$10,000 WestJet dollars
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$71
First-year value
$10,000
WestJet dollars
$39
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of WestJet dollars at 1 cents per point.
Offer ends August 31, 2026
Last updated: February 13, 2026
The WestJet RBC® Mastercard is a scaled-down version of the WestJet RBC® World Elite Mastercard.
We'd recommend the WestJet RBC® World Elite Mastercard to anyone who qualifies for it, as it has a stronger welcome bonus, a more powerful companion pass, and more card benefits. However, the WestJet RBC® Mastercard could be a good fit for those that don't qualify for the World Elite card but like to travel with WestJet.
| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 5,000 | First purchase |
| Spend threshold | 5,000 | $1,000 spend in 3 months |
| Total | 10,000 WestJet dollars |
Annual Fee
$39
Additional Card
$19/year
A straightforward bonus that offsets the annual fee with minimal effort – ideal if you're testing the waters with WestJet Rewards before committing to the World Elite tier.
| Category | Rate |
|---|---|
| Travel | 1.5× |
| Streaming | 1.5× |
| Dining | 1.5× |
| Everything Else | 1× |
Use this for WestJet bookings, dining out, and streaming subscriptions – the 1.5× bonus justifies keeping it in rotation. For everything else, a stronger all-rounder will serve you better.
Without transfer partners, your redemption ceiling is capped at domestic WestJet flights – a fundamentally limiting constraint if you're pursuing premium cabin aspirations or maximizing cents-per-point value through strategic transfers.
Read Our Full WestJet Rewards Guide
Read moreAnnual companion voucher (from $199 base fare)
GeneralExchange option: 25% flight discount or 10,000 WestJet points
GeneralThe companion voucher pays for the annual fee in one trip – book early in the benefit year, pair it with WestJet Rewards redemptions on your own ticket, and you've created an affordable two-person getaway. DashPass and Petro-Canada savings are modest add-ons worth activating, but the voucher is the reason this card exists.
Underwritten by RBC Insurance Company of Canada / Aviva General Insurance Company
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | Not included | — |
| Baggage Delay | $500 | 96-hour minimum |
| Baggage Loss | Not included | — |
| Rental Car | Included | Primary CDW · MSRP ≤ $65,000 · up to 48 days |
| Travel Accident | $500,000 | — |
| Purchase Protection | $50,000/year | 90-day coverage |
| Extended Warranty | +1 year | — |
| Mobile Device | Included | $1,500/claim |
View Certificate of Insurance (PDF)
Primary rental car coverage is the only meaningful benefit here – no trip cancellation, no emergency medical, no trip interruption. You'll need supplemental coverage for any real travel.
†Terms and conditions apply. RBC is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.
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$10,000 WestJet dollars
Apply Now†Terms and conditions apply. RBC is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.
Last updated: February 13, 2026