20,000 Aeroplan points
Apply Now†Terms and conditions apply.
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$441
First-year value
20,000
Aeroplan points
$89
Annual fee
First Year Rebate
Based on minimum spend to earn the full welcome bonus and Prince of Travel's valuation of Aeroplan points at 2.1 cents per point.
Last updated: March 2, 2026
For those after benefits like preferred pricing on Air Canada® Aeroplan redemptions, but don't want to pay a high annual fee, the TD® Aeroplan® Visa Platinum* Card represents a solid option, with a decent welcome bonus to boot.
| Tier | Amount | Requirement |
|---|---|---|
| On first purchase | 10,000 | First purchase |
| Spend threshold | 10,000 | $1,500 spend in 3 months |
| Total | 20,000 Aeroplan points |
Annual Fee
$89
First Year
Free
Additional Card
$35/yearFirst Year Rebate
This card's annual fee is relatively affordable for a Visa Platinum* product. The annual fee is rebated for the first year; alternatively, holding TD's All-Inclusive Banking Plan can waive the annual fee on an ongoing basis.
We value Aeroplan Points at 2.1 cents per point, which means the TD® Aeroplan® Visa Platinum* Card offers solid value for an entry-level Aeroplan card — especially with the first-year annual fee fully rebated.
While this card doesn't come with elevated earn rates or travel perks, it's a worthwhile choice for those new to Canada or travellers with lower income to earn points on everyday spending.
| Category | Rate |
|---|---|
| Gas | 1× |
| Groceries | 1× |
| EV Charging | 1× |
| Air Canada | 1× |
| Everything Else | 0.67× |
The TD® Aeroplan® Visa Platinum* Card suits those looking to collect Aeroplan points while building credit, or who prefer modest annual fees and credit limits.
Aeroplan is the program of choice for Canadians redeeming points for high-value international business class and First Class redemptions.
From the East Coast, Aeroplan points unlock transatlantic flights to most parts of Western Europe, with Air Canada's® preferred pricing benefit available if you hold Aeroplan Elite Status or a co-branded credit card. Combined with organic spending, you can travel one-way in business class across the continent on routes such as Toronto – Vancouver or Montreal – Los Angeles.
4th night free on Aeroplan hotel redemptions
GeneralMobile device insurance up to $1,000
GeneralThe TD® Aeroplan® Visa Platinum* Card comes with a limited set of Air Canada® travel benefits.
Underwritten by TD Life Insurance Company, TD Home and Auto Insurance Company, American Bankers Insurance Company of Florida
| Coverage | Maximum | Details |
|---|---|---|
| Emergency Medical | Not included | — |
| Trip Cancellation | Not included | — |
| Trip Interruption | Not included | — |
| Trip Delay | $500 | 4-hour minimum · Reasonable expenses for meals and accommodation for delays caused by inclement weather, equipment failure, or unforeseen strikes |
| Baggage Delay | $1,000 | 6-hour minimum |
| Baggage Loss | Not included | — |
| Rental Car | Included | Primary CDW · MSRP ≤ $65,000 · up to 48 days |
| Travel Accident | $500,000 | — |
| Purchase Protection | Included | 90-day coverage |
| Extended Warranty | +1 year | — |
| Mobile Device | Included | $1,000/claim |
View Certificate of Insurance (PDF)
These benefits apply to Aeroplan reward tickets as well, provided you charge the taxes and fees of your booking to your TD® Aeroplan® Visa Platinum* Card.
The card does not offer emergency medical insurance or trip cancellation & trip interruption insurance, which are significant benefits found on higher-end travel cards.
†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
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20,000 Aeroplan points
Apply Now†Terms and conditions apply.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button.
Last updated: March 2, 2026