RBC^® Cash Back Preferred World Elite Mastercard

The RBC^® Cash Back Preferred World Elite Mastercard is marketed as as premium cash back card, with a simple earning structure for those who want a decent return on their spending without having to concern themselves with bonus categories.

The RBC^® Cash Back Preferred World Elite Mastercard is currently offering 12% cash back^† in the first three months, up to $2,000 spent on all eligible net purchases^†.

The annual fee is $99^†, with free supplementary cards^†.

Outside the welcome bonus period, the card earns:

• 1.5% cash back^† on all qualifying purchases up to $25,000 spent per Annual Period^†
• 1% cash back^† on all qualifying purchases over $25,000, with no maximum^†

There are no bonus categories to track, and cash back is earned on net purchases only (not on cash advances, fees, or interest).

There are two ways to redeem RBC^® cash back:

• Upon reaching a cash back balance of at least $25, call RBC^® (1-800-769-2512) to credit the entire amount to your account
• Automatically credited every January and appears on February statement

The RBC^® Cash Back Preferred World Elite Mastercard includes a handful of benefits^†.

DashPass from DoorDash^†

Get a complimentary 12-month DashPass subscription when you add your eligible RBC credit card and activate the offer.

This gives you:

• $0 delivery fees on orders of $15+
• Reduced service fees at eligible restaurants

Link your RBC card and automatically enjoy:

• 3¢/L off every fill-up
• 20% more Petro-Points on qualifying purchases

Rexall: Earn More With Be Well™^†

Scan your Be Well card and pay with your linked RBC card to earn:

• 50 Be Well points per $1 spent on eligible purchases

Moi Rewards at Metro, Food Basics & More^†

With your Moi Rewards card and linked RBC card, earn:

• 1 extra Moi point for every $2 spent at Metro, Food Basics, Super C, Jean Coutu, Brunet, or Première Moisson (minimum purchase thresholds apply)

As a World Elite Mastercard cardholder, you receive:

• Complimentary DragonPass membership, with access to 1,300+ lounges
• Pay-per-visit pricing (currently US$32 per person)

The RBC^® Cash Back Preferred World Elite Mastercard card offers basic insurance coverage, which is below par for a World Elite card.

Auto Rental Collision/Loss Damage Waiver Insurance^†

Covers eligible rental cars with an MSRP up to $65,000^†.

Purchase Security^†

Protects eligible purchases against loss, theft, or damage for 120 days^†.

Extended Warranty^†

Triples the manufacturer’s original Canadian warranty, up to two additional years^†.