The Meridian Visa* US Dollar Card is one of the top US-dollar credit cards in Canada. When you use this card on US dollar expenses you won’t be subject to any foreign transaction fees. However, foreign transaction fees do apply on all Canadian purchases. No matter the currency, you will still earn Meridian Rewards Points on all eligible purchases.

Bonuses & Fees

The Meridian Visa* US Dollar Card has an annual fee of $65 (USD), which is waived for the first year as part of the current offer. In addition, the card comes with a 7,000 Meridian Rewards Points awarded after two billing cycles from approval.

Meridian Rewards Points can be redeemed for up to 1 cent per point (CAD), making the welcome bonus worth up to $70 (CAD).

Additional cards also come with the first year free. After the first year, each additional card costs $30 (USD) per year.

Earning Rewards

The Meridian Visa US Dollar Card earns Meridian Rewards Points as follows:

• Earn 1 Meridian Rewards Point per $1 spent on all eligible purchases

If you redeem Meridian Rewards Points at 1 cent per point, you are looking at an earning rate of up to 1% on all purchases

Redeeming Rewards

Your Meridian Rewards Points can be redeemed in a variety of ways, including the following:

• Merchandise rewards
• Travel awards
•  Account credit and gift card rewards

You can redeem your points for most redemptions online. However, if you want to redeem Meridian Rewards Points for vacation packages, or cruises, you have to call in at 1 (833) 998-4692. The amount your Meridian Rewards Points are worth will depend on what you are looking to redeem your points for. It’s possible to get value as high as 1 cent per point, which is what you should aim for if you'd like to maximize your rewards.

Perks & Benefits

The Meridian Visa* US Dollar Card doesn’t come with any additional perks or benefits beyond the insurance benefits.

Insurance

The Meridian Visa* US Dollar Card offers the following insurance provisions:

• Trip Cancellation & Trip Interruption/Delay Insurance up to $2,000 per person per trip
• Delayed Baggage and Lost/Damaged Baggage up to $500 per person per trip for delayed bagged, and up to $1,000 per person per trip for loss, theft, or damage to checked baggage
• Common Carrier Travel Accident Insurance up to $100,000 per person in the event of accidental death or injury
• Auto Rental Collision/Loss Damage Insurance up to 48 consecutive days
• Purchase Protection Insurance up to $10,000 per item for 90 days from the purchase date
• Extended Warranty Insurance doubling the original warranty to one additional year up to $10,000 per item
• 24/7 Travel Assistance Service