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CIBC Aeroplan Visa Infinite: In-Path Offer with $150 Statement Credit

A new “in-path offer” has surfaced for the CIBC Aeroplan Visa Infinite Card, which can be found during the booking flow of a new flight reservation on the Air Canada website.

This offer matches the default public offer on this product of 20,000 Aeroplan points, an Air Canada Buddy Pass, and a first-year annual fee waiver.

However, you’ll also get a $150 statement credit on Air Canada or Air Canada Vacations purchases as part of this in-path offer, which makes it strictly superior to the public offering – and therefore very much worth pursuing if you’re planning to pick up the CIBC Aeroplan Visa Infinite in the near future.

New In-Path Offer: $150 Air Canada Statement Credit

This new alternative offer for the CIBC Aeroplan Visa Infinite is known as an “in-path offer”: it shows up during the booking path of an Air Canada flight.

We’ve seen similar offers in the past with credit cards such as the TD Aeroplan Visa Infinite and the American Express Marriott Bonvoy Card.

These types of in-path offers show up during the booking path of travel purchases. To access the in-path offer, you’d need to visit the Air Canada website and start booking a flight using a cash rate.

Once you’ve selected a flight, you may see a banner below the price total with the in-path application prompt for the CIBC Aeroplan Visa Infinite – although there’s also a chance that you’ll see in-path offers for TD or American Express products instead. 

Indeed, the CIBC offer appears to be the hardest to pull up, and not everyone may be able to get it to show. For what it’s worth, searches ranging from Toronto–Buenos Aires one-way to Comox–Vancouver round-trip have all been reported to result in the CIBC in-path offer, though less frequently than similar offers from TD and Amex. 

Keep in mind that there is no need to follow through with the flight booking; a simple dummy search is sufficient for accessing the offer.

The in-path offer consists of four components:

  • 10,000 Aeroplan points upon first purchase, followed by 10,000 Aeroplan points upon spending $1,000 in the first three months, for a total of 20,000 Aeroplan points
  • An Air Canada Buddy Pass, which allows the second passenger to pay a $0 base fare when the first passenger pays full price on an Air Canada round-trip flight within Canada, US, and Mexico in economy class
  • A first-year waiver of the $139 annual fee
  • A $150 statement credit on any Air Canada or Air Canada Vacations purchases charged to the card, including Aeroplan taxes and fees

Is This Better Than the Public Offer?

CIBC Aeroplan Visa Infinite Card
Welcome Bonus
20,000 Aeroplan points + Buddy Pass
Annual Fee
First Year Free
First-Year Value
$1,071

The public offer is essentially the same as the in-path offer; however, the key difference is you won’t earn the $150 statement credit with the public offer.

The in-path offer is clearly optimal if you’re going to apply for this card, because you essentially get the $150 back on any Air Canada purchases, including the taxes and fees if you use Aeroplan points for a flight. 

We currently value Aeroplan points at 2.1 cents apiece, placing 20,000 Aeroplan points at a value of $420. The value of the Buddy Pass can fluctuate significantly based on your travel patterns, and can usually range anywhere from $300–$600.

Throw in the $150 Air Canada statement credit, and you’re getting a total first-year value of $870–$1,170 by taking advantage of this one in-path offer on the CIBC Aeroplan Visa Infinite Card.

As the CIBC Aeroplan Visa Infinite often comes secondary to the TD Aeroplan Visa Infinite Card, it’s worth noting the TD Aeroplan Visa Infinite also has an in-path offer of its own. TD’s in-path offer is 40,000 Aeroplan points plus a $150 statement credit, while its default public offer is up to 50,000 Aeroplan points.

Both TD’s public and in-path offers outweigh the current CIBC offer in terms of Aeroplan points totals, but the CIBC welcome bonus may be superior if you prefer the potential cash savings of a Buddy Pass.

Moreover, if you’ve already applied for the TD Aeroplan Infinite Visa over the past 12 months, there’s now potential for even further value with the CIBC Aeroplan Visa Infinite’s in-path offer in particular.

Who’s Eligible for the In-Path Offer?

There shouldn’t be any specific eligibility criteria for the CIBC Aeroplan Visa Infinite in-path offer, since it shows up when you try to book a flight on the Air Canada website. The usual Visa Infinite income thresholds of $60,000 (personal) or $100,000 (household) apply. 

If anything, there may be some targeted criteria in terms of who sees the offer on the Air Canada booking flow and who doesn’t – you may need to play around a bit with incognito windows or different browsers to get the CIBC offer to show up over the TD and American Express ones.

As this offer is only available through the Air Canada booking flow, you won’t be able to apply for it in-branch or over the phone with CIBC.

If you begin your application and then need to call to push your application through, you may need to explain the nature of the Air Canada in-path offer if the CIBC representative isn’t aware of it.

Lastly, because of the relatively hidden nature of the CIBC Aeroplan in-path offer, there’s no word on when it may expire and/or no longer be offered. Thus, if you’re interested in the value proposition, it’s best to start searching for Air Canada flights and pull up the offer sooner rather than later to take advantage of it. 

Conclusion

CIBC and Aeroplan are offering a new in-path credit card welcome bonus for 20,000 Aeroplan points and a $150 Air Canada statement credit, in addition to an Air Canada Buddy Pass and the first-year annual fee waived on the CIBC Aeroplan Visa Infinite Card.

The primary public offer does not include the $150 statement credit, so the in-path offer is strictly optimal if you’re looking to pick up this card in the near future.

You can try to locate the in-path offer by pulling up a dummy booking on the Air Canada website; however, be aware that the CIBC version appears to be tougher to find than TD or Amex’s similar in-path bonuses.

4 Comments
  1. jason

    i got the offer, still waiting for the credit

  2. Anne Betts

    Nope. Only AMEX and TD on multiple tries.

  3. Omar YYZ

    no luck yet getting the offer…anyone else?

    1. Rich

      No luck for me either

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