fbpx

American Express Gold Rewards Card

Last updated: April 13, 2021
  • 30,000 Membership Rewards points
  • $512 First-year value
Best offer is available publicly
Signup bonus:
25,000 MR points upon spending $1,500 in the first three months
5,000 MR points for adding a supplementary card at the time of application
Total of 30,000 MR points
Annual fee:
$150
Earning rate:
2 MR points per dollar spent on gas, groceries, drugstores, and travel purchases
1 MR point per dollar spent on all other purchases
Referral bonus:
5,000 MR points per referral, up to a maximum of 75,000 MR points per calendar year
Insurance:
Good

Bonuses & Fees

The American Express Gold Rewards Card offers a bonus of up to 30,000 Membership Rewards points after spending at least $1,500 on the card within the first three months, when you apply via a referral link.

By applying through this channel, you’ll earn 25,000 MR points upon spending $1,500 in the first three months, as well as 5,000 MR points if you add a supplementary card at the time of application.

The annual fee of $150 is not waived.

(If you have membership with CPA Canada, then you can apply via the special CPA offer to enjoy a $150 statement credit upon meeting the minimum spending, which effectively makes the card free for the first year.)

Furthermore, as a cardholder, you’ll earn 5,000 MR points for every referral you make to any card in the Membership Rewards family, up to a maximum of 75,000 MR points per calendar year.

As for supplementary cards, the first supplementary card can be added for free (and you ought to do so at the time of application in order to unlock the extra 5,000 MR points); however, additional supplementary cards will cost you $50 apiece.

Earning Rewards

Not only does the Gold Rewards Card come with a good signup bonus, it’s a great card to use on a daily basis as well for earning rewards. You’ll earn:

  • 2 MR per dollar spent at gas stations, grocery stores, and drug stores in Canada
  • 2 MR per dollar spent on travel purchases (flights, hotels, car rentals, vacations, cruises, etc.)

    • Earn 1 additional MR per dollar spent when booking your hotel or car rental through American Express Travel

  • 1 MR per dollar spent everywhere else

Keep in mind that gas stations, grocery stores, and drug stores often sell gift cards for other stores that normally belong in the “everywhere else” category. You can effectively earn 2 MR per dollar spent on many purchases that normally fall into “everywhere else” by buying these gift cards and using them towards purchases that would normally earn 1 MR per dollar spent. This can be especially lucrative when purchasing big-ticket items, such as appliances, electronics, and furniture!

Insurance Coverage

Charge your travel purchases to your American Express Gold Rewards Card, and you’ll automatically enjoy a wide array of coverage, such as:

  • Emergency medical insurance, for the first 15 days of each out-of-province trip, up to a maximum of $5,000,000 per insured person under 65

  • Lost, stolen, or damaged baggage insurance, up to $500 per trip

  • Travel accident insurance, up to $500,000, for you, your spouse, and any dependent children under 23

Additional coverage includes protection against trip interruption, car rental theft and damage, flight delay, and hotel burglary.

The card also offers the Buyer’s Assurance Protection Plan, which doubles the manufacturer’s warranty on any item charged to the card for up to one additional year, as well as the Purchase Protection Plan, which automatically insures your purchases against accidental theft and damage.

Apply Now

The American Express Gold Rewards Card does not have a minimum income requirement to be eligible.

You'll earn the best available signup bonus of 30,000 MR points if you apply using a referral link and add a free additional card on your application. Consider supporting Prince of Travel by applying for the card via our referral link below.

22 Comments
  1. Avatar
    thanusan selvarajah

    Does this also apply to the cobalt card as well?
    “Keep in mind that gas stations, grocery stores, and drug stores often sell gift cards for other stores that normally belong in the “everywhere else” category. You can effectively earn 2 MR per dollar spent on many purchases that normally fall into “everywhere else” by buying these gift cards and using them towards purchases that would normally earn 1 MR per dollar spent. This can be especially lucrative when purchasing big-ticket items, such as appliances, electronics, and furniture!”

  2. Avatar
    Jay

    I currently have an AMEX business plat. Is there a way to send myself a referral link for an Amex gold card? that way I can get referral bonus on both cards or does it have to be from gold -> gold? thanks

    1. Josh
      Josh

      Self-referral is a huge red flag – high risk of being banned. Better to refer back and forth amongst family.

      Business Platinum cannot refer to Personal Gold, only to Business Gold or Business Edge. Personal Gold can refer to and from Cobalt.

    2. Avatar
      Jay

      Never mind, Risky has already answered it. thanks

  3. Avatar
    Mark

    Hi Ricky! I already have an Amex Aeroplan Gold Card (which has now been rebranded as the Amex Aeroplan Card). Is there a way to switch my current card to this Amex Gold Rewards Card, and take advantage of this welcome bonus? Or is the only way to take advantage of the welcome bonus to apply as a new cardholder? Thank you!

    1. Josh
      Josh

      Unless you get a specific upgrade/downgrade/switch offer, the only way to get the bonus with Amex is to apply for a new card. You could call and ask, but I wouldn’t count on it.

      1. Avatar
        Mark

        Thank you!

  4. Avatar
    CS

    FYI. your referral link for this card does not seem to work.

    1. Ricky
      Ricky

      Give it a go now – thanks.

      1. Avatar
        CS

        Excellent, thanks.

  5. Avatar
    Kyle

    Does the Amex Gold offer 4x back on spending for business advertising on facebook or Google? The american version does.

    1. Avatar
      Sarah S.

      How can we get the American version of Amex gold? I’m spending so much USD on amazon advertising and I like to know which credit card works the best with USD expenditure ?

    2. Ricky
      Ricky

      Not in Canada, unfortunately.

      1. Avatar
        Kyle

        Thanks for the reply. If I got the American version, would I get 4x back on canadian Google ads spend?

        1. Avatar
          Jay

          I asked the same for shipping from China to USA. I think it depends if your ad spend is from google.ca or .com as it has to be a us based business

  6. Avatar
    Talha

    Do you know if we can use the CPA offer and do a referral at the same time?

  7. Avatar
    T

    Is the CPA offer dead?

    1. Avatar
      D

      The personal still works with the same rsvp. The business rsvp has changed.. any one have any insight?

      1. Avatar
        J

        Where do you see the personal one? I can’t seem to see it on the CPA Perks website!

  8. Avatar
    Siddik

    Hey
    I applied for this card and surpassed $1500 but have only received 25,000MRP. I got a supplementary card at the time of signup. I also checked on AMEX website and it doesn’t say anything about 5,000 MRP with a supplementary card. Please let me know if I’m missing something.

    1. Ricky
      Ricky

      The extra 5,000 MR points upon adding a supplementary card is only available if applying via a referral link.

      1. Avatar
        Osvald

        That’s right, applied through Ricky’s referral link, 5000 points for the 2nd card arrived shortly after paying the first monthly fee

        For the sake of decency I used the supplementary card once. But I guess if you don’t use it the 5000 bonus would still come

Ricky

Your email address will not be published. Required fields are marked *

Have an Account? Click here to Login