Buy Aeroplan Points with an 80% Bonus

Aeroplan first launched their new Buy & Gift Points feature in May 2020, and they’ve quickly developed a reputation for creative promotions.

So far, we’ve seen them offer an opportunity to earn Status Qualifying Dollars (SQD) on purchased points, a gifting bonus, and some very high bonuses of 100% or more.

This one’s a bit more simple: from now until July 30, 2021 at 11:59pm Eastern Time, you can earn up to an 80% bonus when you buy or gift Aeroplan points.

Buy Aeroplan Points with an 80% Bonus

Normally, Aeroplan sells points for 3 cents per point (CAD).

With this promotion, you earn a different bonus rate depending on the quantity of points you buy in one transaction. Here’s the breakdown I’m seeing on my account:

  • 80% bonus when you buy 60,000–350,000 points
  • 65% bonus when you buy 25,000–55,000 points
  • 50% bonus when you buy 3,000–24,000 points

Other Aeroplan members may see different thresholds, but the bonus percentages will be the same. Here’s another example from our writer Alex’s account:

  • 80% bonus when you buy 50,000–350,000 points
  • 65% bonus when you buy 15,000–45,000 points
  • 50% bonus when you buy 20,000–14,000 points

With an 80% bonus, you can buy Aeroplan points at a price of 1.67 cents per point. That’s much lower than our current valuation of 2.1 cents per point, making it a great rate at which to pick up Aeroplan points if you have a future use-case in mind.

While the bonus is available on bought or gifted points, there’s no real advantage to gifting this time around. You may as well just buy points outright for yourself, rather than gifting them to a loved one.

As usual, buying or gifting points doesn’t contribute to your Aeroplan Elite Status. We’ve previously seen a promotion for buying points which also counted towards Status Qualifying Dollars (SQD), but that’s not the case this time around.

How many Aeroplan points can you buy?

Since the launch of the Buy & Gift Points feature, Aeroplan has been allowing each member to buy up to 1,000,000 points per calendar year during promotional periods such as this one. As of this round, they’ve made that the permanent limit, whether or not there’s a promotion on at the time you buy (although you should certainly wait for these promotions to buy at the best rate).

Usually, Aeroplan imposes a limit of 250,000 base points per transaction, although for this promotion the limit is increased to 350,000. Bonus miles don’t count towards your yearly maximum with Aeroplan.

With this promotion, the most you could buy across a few transactions is 1,000,000 base points + 800,000 (80%) bonus points = 1,800,000 points.

If you buy the maximum, it would cost you $30,000 for 1,800,000 points. Surely a steep price to pay, but not unreasonable if you frequently fly long-haul routes in business or First Class, given that those points would easily score you at least six round-trip journeys anywhere in the world in premium cabins.

Which credit card should you use to buy Aeroplan points?

As Aeroplan points purchases are processed by Points.com, you won’t be able to earn category accelerators on Air Canada or travel purchases.

Note that buying or gifting Aeroplan points with a Canadian credit card will result in GST/HST being added to the total, which would erode the value of your purchase.

Therefore, the ideal way to make your purchase would be to use a US credit card, in which case GST/HST is not levied. You could use this opportunity to make progress towards a minimum spending requirement on a new US credit card; otherwise, use a card that offers a strong return on everyday spending.

If you must use a Canadian credit card, you’ll be acquiring Aeroplan points at approximately 1.87cpp depending on your provincial tax rate. That’s still not a bad rate, coming in below our valuation.

Who Should Buy Aeroplan Points?

Travel on Long-Haul Partner Airlines

Although the purchase price of 1.67cpp is much lower than our current valuation of Aeroplan points at 2.1cpp, that doesn’t necessarily mean that you’re guaranteed to get the same value for your booking.

Before buying points, it’s important to consider Aeroplan’s dynamic pricing model. Award ticket prices on Air Canada flights are still a bit unpredictable. Points costs rise and fall, more closely mirroring cash costs, so there isn’t as clear an advantage to buying points and making a points booking.

Instead, you can benefit by flying on Air Canada’s partner airlines, where award tickets are at a fixed points price based on distance and region. There are certainly many more sweet spots to be had where you can stretch the value you get for your up-front cash costs.


In general, I wouldn’t speculatively buy points if you tend to travel on dynamically-priced routes. There’s a lot more risk in making a speculative points purchase if you can’t guarantee the value you’ll get – in that case, I’d prefer to earn the slow way.

On the other hand, if you’re confident that you’ll often have opportunities to redeem points above the price you pay, now is as good a time as any to load up.

Families Who Share Points

With Aeroplan’s new Family Sharing feature, you can easily purchase points on multiple accounts within a household and use them together.

That’s especially the case if you want to purchase more than the maximum of 1,000,000 Aeroplan points per account per year.

You can purchase points on up to eight Aeroplan accounts under the same Family Sharing pool (including any distant uncles if you don’t have a partner or kids) and redeem them out of your own account for your own trips. Across all linked accounts, your family could purchase up to 8,000,000 points per year.

Other Ways to Earn Aeroplan Points

Although this is a great deal on paper, there are no shortage of easy and affordable ways to earn Aeroplan points. You should always consider if you can reach the balance you want, on the timeline you’ll need it, in other ways.

Credit Cards by TD, CIBC, and American Express

By my count, Canada has no less than 20 credit cards that either earn Aeroplan points directly, or earn points that can be transferred to Aeroplan. That’s an enormous number of welcome bonuses you can collect, not to mention some strong ongoing earn rates on everyday spending.

In particular, the main cards you should be looking at are any co-branded Aeroplan credit card from TD, CIBC, or American Express, or any American Express card that earns Membership Rewards which can be transferred to Aeroplan at a 1:1 ratio.

Generally, signup bonuses are the most affordable way to “buy” points. The fastest way is via premium cards with high fees and higher bonuses.

American Express Aeroplan Reserve Card
Welcome Bonus
90,000 Aeroplan points + Buddy Pass
Annual Fee
First-Year Value

For example, the American Express Aeroplan Reserve Card represents buying points at 0.4 cents per point, with an annual fee of $599 for 150,000 points after reaching the minimum spend requirement. Plus, you’d get all the perks of being a premium Aeroplan cardholder.

On the other hand, if you prefer to keep costs down and earn points more slowly, the TD Aeroplan Visa Infinite and the CIBC Aeroplan Visa Infinite are great choices. Both are currently offering a first-year annual fee waiver and a welcome bonus of effectively 50,000 Aeroplan points if you convert the Buddy Pass into points. The best cost to acquire points is no cost!

Finally, consider splitting the difference: go for the American Express Aeroplan Card, currently offering an extremely generous 75,000 Aeroplan points for a very reasonable annual fee of $120, and a six-month timeframe to meet the spending requirements. At that rate, you’re looking at a rock-bottom price of 0.16 cents per point.

While this is certainly one of the better Buy & Gift Points promotions, it’s a tough one to bite on because there’s never been a more lucrative time to earn Aeroplan points from credit cards.

US Credit Cards

American Express’s Membership Rewards cards in the US can also be transferred 1:1 to Aeroplan. However, they have a much wider variety of unique transfer partners that are otherwise unavailable to Canadians.

With so many other ways to earn Aeroplan points in Canada, I prefer to save my US Membership Rewards for other purposes. I’d only transfer them to Aeroplan as a last resort for a quick top-up.

Aeroplan eStore

You may also turn to the Aeroplan eStore for bonuses on online purchases at many popular retailers ranging from technology to sportswear companies.

High bonuses can often be found around big shopping days. Keep an eye out for a possible Back to School promotion, and then dates like Thanksgiving and Christmas/Boxing Day.

You can access the shopping portal from your Aeroplan account. Unfortunately, there have been many technical difficulties since the new website launched in November, and points haven’t been awarded reliably.

While this is a good way to pad your balance, I wouldn’t count on it for an urgent top-up at this point in time.

Previous Promotions

As you decide whether this promotion is a good opportunity for you to meet your travel goals, here’s a look back at Aeroplan’s past bonuses on purchasing points:


Start Date

End Date

Up to 80% more purchased points

July 19, 2021

July 30, 2021

60% more purchased points

May 26, 2021

June 1, 2021

Up to 100% more purchased points

March 22, 2021

April 2, 2021

Up to 80% more gifted points

February 3, 2021

February 14, 2021

50% more purchased points

November 19, 2020

November 29, 2020

Up to 75% more purchased points, qualifying for Elite Status

July 7, 2020

July 12, 2020

Limited supply up to 115% more purchased points

May 7, 2020

May 13, 2020


Aeroplan‘s 80% bonus promotion on purchased points is a good rate for buying Aeroplan points. However, unless you need an urgent top-up for a specific high-value redemption, there are better and cheaper ways to acquire points for discounted award travel.

Still, if you do tend to fund your award tickets with purchased points, now would be a great time to buy. An 80% bonus is about as good as I’d expect to see on a regular basis, with 100%+ bonuses being very rare.

If you’re interested in buying points, make sure you purchase before July 30, 2021 to take advantage of this offer.