The Best Credit Cards for Earning Points

November 2018


Below are the top credit cards on the Canadian market for the purposes of earning points via signup bonuses.

If you're looking for a new credit card for other purposes (like maximizing returns on daily spending, balance transfers, or low APR), then alternative products might be more suitable.

These are the best offers that are available publicly, via a referral link, or via a third-party offer. Some products will give me a referral benefit when you apply via my link, which helps support this website – please see my advertising disclosure for more information. I guarantee you'll never see me pushing you an offer that benefits me personally when there's a better alternative available.




#1: The Amex Business Gold

40,000 Membership Rewards points
$5,000 minimum spending
Fee waiver via Canada Post
2x points on select merchants

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#2: The Amex Platinum

60,000 Membership Rewards points
$5,000 minimum spending
$499 effective annual fee
Priority Pass lounge access

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#3: The MBNA Alaska

Up to 30,000 Alaska miles
$1,000 minimum spending
$60 cash back via GCR
US$121 companion voucher

Learn More >