TD Every Day Savings Account

TD is currently offering up to $5,000 in cash on new qualifying deposits, a shared promotion that runs across eligible TD savings accounts.

It's worth noting that this is a deposit-based bonus rather than a switching bonus. The payout scales with the new money you bring into an eligible TD savings account, and the headline figure represents the maximum at the top end.

You'll need to open the new savings account by November 2, 2026.

Keep in mind that the offer is only for clients who didn't already have a TD ePremium, Every Day or Growth Savings Account on June 3, 2026.

The TD Every Day Savings Account pays a flat rate on all balances.

• 0.010% on all balance tiers

Keep in mind that this is a nominal rate, so the account is better suited to parking small amounts than to serious interest earning.

The TD Every Day Savings Account has no monthly fee.

You'll get one free transaction per month, with each additional transaction costing $3.

Transfers to your other TD accounts are unlimited and free, so moving money within TD won't eat into your free transaction.

The TD Every Day Savings Account is TD's entry-level savings option, designed for simple set-aside saving rather than rate chasing.

Unlimited free transfers to your other TD accounts make it easy to shuttle money between this account and a TD chequing account.

Plus, the account is eligible for TD's shared savings deposit promotion, which can add meaningful value while the offer runs.

Deposits are eligible for CDIC coverage.