TD Aeroplan Credit Card Offers: Earn Up to 100,000 Points

TD refreshed the welcome offers on its suite of Aeroplan co-branded credit cards on September 1, 2026. The TD® Aeroplan® Visa Infinite Privilege* Card now offers up to 100,000 Aeroplan points†, and the anniversary bonus on the TD® Aeroplan® Visa Infinite* Card has grown to 25,000 points, bringing that card’s total to up to 50,000 Aeroplan points†.
If you’re looking to score some great Air Canada benefits or boost your Aeroplan balance, be sure to read on to see what’s available on the TD® Aeroplan® Visa Infinite Privilege* Card, the TD® Aeroplan® Visa Infinite* Card and the TD® Aeroplan® Visa Platinum Card.
TD® Aeroplan® Visa Infinite Privilege* Card: Up to 100,000 Aeroplan Points†
The TD® Aeroplan® Visa Infinite Privilege* Card is TD’s top-tier Aeroplan credit card, and it’s currently offering a welcome bonus of up to 100,000 Aeroplan points†.
To earn the full welcome bonus, you’ll need to meet the following conditions:
- Earn 20,000 Aeroplan points† with your first purchase
- Earn an additional 30,000 Aeroplan points† when you spend $12,000 in the first 180 days of account opening
- Earn an anniversary bonus of 50,000 Aeroplan points† when you spend $24,000 within 12 months of account opening
With our valuation of Aeroplan points at 2 cents per point, the total welcome bonus of 100,000 Aeroplan points is worth an estimated $2,000.
This card has an annual fee of $599, and you’ll need to renew the card for a second year to unlock the full bonus.
The card earns Aeroplan points at the following rates:
- 2 Aeroplan points per dollar spent† on direct purchases with Air Canada®, including Air Canada Vacations®
- 1.5 Aeroplan points per dollar spent† on eligible gas, grocery, travel, and dining purchases
- 1.25 Aeroplan points per dollar spent† on all other eligible purchases
As a primary TD® Aeroplan® Visa Infinite Privilege* cardholder, you’ll enjoy unlimited access to Air Canada Maple Leaf Lounges and Maple Leaf Cafés† when flying with Air Canada, for both yourself and any authorized users. These lounges are available at major Canadian and international airports, offering a quieter, more comfortable space before your flight.

How to Access Air Canada Maple Leaf Lounges
Read moreThe card also includes a Visa Airport Companion Program membership, which comes with six complimentary lounge visits† per year to participating lounges worldwide. So even if you’re flying with airlines other than Air Canada, you can still enjoy lounge access.
Spending on the TD® Aeroplan® Visa Infinite Privilege* Card also helps you earn toward Aeroplan Elite Status†.
With the TD® Aeroplan® Visa Infinite Privilege* Card, you’ll earn 1,000 Status Qualifying Credits (SQC) for every $5,000 spent, up to a cap of 25,000 SQC per calendar year.
That’s enough to unlock Aeroplan 25K Status through credit card spending alone.
Starting in 2027, Aeroplan will also introduce the 10% Head Start benefit.
By holding this card and re-qualifying for Elite Status, you’ll automatically receive 10% of your total SQC from the previous year, with no cap.
On top of all that, you’ll continue to enjoy extended eUpgrade validity†, and priority airport services, including priority check-in, priority Zone 2 boarding, and priority security lanes at select airports when flying with Air Canada.
Naturally, a card of this caliber comes with comprehensive travel insurance coverage†, providing peace of mind for both domestic and international trips.
To qualify, you must meet a minimum income requirement of $150,000 in personal annual income or $200,000 in household income.
First-year value
$701
Annual fee: $599
• Earn 20,000 points on first purchase
• Earn 30,000 points upon spending $12,000 in the first 6 months
• Earn 50,000 points on card anniversary upon spending $24,000 in the first 12 months
Earning rates
Key perks
- Unlimited Maple Leaf Lounge access + 1 guest
- 6 Visa Airport Companion lounge visits per year
- Priority check-in, boarding, and baggage handling for cardholder + up to 8 companions
- Priority security at Toronto Billy Bishop, Montreal, Ottawa
- Free first checked bag for cardholder + up to 8 companions
- 1,000 SQC per $5,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)
Annual fee: $599
• Earn 20,000 points on first purchase
• Earn 30,000 points upon spending $12,000 in the first 6 months
• Earn 50,000 points on card anniversary upon spending $24,000 in the first 12 months
Earning rates
Key perks
- Unlimited Maple Leaf Lounge access + 1 guest
- 6 Visa Airport Companion lounge visits per year
- Priority check-in, boarding, and baggage handling for cardholder + up to 8 companions
- Priority security at Toronto Billy Bishop, Montreal, Ottawa
- Free first checked bag for cardholder + up to 8 companions
- 1,000 SQC per $5,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)
TD® Aeroplan® Visa Infinite* Card: Up to 50,000 Aeroplan Points†
The TD® Aeroplan® Visa Infinite* Card currently offers a welcome bonus of up to 50,000 Aeroplan points†, as well as a first-year annual fee rebate.†
To earn the full bonus, you’ll have to meet the following conditions:
- Earn 10,000 Aeroplan points† with your first purchase†
- Earn an additional 15,000 Aeroplan points† upon spending $3,000 in the first 90 days†
- Earn an anniversary bonus of 25,000 Aeroplan points† when you spend $12,000 within 12 months of account opening†
To unlock the second part of the welcome bonus, you’ll need to spend an average of $1,000 per month over your first three months as a cardholder to hit the $3,000 threshold. From there, continuing at roughly the same pace for the remainder of the year will get you to $12,000 in total spending and trigger the 25,000-point anniversary bonus.
One of the best tools to help Canadians meet minimum spending requirements is Chexy, which is a platform that lets you use your credit card to pay rent, bills, and taxes and earn rewards. Plus, Chexy now lets you earn Aeroplan points on your mortgage payments, too.
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It’s worth noting that the anniversary bonus on the TD® Aeroplan® Visa Infinite* Card is awarded in the second year, and you’ll need to pay the $139 annual fee in order to receive it.
However, the anniversary bonus of 25,000 points is certainly worthwhile – and that’s not factoring in a potential annual fee waiver by holding an eligible TD premium chequing account.
We value Aeroplan points at 2 cents per point, and using this figure, we’d estimate that the total welcome bonus of 50,000 Aeroplan points is worth $1,000. However, this doesn’t factor in the points you’d earn on daily spending or the card’s other features, which increases the value from there.
As a reminder, the earning rates on the TD® Aeroplan® Visa Infinite* Card are as follows:
- Earn 1.5 Aeroplan points per dollar spent† on eligible gas, electric vehicle charging, grocery, and direct Air Canada® purchases (including Air Canada Vacations®)†
- Earn 1 Aeroplan points per dollar spent† on all other eligible purchases†
Plus, these are a few key benefits for cardholders:
- Preferred pricing for Aeroplan award tickets on Air Canada® flights†
- Free checked bag for you and up to eight travel companions on the same booking for Air Canada® flights†
- $100 partial rebate for the NEXUS application fee† once every four years†
In fact, the TD® Aeroplan® Visa Infinite* Card is one that we recommend as an essential credit card for all Canadian travellers.
The TD® Aeroplan® Visa Infinite* Card requires either $60,000 in annual personal income, or $100,000 in annual household income, to qualify.
First-year value
$560
Annual fee: $139First Year Rebate
• Earn 10,000 points on first purchase
• Earn 15,000 points upon spending $3,000 in the first 3 months
• Earn 25,000 points on card anniversary upon spending $12,000 in the first 12 months
Earning rates
Key perks
- Free first checked bag for cardholder + up to 8 companions
- 1,000 SQC per $20,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)
- $100 NEXUS rebate every 48 months
- 4th night free on Aeroplan hotel redemptions
- Troon Rewards Silver (10% off at 95+ golf courses)
- Avis Preferred Plus (1 car-class upgrade)

Annual fee: $139First Year Rebate
• Earn 10,000 points on first purchase
• Earn 15,000 points upon spending $3,000 in the first 3 months
• Earn 25,000 points on card anniversary upon spending $12,000 in the first 12 months
Earning rates
Key perks
- Free first checked bag for cardholder + up to 8 companions
- 1,000 SQC per $20,000 spend toward Aeroplan Elite Status (up to 25,000 SQC/year)
- $100 NEXUS rebate every 48 months
- 4th night free on Aeroplan hotel redemptions
- Troon Rewards Silver (10% off at 95+ golf courses)
- Avis Preferred Plus (1 car-class upgrade)
TD® Aeroplan® Visa Platinum* Card: Up to 20,000 Aeroplan Points†
The offer on the TD® Aeroplan® Visa Platinum* Card is set at 20,000 Aeroplan points† for new cardholders. Plus, the annual fee is rebated for the first year.†
The welcome bonus is structured as follows:
- Earn 10,000 Aeroplan points† with your first purchase†
- Earn an additional 10,000 Aeroplan points† when you spend $1,500 in the first 90 days†
Usually, welcome offers at this level are reserved for cards with a higher income requirement. If this card is a better fit for your income, or if you’re just getting started out with Aeroplan, now is a great time to apply.
While the welcome bonus shines, the ongoing earning rates aren’t quite as strong as the TD® Aeroplan® Visa Infinite* Card’s. Still, you’ll earn Aeroplan points at the following rates on daily spending:
- Earn 1 Aeroplan point per dollar spent† on eligible gas, electric vehicle charging, grocery, and direct Air Canada® purchases (including Air Canada Vacations®)†
- Earn 1 Aeroplan point per $1.50 spent† on all other eligible purchases†
The TD® Aeroplan® Visa Platinum* Card also provides preferred pricing† and Aeroplan award ticket insurance†, but it doesn’t offer free checked bags or a NEXUS application fee rebate.†
There’s no minimum income requirement to be eligible to apply for this card.
First-year value
$420
Annual fee: $89First Year Rebate
• Earn 10,000 points on first purchase
• Earn 10,000 points upon spending $1,500 in the first 3 months
Earning rates
Key perks
- 4th night free on Aeroplan hotel redemptions
- Mobile device insurance up to $1,000
Annual fee: $89First Year Rebate
• Earn 10,000 points on first purchase
• Earn 10,000 points upon spending $1,500 in the first 3 months
Earning rates
Key perks
- 4th night free on Aeroplan hotel redemptions
- Mobile device insurance up to $1,000
Conclusion
TD has refreshed the offers on its suite of Aeroplan credit cards, with the 100,000-point offer on the TD® Aeroplan® Visa Infinite Privilege* Card leading the pack, and 50,000 points on the TD® Aeroplan® Visa Infinite* Card for those who don’t meet the Privilege income requirement.
If you’re looking to add one of these cards to your portfolio, you can take advantage of the bonuses if you apply and are approved for the TD® Aeroplan® Visa Infinite Privilege* Card, the TD® Aeroplan® Visa Infinite* Card, or the TD® Aeroplan® Visa Platinum* Card.
† Terms and conditions apply. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.

Jason thrives on connecting with the heart of a destination, seeking out experiences that go beyond the guidebooks.








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