40,000 Aeroplan points
Apply Now†Terms and conditions apply. The information for the American Express Aeroplan Card has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
$573
First-year value
40,000
Aeroplan points
$120
Annual fee
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aeroplan points at 2.1 cents per point.
Last updated: February 13, 2026
As a mid-range Aeroplan co-branded credit card, the American Express Aeroplan Card typically offers a decent signup bonus with strong earning rates, making this a worthwhile proposition for many points collectors.
| Tier | Amount | Requirement |
|---|---|---|
| Spend threshold | 30,000 | $3,000 spend in 3 months |
| Year 2+ bonus | 10,000 | $1,000 spend |
| Total | 40,000 Aeroplan points |
Annual Fee
$120
Additional Card
$50/year
Cardholders can earn Aeroplan points for each successful referral when friends or family sign up for an Aeroplan Reserve Card, or Aeroplan Business Reserve Card.
Aeroplan points offer flexibility across numerous airlines for redemptions ranging from economy domestic flights to premium international cabin experiences.
Air Canada flights are subject to dynamic pricing, which means the price fluctuates based on demand. You can also add a stopover to your booking, pool points with others through Family Sharing, and build complex multi-city itineraries.
For comprehensive redemption strategies, see our Essential Guide to Aeroplan.
Free first checked bag on Air Canada
General4th night free on Aeroplan hotel redemptions
GeneralThe Amex Aeroplan Card offers a competitive set of Air Canada travel benefits for its price range.
Underwritten by Belair Insurance Company Inc.
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | $500 | 4-hour minimum · Reasonable living expenses and sundry items for flight delays of 4+ hours or denied boarding |
| Baggage Delay | $500 | 6-hour minimum |
| Baggage Loss | $500/person | $500 total |
| Rental Car | Included | Primary CDW · MSRP ≤ $85,000 · up to 48 days |
| Travel Accident | $500,000 | — |
| Purchase Protection | Included | 90-day coverage |
| Extended Warranty | +1 year | — |
View Certificate of Insurance (PDF)
The Amex Aeroplan Card's insurance proposition is decent, but not outstanding.
These benefits apply to Aeroplan reward tickets, as long as you charge the taxes and fees of your booking to your Aeroplan Card.
The card does not offer emergency medical insurance or trip cancellation & trip interruption insurance, which are significant benefits found on many higher-end products.
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40,000 Aeroplan points
Apply Now†Terms and conditions apply. The information for the American Express Aeroplan Card has been collected independently by Prince of Travel. The card details on this page have not been reviewed or provided by the card issuer.
Last updated: February 13, 2026