The RBC^® Cash Back Mastercard is a card geared towards students, newcomers to Canada, or individuals with new or recovering credit files who want to build a strong relationship with RBC^® while earning some cash back.

Bonuses & Fees

Currently, there's no welcome bonus on the RBC^® Cash Back Mastercard.

There's no annual fee and supplementary cards are also free.

Earning Rewards

The RBC^® Cash Back Mastercard earns 2% cash back^† on groceries up to $6,000 and 1% on groceries above $6,000. Otherwise, it earns 0.5% cash back^† on non-grocery purchases up to $6,000 and 1% cash back^† on non-grocery purchases above $6,000. This is a relatively weak offering, especially in comparison to the Tangerine Money-Back Credit Card, which allows you to earn 2% cash back^† in up to three categories (including groceries).

Redeeming Rewards

There are two ways to redeem RBC^® cash back:

• Upon reaching a cash back balance of at least $25, call RBC^® (1-800-769-2512) to credit the entire amount to your account
• Automatically credited every January and appears on February statement

Perks & Benefits

The RBC^® Cash Back Mastercard provides 3¢/L saving on fuel at Petro-Canada, along with earning 20% more Petro-Points^†.

• Get a 3-month complimentary DashPass subscription^† – a value of almost $30
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Insurance Coverage

The RBC^® Cash Back Mastercard offers a doubling of the manufacturer’s warranty up to one additional year^† as well as provides 90 days of purchase protection^†.