite Status in 2026, any excess SQM you’ve earned in 2025, beyond what was required for your highest status level, will be converted to SQC at a 5:1 ratio, up to 200,000 SQM (for a maximum of 40,000 SQC).

Then, starting in 2027, Aeroplan will introduce the 10% Head Start benefit.

By holding this card and re-qualifying for Elite Status, you’ll automatically receive 10% of your total SQC from the previous year, with no cap.

On top of all that, you’ll continue to enjoy extended eUpgrade validity^†, and priority airport services, including priority check-in, priority Zone 2 boarding, and priority security lanes at select airports when flying with Air Canada.

Naturally, a card of this caliber comes with comprehensive travel insurance coverage^†, providing peace of mind for both domestic and international trips.

To qualify, you must meet a minimum income requirement of $150,000 in personal annual income or $200,000 in household income.

Maximizing Value with TD All-Inclusive Banking

The TD® Aeroplan® Visa Infinite Privilege* Card carries a $599 annual fee, which is in line with other premium travel credit cards. However, if you also have a TD All-Inclusive Banking Plan, you can significantly reduce your out-of-pocket cost.

This account offers a $139 rebate for the primary cardholder and $75 for the first authorized user. That brings the effective cost down to just $584 for two cards — a compelling deal when you consider the benefits available to each cardholder.

This setup is especially attractive for couples or families.

For example, if one parent holds the primary card and adds their partner as a supplementary cardholder, both individuals enjoy unlimited Maple Leaf Lounge access, priority check-in, priority boarding, and priority security when flying with Air Canada.

And because each adult holds their own Privilege card, they can access these perks independently, even when traveling solo.

If you’re traveling with children, this arrangement makes things even easier. With just two cards, a family of up to four can relax in lounges, breeze through security, and enjoy a smoother, more premium airport experience.

It’s a simple, surefire way to unlock premium travel perks for the whole family — without needing to jump through hoops or memorize complicated fine print.

Let Us Take Care of You

If all of this sounds like a lot to manage, or if you simply want to make sure you’re not leaving any value on the table, we’re here to help.

Our Prince of Travel Concierge team offers a white-glove service where our experts will:

• Build a credit card strategy tailored to your goals
• Help you qualify for and maximize elite status benefits
• Redeem your points for maximum value
• Save you time and money on flights and hotels

Whether you’re aiming for international First Class or a seamless family getaway, we’ve got your back.