The Canadian-issued Business Platinum Card from American Express, the American Express Platinum Card, the American Express Gold Rewards Card, and the American Express Business Gold Rewards Card are offering record-high bonuses until August 18, 2025.
If you’ve been looking to expand your American Express Membership Rewards balance for an upcoming trip, you’ll certainly want to take advantage of these offers, as long as you can meet the sizeable minimum spending requirements.
In This Post
- Business Platinum Card from American Express: Up to 200,000 MR Points!
- American Express Platinum Card: Up to 180,000 MR Points!
- American Express Gold Rewards Card: Up to 110,000 MR Points!
- American Express Business Gold Rewards Card: Up to 100,000 MR Points!
- Conclusion
Business Platinum Card from American Express: Up to 200,000 MR Points!
The Business Platinum Card from American Express has just received a significant boost to its already-strong welcome bonus, setting a new all-time high!
Currently, you can receive a welcome bonus of up to 200,000 Membership Rewards points, structured as follows:
- Earn 110,000 MR points upon spending $15,000 (all figures in CAD) in the first three months
- Earn 60,000 MR points upon spending $90,000 in the first year
- Earn 30,000 MR points upon making a purchase in months 15–17 as a cardholder
As a reminder, the annual fee on the Business Platinum Card from American Express stands at $799.
To help offset the increase, the card comes with a number of additional benefits, such as:
- A $200 annual travel credit
- Up to $120 in annual wireless services statement credits ($10 per month)
- A $100 NEXUS application or renewal fee credit (every four years)
Furthermore, you can earn up to $200 in annual statement credits for Dell purchases, as well as up to $300 in annual statement credits for Indeed, through opt-in Amex Offers available on your account.
The Business Platinum Card offers a flat 1.25 MR points per dollar spent on all purchases, making it an ideal card for business owners whose large volumes of spending may not fall into traditional credit card bonus categories.
And just like the personal version, the premium travel benefits – including unlimited lounge access, Marriott Bonvoy Gold Elite status, and Hilton Honors Gold status – are what makes the Business Platinum Card a favourite product among high-flying points collectors and business owners across all the land.
In terms of the value offered from the welcome bonus, we value Amex MR points at 2.2 cents per point (CAD).
In the first year, you’d earn at least 282,500 MR points: 110,000 points from the first part of the welcome bonus, 60,000 points from the second part of the welcome bonus, and 112,500 points from meeting the $90,000 minimum spending requirement in the first 12 months.
We’d value 282,500 MR points at a staggering $6,215, and when you subtract the $799 annual fee and add the $200 annual travel credit, we arrive at a net first-year value of at least $5,616. If you’re able to take advantage of the other statement credits and perks offered through the card, the value increases from there.
The second swath of 30,000 points is awarded upon making a purchase in months 15–17 as a cardholder. We’d value 30,000 points at $660, which is a bit less than the second year’s total annual fee, or a bit more if you take into consideration the $200 annual travel credit.
Even if you don’t hit the whole $90,000 minimum spending requirement in year one, there’s still a lot of value in pursuing this offer.
This offer is set to run through to August 18, 2025, so be sure to take advantage of this elevated welcome bonus before then if you’re eligible.
- Earn 110,000 MR points upon spending $15,000 in the first three months
- Then, earn 60,000 MR points upon spending $90,000 in the first year
- Plus, earn 30,000 MR points upon making a purchase in months 15–17 as a cardholder
- And, earn 1.25x MR points on all purchases
- Also, receive a $200 annual travel credit
- Transfer MR points to Aeroplan and other frequent flyer programs for premium flights
- Unlimited airport lounge access for you and one guest at Priority Pass, Plaza Premium, Centurion, and other lounges
- Credits and rebates for business expenses throughout the year with Amex Offers
- Bonus MR points for referring family and friends
- Qualify for the card as a sole proprietor
- Annual fee: $799
American Express Platinum Card: Up to 180,000 MR Points!
The American Express Platinum Card has also received a significant boost to its welcome bonus, marking a new all-time high!
When you apply for the American Express Platinum Card with the current offer, you can earn a total of up to 180,000 MR points, structured as follows:
- Earn 100,000 MR points upon spending $10,000 in the first three months
- Earn 50,000 MR points upon spending $50,000 in the first 12 months
- Earn 30,000 MR points upon making a purchase in months 15–17 as a cardholder
At Prince of Travel, our favourite tool to pair with minimum spending requirements is Chexy, a Canadian platform that allows you to pay a host of bills – including rent, tuition, utility bills, car lease payments, property taxes, and much more – with a credit card and earn points.
There’s a 1.75% processing fee for each payment (which can be further reduced by referring friends to Chexy), but when you consider the value of the points you earn from spending and welcome bonuses, it’s easy to justify.
Chexy is our favourite Canadian platform for earning credit card rewards on rent, bill payments, and personal taxes.
The card has an annual fee of $799, as well as a bevy of premium perks that help to offset the cost.
Indeed, the Platinum Card is known for its premium travel benefits, which is what makes it a card that every frequent traveller should consider.
First off, the $200 annual travel credit on the Platinum Card, which you get once every card membership year, effectively offsets against the $799 annual fee, since it’s easily redeemable on any form of travel. Additionally, there’s a $200 annual dining credit, which can be redeemed at some of Canada’s top restaurants.
You’ll also get unlimited airport lounge access to Priority Pass, Plaza Premium, Delta Sky Club, and Centurion lounges. Furthermore, the Platinum Card confers instant elite status levels (upon enrolment) in Marriott Bonvoy (Gold Elite) and Hilton Honors (Gold Elite).
Not to mention, top-tier cards like the Platinum Card routinely get the best Amex Offers, which can add hundreds of dollars of value each year.
In terms of the value offered from the current welcome bonus, we value Amex MR points at 2.2 cents per point (CAD).
In the first year, you’d earn at least 200,000 MR points: 150,000 points from the welcome bonus, and at least 50,000 points from meeting the $50,000 minimum spending requirement in the first 12 months (assuming the card’s baseline earning rate of 1 MR point per dollar spent).
We’d value 200,000 MR points at $4,400, and when you subtract the $799 annual fee and add the $200 annual travel and dining credits, we arrive at a net first-year value of at least $4,001. If you’re able to take advantage of the other statement credits and perks offered through the card, the value increases from there.
The second swath of 30,000 points is awarded upon making a purchase in months 15–17 as a cardholder. We’d value 30,000 points at $660, which is greater than the second year’s net annual fee (when you factor in the $200 annual dining and travel credits).
Plus, when the additional perks and credits are factored in, it could be well worth keeping the card around on an ongoing basis, as long as you can make the most of the total welcome bonus and the card’s many perks.
This boosted offer is set to run through to August 18, 2025.
- Earn 100,000 MR points upon spending $10,000 in the first three months
- Plus, earn 50,000 MR points upon spending $50,000 in the first year
- Plus, earn 30,000 MR points upon making a purchase in months 15–17 as a cardholder
- Earn 2x MR points on all dining and travel purchases
- Receive an annual $200 travel credit
- Receive an annual $200 dining credit
- Transfer MR points to Aeroplan and other frequent flyer programs for premium flights
- Unlimited airport lounge access for you and one guest at Priority Pass, Plaza Premium, Centurion, and other lounges
- Credits and rebates for daily expenses throughout the year with Amex Offers
- Bonus MR points for referring family and friends
- Annual fee: $799
American Express Gold Rewards Card: Up to 110,000 MR Points!
The American Express Gold Rewards Card has also received a nice boost to its welcome offer this time around, with a new record-high bonus at stake.
When you apply and are approved for an American Express Gold Rewards Card, you’ll get a welcome bonus worth up to 110,000 MR points:
- Earn 5,000 MR points upon spending $1,000 in each of the first 12 months, up to 60,000 MR points
- Earn 30,000 MR points upon spending $20,000 in the first 12 months
- Earn 20,000 MR points upon making a purchase in months 15–17
As long as you can manage and keep track of $1,000 of spending each month for the first year, and make a further $8,000 in purchases over the course of the year, you’ll have satisfied the requirements for year one.
The American Express Gold Rewards Card offers a $100 annual travel credit, similar to the $200 annual travel credit on its premium counterpart, the Platinum Card.
The $100 annual travel credit can be redeemed towards any booking of $100 or more through the Amex Travel online portal, including flights, hotels, car rentals, and more.
In addition, the Gold Rewards Card also offers four complimentary visits to Plaza Premium lounges in Canada every year, allowing you to make use of airport lounges in Toronto, Vancouver, Winnipeg, Edmonton, and Montreal.
In terms of the value offered from the current welcome bonus, we value Amex MR points at 2.2 cents per point (CAD).
You’d earn at least 110,000 MR points upon meeting the minimum spending requirements in year one: 60,000 points from the monthly welcome bonus, 30,000 points upon spending $20,000 in the first year, and at least 20,000 points for completing the full minimum spending requirement in the first year (assuming the card’s baseline earning rate of 1 MR point per dollar spent).
We’d value 110,000 MR points at $2,420, and when you subtract the $250 annual fee and add the $100 annual travel credit, we arrive at a net first-year value of at least $2,270. If you’re able to take advantage of some Amex Offers or increased category earning rates, the value increases from there.
Plus, we’d value the second swath of 20,000 points in year two at $440, which far outweighs the card’s annual fee.
As with the other cards, this offer ends on August 18, 2025.
- Earn 5,000 MR points upon spending $1,000 in each of the first 12 months, up to 60,000 MR points
- Plus, earn 30,000 MR points upon spending a total of $20,000 in the first 12 months
- And, earn 20,000 MR points upon making a purchase in months 15–17
- Also, receive an annual $100 travel credit and a $50 NEXUS credit
- Transfer MR points to Aeroplan and other frequent flyer programs for premium flights
- Plaza Premium membership with four annual lounge passes
- Credits and rebates for daily expenses throughout the year with Amex Offers
- Bonus MR points for referring family and friends
- Annual fee: $250
American Express Business Gold Rewards Card: Up to 100,000 MR Points!
The American Express Business Gold Rewards Card has also received a nice boost to its welcome offer this time around, with another record-high bonus at stake.
When you apply and are approved for an American Express Business Gold Rewards Card, you’ll get a welcome bonus worth up to 100,000 MR points, distributed as follows
- Earn 40,000 MR points upon spending $7,500 in the first three months
- Earn 40,000 MR points upon spending $30,000 in the first 12 months
- Earn 20,000 MR points upon making a purchase in months 15–17
In exchange for the card’s $199 annual fee, there aren’t too many other bells and whistles, especially when you compare what’s offered on the other cards on this page.
However, this card offers a “Quarterly Purchase Bonus” which awards 10,000 MR points upon spending $20,000 in each of the four calendar quarters every year. No enrollment or registration is required – all of your purchases will count towards the quarterly bonus.
With the American Express Business Gold Rewards Card, you’ll earn a flat 1 MR point per dollar spent on all purchases.
In terms of the value offered from the current welcome bonus, we value Amex MR points at 2.2 cents per point (CAD).
You’d earn at least 110,000 MR points upon meeting the minimum spending requirements in year one: 40,000 points from the first part of the welcome bonus, 40,000 points upon spending $30,000 in the first year, and 30,000 points for completing the full minimum spending requirement in the first year (with the card’s earning rate of 1 MR point per dollar spent).
We’d value 110,000 MR points at $2,420, and when you subtract the $199 annual fee, we arrive at a net first-year value of at least $2,221. If you’re able to take advantage of some Amex Offers or the quarterly bonus, the value increases from there.
Plus, we’d value the second swath of 20,000 points in year two at $660, which far outweighs the card’s annual fee.
As with the other cards, this offer ends on August 18, 2025.
- Earn 40,000 MR points upon spending $7,500 in the first three months
- Plus, earn 40,000 MR points upon spending $30,000 in the first year
- And, earn 20,000 MR points upon making a purchase in months 15–17
- Also, earn 10,000 MR points in each calendar quarter you spend $20,000
- Transfer MR points to Aeroplan and other frequent flyer programs for premium flights
- Enjoy the exclusive benefits of being an American Express cardholder
- Bonus MR points for referring family and friends
- Annual fee: $199
Conclusion
American Express Canada is currently running record-high offers on four of its premium credit cards in the Membership Rewards family.
With up to 200,000 MR points on the Business Platinum Card and 180,000 MR points on the Platinum Card, this is about as good as it gets.
If any of these cards are on your radar, now’s the time to apply before the offers expire on August 18, 2025.
There is one big benefit that I seem to have- my platinum gives 10X MR on airline/travel purchases. Does anyone know how long this is going on for? I applied for the card in spring 2021. Player 2 who applied later that year doesn’t seem to have the same earn rate.