TD Unlimited Chequing Account

TD is currently offering $500 in cash when you open a new TD Unlimited Chequing Account by November 2, 2026.

To qualify, you'll need to complete any two of TD's qualifying activities, such as receiving a recurring direct deposit from an employer, pension provider or the government, with the transactions posted to your account by January 4, 2027.

It's worth noting that TD markets this as up to $750 in value. That figure adds a further $150 in cash if you also open a new TD savings account and get approved for an eligible TD credit card within 30 days, plus an estimated $100 in bonus interest.

The TD Unlimited Chequing Account carries a monthly fee of $17.95.

You can have the fee waived entirely by maintaining a minimum daily balance of $4,000 throughout the month. Seniors pay a reduced monthly fee of $11.95.

Beyond the monthly fee, day-to-day banking is covered, as the plan includes unlimited transactions.

As TD's flagship everyday chequing plan, the Unlimited Chequing Account is built around unlimited transactions and free Interac e-Transfers.

You won't pay any TD ATM fees within Canada, which makes it easy to access cash wherever TD has a machine.

Plus, the account comes with a rebate of up to $139 on the first-year fee of an eligible TD credit card, which helps offset the cost of pairing the account with a TD card.

Deposits are eligible for CDIC coverage.