TD Aeroplan Visa Infinite Privilege: In-Path Offer for 115,000 Points + $300 Statement Credit

 

Shortly after debuting its Winter 2023 Aeroplan credit card offers, TD has launched a new round of alternative offers for some of its credit cards. The most notable offer this time around is for the TD Aeroplan Visa Infinite Privilege Card.

Until May 28, 2023, you can choose this “in-path offer” via the Air Canada website and earn 115,000 Aeroplan points plus a $300 (CAD) statement credit on Air Canada or Air Canada Vacations purchases.

It’s important to note that this in-path offer is for the same number of Aeroplan points as the best-available public offer, but the in-path offer is made even sweeter by the $300 (CAD) statement credit. This makes the in-path offer the best way to apply for the TD Aeroplan Visa Infinite Privilege Card.

New In-Path Offer: 115,000 Aeroplan Points + $300 Statement Credit

This alternative offer for the TD Aeroplan Visa Infinite Privilege Card is known as an “in-path offer”: it shows along the path of booking an Air Canada flight. 

When you search for a flight on the Air Canada website, you may notice a banner for the TD Aeroplan Visa Infinite Card during the booking process.

After clicking the “Apply and book” button, you’re brought to a page that allows you to select any of the TD Aeroplan products:

Then, once again clicking the “Apply now and book” button takes you to the following TD landing page:

Alternatively, it’s also possible to access this in-path offer by following this direct link

The breakdown of the welcome bonus on the TD Aeroplan Visa Infinite Privilege Card in-path offer is as follows:

  • Earn 20,000 Aeroplan points when you make your first purchase
  • Earn an additional 60,000 Aeroplan points when you spend $7,500 (CAD) in the first six months
  • Earn an additional 35,000 Aeroplan points when you spend $12,000 (CAD) and the account is open and in good standing at 12 months
  • Earn a $300 statement credit upon spending at least $300 (CAD) on an Air Canada purchase in the first six months

Factoring in the $300 (CAD) Air Canada statement credit, the card’s first-year annual fee effectively drops from $599 (CAD) to $299 (CAD). 

The full terms and conditions of this offer are as follows:

Must apply by May 28, 2023. Welcome Bonus of 20,000 Aeroplan points will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Infinite Privilege* Card Account of the Primary Cardholder (“Account”) only after the first eligible Purchase is made on the Account that is not subsequently rescinded, the subject of a charge back request or otherwise disputed. For Residents outside of Quebec: To receive the additional bonus 60,000 Aeroplan points you must make $7,500 in net Purchases on your Account, including your first Purchase, within 180 days of Account opening. To receive the 35,000 Aeroplan points Anniversary bonus (“Anniversary Bonus“) your Account must have been opened and active for 12 months and you must make $12,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase within 365 days of Account opening. To qualify for the $300 statement credit, an eligible Air Canada purchase of at least $300 total must be charged to your Card and posted to your Account within the first 6 months of Account opening. Eligible purchases for the $300 statement credit offer are those made directly from Air Canada for products and services that are i) completed online at aircanada.com, ii) completed in-person at an Air Canada customer service counter at the airport and iii) Air Canada Vacations packages. Air Canada must be identified as the merchant of record, and only purchases from a merchant coded with Merchant Category Code (MCC) 3009 (excluding purchases made through 3rd party travel agencies) will be eligible for the $300 statement credit. Here are some examples that do not qualify for the statement credit offer: i) if the purchase for an Air Canada product is not made directly with Air Canada, such as if you make a purchase through a third-party or non-direct travel agent; or ii) if you make a purchase for non-Air Canada products from aircanada.com, such as a car rental, a hotel booking, or any other product or services from a third-party partner. Eligible purchases do not include fees, gift cards, cash advances, balance transfers, cash-like transactions, interest charges, optional services, refunds, rebates, or other similar credits.  The statement credit will be applied to the Account within 90 days from date of purchase. The applicable statement credit is an Account statement credit, not a price reduction applicable when making an eligible purchase. A maximum of one statement credit of $300 can be earned per Account.  For Quebec Residents only: To receive the additional bonus 60,000 Aeroplan points you must make $7,500 in net Purchases on your Account, including your first Purchase, within 180 days of Account opening.  To receive the 35,000 Aeroplan points Anniversary bonus (“Anniversary Bonus”) your Account must have been opened and active for 12 months and you must make $12,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase within 365 days of Account opening. To qualify for the $300 statement credit, an eligible purchase of at least $300 must be charged to your Card and posted to your Account within the first 6 months of Account opening and not be subsequently rescinded, the subject of a charge back request or otherwise disputed. Eligible purchases do not include fees, gift cards, cash advances, balance transfers, cash-like transactions, interest charges, optional services, refunds, rebates, or other similar credits.  The applicable statement credit is an Account statement credit, not a price reduction applicable when making an eligible purchase. A maximum of one statement credit of $300 can be earned per Account. The statement credit will be applied to the Account within 90 days from date of purchase. For all Accounts: The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Other conditions apply. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus Aeroplan points, additional bonus Aeroplan points and statement credits awarded to any one person or Account. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be open and in good standing at the time the Welcome Bonus Aeroplan points, additional bonus Aeroplan points and statement credit are awarded. Please allow up to 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan points and additional bonus Aeroplan points to be credited to your Aeroplan Member account.  Aeroplan terms and conditions also apply to this offer, please visit: aircanada.com/Aeroplan-termsandconditions.

There is only one key difference between the in-path offer and the public offer: the Air Canada in-path offer has as $300 (CAD) statement credit, which goes a long way towards offsetting the $599 (CAD) annual fee.

This Is the Best Way to Apply

If you’ve had your eyes on the TD Aeroplan Visa Infinite Privilege Card, you may want to strongly consider applying through the in-path offer. Not only is this the highest welcome bonus we’ve yet to see on this card, but it’s also the best available signup offer across all Canadian Aeroplan co-branded credit cards.

With in-path offers, there’s typically some sort of trade-off between the welcome bonus and a statement credit. We might see a slightly lower signup offer in exchange for a statement credit or perhaps a lower minimum spending threshold.

Fortunately, that’s not the case with this in-path offer, as the welcome bonus is the exact same as the best-available public offer, and there’s a $300 (CAD) statement credit to boot. Therefore, you’ll get the same number of points as if you applied through the regular channels, but you’ll also get a $300 (CAD) statement credit, which can be used to offset the $599 (CAD) annual fee.

Use Aeroplan points to travel in ANA New First Class

This in-path offer is a compelling choice for anyone looking to pad their Aeroplan balance and enjoy a suite of perks with Air Canada, such as Maple Leaf Lounge access, preferred pricing on Aeroplan bookings, eUpgrade and SQM rollover, and more.

Lastly, the TD Aeroplan Visa Infinite Privilege Card’s welcome bonus is currently much higher than the 90,000-point bonus on its American Express and CIBC counterparts, as well as any other Canadian American Express card with Membership Rewards points. 

If you haven’t had this card before, now is as good of a time as any to take advantage of the best offer we’ve seen from TD.

Conclusion

TD and Aeroplan continue to shake up the Canadian credit card landscape. The latest is a new in-path credit card offer for 115,000 Aeroplan points + $300 (CAD) statement credit on the TD Aeroplan Visa Infinite Privilege Card.

Be sure to apply by May 28, 2023 by following the dedicated link to the Air Canada website if you’re interested. Considering the in-path welcome bonus is identical to the public offer, the $300 (CAD) credit puts it ahead by a solid margin, and is the optimal way to sign up.

This is a recurring article, regularly updated with the latest round of offers. Some comments may refer to past offers that are no longer available.