Aeroplan
Redeem on 25+ Star Alliance airlines
As TD’s top-tier Aeroplan co-branded credit card, the TD Aeroplan Visa Infinite Privilege currently offers a total of 50,000 Aeroplan points and an Air Canada Buddy Pass:
50,000 Aeroplan points is one of the highest offers we’ve ever seen on this card, making it a decent time to apply for the card now.
In addition, some travellers might highly value the Air Canada Buddy Pass, while other travellers might not. The Air Canada Buddy Pass is essentially a buy-one-get-one voucher for paid Air Canada economy class flights within North America.
If you’d be able to unlock value from the Buddy Pass because you’ve planned some upcoming travel as a couple or a family, then that sweetens the deal on this card even further.
As a Visa Infinite Privilege product, this card also commands a relatively high annual fee of $599. Although TD runs a promotion with its All-Inclusive Banking Plan that reduces the annual fee of select credit cards by $120, the TD Aeroplan Visa Infinite Privilege is excluded from the list of eligible cards.
The cost to add a supplementary cardholder on this product is $199 per year.
In terms of the returns on everyday spending, the TD Aeroplan Visa Infinite Privilege offers cardholders:
For a premium credit card, the earning rates are quite ordinary. After all, the mid-range TD Aeroplan Visa Infinite already offers 1.5x Aeroplan points on the same categories – it’s only the 1.25x earning rate on general purchases that’s higher on the TD Aeroplan Visa Infinite Privilege.
I wouldn’t go out of my way to get this card for a $599 annual fee solely for its earning rates, but if you do have the card, then the 1.25x return on all purchases is pretty competitive in the “everything else” category.
As Air Canada’s premium travel credit card, the TD Aeroplan Visa Infinite Privilege leans in heavily on the Air Canada travel benefits:
In addition to the Air Canada benefits, the card also offers a strong set of benefits through its Visa Infinite Privilege designation:
Finally, the TD Aeroplan Visa Infinite Privilege also offers a $100 NEXUS credit, which is always useful for getting a NEXUS card to make your journey across the US border much smoother.
(It’s worth noting that this card’s earning rate and benefits packages are virtually identical to its CIBC-issued counterpart, the CIBC Aerogold Visa Infinite Privilege.)
As a high-end product, the TD Aeroplan Visa Infinite Privilege excels in the insurance department. Some examples of its strong coverage include:
It’s important to note that these benefits would also apply on Aeroplan reward tickets, as long as you charge the taxes and fees of your booking to your TD Aeroplan Visa Infinite Privilege.
Additionally, the card also offers Purchase Security and Extended Warranty Protection, covering most eligible items you’ve purchased with your card should they be stolen or damaged within 120 days of purchase, as well as two additional years on top of the manufacturer’s warranty.
Is it a metal card like the the CIBC and Amex?
Yes!
How does it compare to the Amex Platinum/Bus Platinum?
Hi Ricky
the TD privilege card has 7 – I assume the already known – exclusive travel benefits and an additional 8th perk at 200 properties. is there any information on what this perk would be? Thanks
I just found this on the Visa Luxury website.
“The 8th Benefit for Visa Infinite Privilege Cardholders
Book & enjoy a Special Amenity included with the 200 properties when you book the Visa Infinite Privilege Rate.
$100 Spa Credit
$100 Hotel Credit for Services
$100 Dining Credit (Additional $75)
$100 Room Credit for Rate
$100 Golf Credit”
It’s a listed benefit, but typically I’ve found that the Visa Infinite Privilege hotel collection isn’t very wide, and the rates aren’t very competitive compared to Virtuoso or Amex Fine Hotels & Resorts.
Hey Ricky, just wondering which information regarding the access to Air Canada Maple Leaf Lounge is correct. Depends on which website so TD, CIBC, AMEX or Air Canada I go to, it has contradicting policies on bringing in a guest. Does all the “Privilege” or AMEX Reserve allow unlimited lounge access for the primary and authorized holder plus each can bring in a guest free? OR guest would require payment to access? Very confusing…
I was just notified my visa Infinite Privilege card fee is going up to 599 in November instead of the current 399 fee. Ridiculous.
Can I get the sign up bonus if I have closed a TD Aeroplan Visa Infinite account within the past 6 months? Does TD consider the two cards the same product?
Apparently not even if you have had the infinite card for years. You will get the difference in signup bonuses (20000(priv)-10000(infinite)= 10000. You will still get the 30000 upon spending $1000