TD All-Inclusive Banking Plan

TD is currently offering $500 in cash when you open a new TD All-Inclusive Banking Plan by November 2, 2026.

To qualify, you'll need to complete any two of TD's qualifying activities, such as receiving a recurring direct deposit from an employer, pension provider or the government, with the transactions posted to your account by January 4, 2027.

It's worth noting that TD markets this as up to $750 in value. That figure adds a further $150 in cash if you also open a new TD savings account and get approved for an eligible TD credit card within 30 days, plus an estimated $100 in bonus interest.

The TD All-Inclusive Banking Plan carries a monthly fee of $30.95, the highest among TD's chequing plans.

You can have the fee waived entirely by maintaining a minimum daily balance of $6,000 throughout the month. Seniors pay a reduced monthly fee of $22.45.

The plan includes unlimited transactions, so there's nothing extra to pay for everyday banking.

As TD's premium chequing plan, the All-Inclusive Banking Plan layers extra perks on top of unlimited transactions.

You won't pay ATM fees in Canada or abroad, which sets it apart from TD's other chequing accounts and makes it well suited to frequent travellers.

The plan also includes a small safety deposit box, free cheques and money orders, and a rebate of up to $139 on the fee of an eligible TD credit card.

Deposits are eligible for CDIC coverage.