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American Express
Credit Card Flowchart

 

American Express offers by far the most generous signup bonuses here in Canada, as well as a lucrative refer-a-friend program. By maximizing both of these points-earning techniques, you can rack up a spectacular amount of points in a short time.

The various Amex cards can be grouped into a few different “families”. The refer-a-friend program only allows you to refer from/to the specific cards within each family.

Below you’ll find a comprehensive flowchart showing you the optimal strategy for applying for, and referring to, the various Amex cards, based on the specific welcome bonus and referral bonus offers on each card.


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4 Comments
  1. Avatar
    Farzan Haq

    I think the Cobalt card may need to be updated to reflect the current offer 🙂

    1. Ricky
      Ricky

      Done 🙂

  2. Avatar
    Matthew Bradley

    Out of date. Where’s the Amex reserve card on here?

    1. Ricky
      Ricky

      The Amex Reserve doesn’t currently have a referral offer either to or from it. If it does in the future, it’ll be added.

Ricky

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