TD ePremium Savings Account

TD is currently offering up to $5,000 in cash through a shared deposit promotion across eligible TD savings accounts.

It's worth noting that this is a deposit-based bonus rather than a switching bonus. For the ePremium Savings Account, qualifying involves depositing $10,000 or more within 30 days, with the payout scaling based on the amount you bring in.

The promotion runs until October 1, 2026.

The TD ePremium Savings Account rewards larger balances with a better rate.

• 0.000% on balances under $10,000
• 0.450% on balances of $10,000 or more

Keep in mind that you'll earn nothing below the $10,000 threshold, so this account only makes sense if you plan to keep at least that much in it.

The TD ePremium Savings Account has no monthly fee.

Online transfers to your other TD accounts are unlimited and free, which is the intended way to move money in and out.

Transactions outside the free ones cost $5 each, so it pays to route your activity through linked TD accounts.

The TD ePremium Savings Account is an online-focused savings account designed to work alongside your other TD accounts.

Unlimited free online transfers to TD accounts make it easy to sweep money in from a TD chequing account and pull it back out when needed.

Plus, the account is eligible for TD's shared savings deposit promotion, which can add a cash bonus on top of the interest.

Deposits are eligible for CDIC coverage.