TD Borderless Plan
$4.95
Monthly fee
A USD chequing plan for frequent cross-border spenders, with preferred FX and free U.S. drafts.
Key features
- Unlimited transactions
- $39 USD card rebate (TD U.S. Dollar Visa)
- Preferred foreign exchange
- Free U.S. drafts
Fees
The TD Borderless Plan is a US dollar account, so its fees are charged in US dollars. The monthly fee is $4.95 (USD).
You can have the fee waived entirely by maintaining a minimum daily balance of $3,000 (USD). If you also hold a TD All-Inclusive Banking Plan, you'll get $3 (USD) off the monthly fee.
The plan includes unlimited transactions, so there's nothing extra to pay for everyday USD banking.
Account Features
The TD Borderless Plan is built for Canadians who regularly spend, earn, or hold US dollars.
You'll get unlimited transactions along with preferred foreign exchange rates when converting between Canadian and US dollars, which adds up if you move money across the border often.
The plan also includes free US dollar drafts and a $39 (USD) rebate on the annual fee of the TD U.S. Dollar Visa Card.
Deposits are eligible for CDIC coverage.
Legal Disclaimers
Terms and conditions apply. The information for the TD Borderless Plan has been collected independently by Prince of Travel and is not provided or reviewed by TD. Offers, rates, and fees are subject to change — always confirm details on the financial institution's website before applying.
Last updated: July 8, 2026