AIR MILES®† is a retail rewards program with many shopping partners across Canada, allowing members to earn AIR MILES®† through their daily purchases and redeem them for flight rewards.Here are our picks for the best AIR MILES®† credit cards in Canada, which let you earn AIR MILES®† much more quickly.
Best Overall AIR MILES®† Credit Card
The BMO AIR MILES®† World Elite®* Mastercard is the best way to earn AIR MILES®†, with a welcome bonus that tends to range from 2,000–3,000 AIR MILES®†, depending on the offer.The card frequently offers an annual fee waiver for the first year. Safe to say, your AIR MILES®† will rack up quickly when you open this card, but there are also strong reasons to keep it long-term.What makes this card stand out is that you can use 15% fewer AIR MILES®† when you redeem for flights within North America. No matter how you earn the bulk of your AIR MILES®† , you’ll always want to have this card so you can get the most out of your redemptions.
Best No Fee AIR MILES®† Credit Card
The
BMO AIR MILES®† Mastercard®* is a fine entry point for anyone with lower income or a weaker credit history who’s looking to collect
AIR MILES®†. There’s also a version of the card for students.
With a welcome bonus of
800 AIR MILES®†, the card won’t blow you away, but it’s not bad for a beginner card with no annual fee. Don’t expect to earn
AIR MILES®† quickly, at just
1 AIR MILES®†Air Mile for every $25 spent at most stores, or
3 AIR MILES®† for every $25 spent at partner retailers.
Instead, long-term, the card is best used to keep your
AIR MILES®† account active. As long as you make a small transaction every two years, your miles won’t expire. If your oldest credit card is with BMO, you might want to consider downgrading it to this no-fee version to preserve your credit history too.
Best AIR MILES®† Credit Card for Business Owners
The
BMO AIR MILES®† World Elite®* Business Mastercard®* is virtually a carbon copy of the personal World Elite card. It’s got the same welcome bonus and travel insurance.
This card continues to earn
1 AIR MILES®† AIR MILE for every $10 spent, while the World Elite
®* card only earns 1
AIR MILES®† AIR MILE for every $12 spent at most stores. If the bulk of your business spending isn’t at
AIR MILES®† partner retailers, you’ll definitely want to make sure you’re using this card for your business expenses, and not a personal card.
You can also earn 25% bonus
AIR MILES®† at Shell, so if you’re able to expense gas, you may as well top-up at Shell for extra rewards.
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