$120 cash back
Apply Now$128
First-year value
$120
cash back
$0
Annual fee
Based on the minimum spend required to earn the full welcome bonus.
$120 cash back upon spending $1,500 in the first three months
Plus, get a 1.95% promotional interest rate on balance transfers for six months with a 1% balance transfer fee
Total of up to $120 cash back
Offer ends November 30, 2026
Groceries, Gas, Travel, Bills & Dining
Everything Else
Last updated: September 21, 2026
The Tangerine® Money-Back World Mastercard®* has a uniquely flexible rewards structure which you can tailor to your spending patterns.
Canada’s 8 Best No Fee Credit Cards
Read moreThe Tangerine® Money-Back World Mastercard®* is offering $120 cash back upon spending $1,500 in the first three months.
New cardholders can also get a 1.95% promotional interest rate on balance transfers for the first six months, with a 1% balance transfer fee (waived for Quebec residents). The transfer has to be requested within 30 days of opening the account, and the regular 22.95% rate applies to whatever is left once the six months are up.
There is no annual fee for this card, and supplementary cards are also free.
The Tangerine® Money-Back World Mastercard®* earns 2% cash back on up to three categories of your choice:
2% cash back is a generous offering for a no-fee card and being able to select your preferred categories make this a great cash back option for matching your spending patterns to your rewards.
All cardholders can select two bonus categories. Plus, if you have Tangerine Savings account, you can add a third category at the 2% rate.
Welcome bonus history is for Members
See how this card’s welcome offers have evolved over time.
$120 cash back
Apply NowLast updated: September 21, 2026
Cash back is paid monthly, applied either directly to your credit card balance or into your Tangerine Savings account.
This card includes a Mastercard Travel Pass by DragonPass membership, although visits are subject to a $32 (USD) fee each time.
You'll also enjoy a FlexiRoam benefit, which offers a complimentary 1GB Global Data Roaming Plan and 15% off the purchase of Data Plans.
A full list of card benefits can be found on the Tangerine website.
Insurance is on par with the competition, with rental car insurance covering up to an MSRP of $65,000 and an extended warranty that doubles the manufacturer's up to one additional year.
More interestingly, this card offers 90 days of purchase protection and mobile device protection to the tune of $1,000 every two years.In particular, mobile device insurance isn't that common on cards with no annual fee, making this card stand out in that regard.
